1. Japan Stocks

  2. •

    Finance

  3. •

    Major banks
77 Bank, Ltd.

77 Bank, Ltd.

3,490.00
JPY
-133.00
(-3.67%)
681.79BMarket Cap
Nov 12Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
434.32
441.77
441.85
426.52
453.49
446.81
487.95
506.27
505.42
518.88
642.12
705.72
828.96
- -
Basic EPS, GAAP
67.1
75.93
70.62
71.91
82.29
79.3
82.32
74.3
100.27
112.91
134.14
176.5
242.22
- -
Free Cash Flow per Basic Share
987.89
-501.15
-696.36
300.99
-490.84
-883.62
60.53
3,608.23
2,848.39
-3,084.39
-482.16
-1,529.64
-2,047.69
- -
Dividend per Share
11.66
13.32
14.99
15.06
15.04
15.09
16.76
16.76
17.61
26.9
35.24
48.62
70.56
- -
Book Value per Share
1,714.24
2,041.79
1,946.27
2,105.51
2,204.39
2,194.07
2,019.08
2,315.73
2,314.64
2,272.84
2,707.2
2,578.61
3,101.33
- -
Tangible Book Value per Share
1,712.64
2,040.34
1,944.89
2,104.16
2,202.86
2,192.65
2,017.35
2,314.16
2,313.23
2,272.24
2,706.69
2,578.14
3,100.75
- -
Basic Weighted Avg Shares
224
225
225
224
223
223
222
222
222
222
222
222
223
223
Sales/Revenue/Turnover
97,474
99,187
99,213
95,576
100,926
99,561
108,238
112,218
112,072
115,145
142,665
157,017
184,831
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3,759
4,336
4,336
3,856
3,625
4,378
3,227
3,300
3,397
3,010
3,150
2,853
2,947
- -
Net Income, GAAP
15,059
17,049
15,857
16,114
18,314
17,670
18,261
16,468
22,234
25,056
29,802
39,270
54,007
- -
Effective Tax Rate (%)
42.18
43.9
35.07
27.54
26.86
21.78
30.23
33.65
31.48
29.24
32.58
30.2
31.12
- -
Profit Margin (%)
15.45
17.19
15.98
16.86
18.15
17.75
16.87
14.68
19.84
21.76
20.89
25.01
29.22
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
88,175
91,925
4,466
190,731
126,046
132,747
294,607
604,679
1,197,221
669,667
810,032
712,325
557,618
- -
Total Equity
397,010
472,027
452,310
468,194
490,736
489,077
447,435
513,337
513,314
504,487
601,699
573,943
691,902
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
3.02
3.01
2.77
2.75
2.87
2.85
2.68
1.77
1.57
1.74
2.3
2.91
4.26
- -
Return on Common Equity (%)
4.06
4.04
3.54
3.56
3.82
3.61
3.9
3.43
4.33
4.92
5.39
6.68
8.53
- -

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
223
223
223
Market Capitalization
459,664
681,788
740,141

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
686,487
601,976
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
20.55%
Free Cash Flow
536.29%
-12.38%
34.15%
Net Income, GAAP
14.12%
27.19%
37.53%
Sales/Revenue/Turnover
6.73%
10.86%
17.71%
Total Cash Common Dividend
18.32%
34.55%
45.43%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
157,017
2026
- -
- -
- -
- -
184,831
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
176.5
2026
- -
- -
- -
- -
242.22
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
48.62
2026
- -
- -
- -
- -
70.56
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Hidefumi Kobayashi
Full Time Employees
2,456
Sector
Finance
Industry
Major banks
Address
3-20, Chuo 3-chome Sendai MY Japan 980-8777
IPO Date
Oct 2, 1972
Website
77bank.co.jp
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Business
The 77 Bank, Ltd. (8341.T) operates as a regional bank primarily providing banking, leasing, and financial services to corporate and individual customers in Japan, with a focus on the Tohoku region. Founded in 1878 and headquartered in Sendai, Miyagi Prefecture, the company offers deposit products including savings, time deposits, foreign currency deposits, tax reserves, fixed deposits, and certificates of deposit; lending products such as mortgage, housing, home, reverse mortgage, car, education, student, agribusiness, and medical/welfare loans; securities investment including interest-bearing government bonds, local/municipal bonds, and investment trusts; domestic and foreign exchange services; agency services; debt and credit guarantees; over-the-counter sales of investment products; credit card services; leasing; and online banking services. It conducts operations mainly within Japan, with a representative office in Singapore and branches across the six Tohoku prefectures including a recently opened Aomori Branch in 2022 and Utsunomiya Corporate Office in 2023; subsidiaries encompass 77 Lease Co., Ltd., 77 Shin-Yo Hosyo Co., Ltd., 77 Credit Services Co., Ltd., 77 Digital Solutions Co., Ltd., and 77 Insurance Service Co., Ltd., newly consolidated in fiscal 2024. Recent developments include the start of operations at 77 Solar Park Tomiya in October 2024, establishment of the Group Business Strategy Division in November 2024 to enhance Group governance and coordination across 11 subsidiaries, investments such as a debt facility to Nihon Agri in February 2025 and bionto in September 2025, planned launch of a Singapore subsidiary 77 NEXT CONSULTING PTE. LTD. in January 2025 for ASEAN/India consulting, upward revision of fiscal 2025 profit forecasts with record first-half ordinary profits and net income, increased interim dividends and year-end dividend forecast targeting a 35%+ payout ratio by fiscal 2026 under Vision 2030, and strengthened consulting sales with specialized teams yielding higher fees from business matchings, M&A, and foreign exchange derivatives.