Fukuoka Financial Group, Inc.

Fukuoka Financial Group, Inc.

6,859.00
JPY
-225.00
(-3.18%)
1.11TMarket Cap
Nov 10Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
1,172.3
1,105.18
1,144.61
1,152.45
1,147
1,180.06
1,217.59
1,247.88
1,286.01
1,388.84
1,437.25
1,566.34
2,163.3
- -
Basic EPS, GAAP
210.66
213.02
260.32
-316.11
287.42
300.71
581.83
234.86
284.69
165.54
324.77
381.54
451.99
- -
Free Cash Flow per Basic Share
4,355.1
5,697.79
1,759.08
6,606.84
6,695.35
-86.17
180.65
8,055.63
11,322.66
-691.15
7,742.84
-2,769.25
-1,383.57
- -
Dividend per Share
59.04
64.01
64.04
65.78
69.99
80
83.4
84.96
89.94
100.38
109.93
122.59
155.16
- -
Book Value per Share
4,046.11
4,383.61
4,567.84
4,145.38
4,535.09
4,525.64
4,487.28
5,043.68
4,949.85
4,796.98
5,397.27
4,914.53
5,695.77
- -
Tangible Book Value per Share
3,271.6
3,664.55
3,892.75
4,056.77
4,444.47
4,431.33
4,386.25
4,948
4,850.57
4,701.81
5,272.64
4,760.19
5,499.16
- -
Basic Weighted Avg Shares
172
172
172
172
172
172
190
190
190
188
188
189
189
189
Sales/Revenue/Turnover
201,404
189,861
196,621
197,960
197,014
202,682
231,466
237,219
244,462
261,357
270,743
296,141
408,872
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
18,678
16,970
17,236
113,071
9,680
10,103
12,160
12,271
12,278
11,957
12,618
13,599
14,026
- -
Net Income, GAAP
36,192
36,595
44,718
-54,300
49,369
51,649
110,607
44,647
54,118
31,152
61,178
72,136
85,428
- -
Effective Tax Rate (%)
29.48
39.15
34.8
- -
30.3
29.93
- -
24.85
27.95
30.85
20.97
30.34
28.62
- -
Profit Margin (%)
17.97
19.27
22.74
-27.43
25.06
25.48
47.79
18.82
22.14
11.92
22.6
24.36
20.89
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
797,498
1,391,043
1,556,265
1,932,465
2,862,698
3,717,590
4,446,965
4,484,210
5,144,819
6,664,507
8,338,175
6,310,034
7,390,008
- -
Total Equity
745,778
778,092
784,689
712,056
778,971
777,307
853,060
958,832
941,064
901,750
1,021,746
929,593
1,076,715
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
2.3
1.93
1.96
- -
1.57
1.27
- -
0.83
0.94
0.45
0.72
0.87
1.09
- -
Return on Common Equity (%)
5.28
5.05
5.82
-7.26
6.62
6.64
13.57
4.93
5.7
3.38
6.37
7.4
8.52
- -

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
189
189
189
Market Capitalization
838,627
1,113,557
1,292,064

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
6,993,779
7,097,546
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.62%
2.82%
15.83%
Free Cash Flow
273%
-294.57%
-50.05%
Net Income, GAAP
-24.17%
22.3%
18.43%
Sales/Revenue/Turnover
8.08%
12.2%
38.07%
Total Cash Common Dividend
10.51%
12.88%
26.53%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
296,141
2026
- -
- -
- -
- -
408,872
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
381.54
2026
- -
- -
- -
- -
451.99
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
122.59
2026
- -
- -
- -
- -
155.16
2027
- -
- -
- -
- -
- -

Company Description

CEO
Hisa Goto
Full Time Employees
8,050
Sector
Finance
Industry
Major banks
Address
1-8-3, Otemon Fukuoka FK Japan 810-8693
IPO Date
Apr 2, 2007
Business
Fukuoka Financial Group, Inc. (8354.T) is a Japan-based regional financial holding company primarily engaged in banking services through its subsidiaries. The group operates The Bank of Fukuoka, Kumamoto Bank, and Eighteenth Shinwa Bank (formed in 2020 through the merger of Shinwa Bank and the acquired Eighteenth Bank), offering deposit accounts; lending services; asset management; leasing; securities brokerage; credit card issuance; loan guarantees; system development and operations; collateral valuation; credit management and collection; insurance agency; research and development; investments and loans; factoring; and office work agent services to individual and corporate customers primarily in Japan's Kyushu region, with headquarters in Fukuoka and a network spanning Fukuoka, Kumamoto, and Nagasaki prefectures. Founded on April 2, 2007, via the joint share transfer of The Bank of Fukuoka and Kumamoto Bank, the company lists on the Tokyo Stock Exchange and Fukuoka Stock Exchange, with paid-in capital of 124.7 billion yen. Recent developments include a May 2025 strategic partnership with ExaWizards Inc. to deploy AI agents for operational transformation and new banking models; the July 2025 launch of a record ¥10 billion investment fund by subsidiary FFG Venture Business Partners targeting 50-70 early-stage startups in Kyushu and beyond, with a focus on deep tech; and the July 2025 establishment of a ¥9 billion corporate venturing fund in joint venture with SBI Investment for AI, fintech, life sciences, and mobility sectors.

Company News

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