Bank of Toyama Ltd.

Bank of Toyama Ltd.

TTSE:8365
2,134.00
JPY
+13.00
(+0.61%)
11.81BMarket Cap
Nov 06Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
1,882.36
1,695.75
1,768.23
1,592.23
1,625.48
1,569.14
2,092.97
1,625.39
1,474.05
1,921.11
1,793.84
1,662.46
2,284.29
- -
Basic EPS, GAAP
129.01
232.1
184.46
218.89
243.42
260.36
133.47
102.85
61.28
179.58
116.65
177.22
196.14
- -
Free Cash Flow per Basic Share
2,067.32
4,612.92
-556.33
-579.9
447.8
-2,077.52
-2,513.81
2,127.69
2,047.85
-3,672.42
402.18
-825.38
1,660.44
- -
Dividend per Share
49.87
49.88
49.89
49.89
49.9
49.9
49.89
49.86
49.87
49.88
49.83
50.34
49.88
- -
Book Value per Share
493.9
6,151.44
5,916.19
6,075.95
6,602.61
6,463.16
5,533.18
6,031.2
5,818.42
5,429.78
5,612.76
5,339.18
5,816.59
- -
Tangible Book Value per Share
481.11
6,057.39
5,858.58
6,021.1
6,543.88
6,410.69
5,468.58
5,979.51
5,773.33
5,367.91
5,546.34
5,274.42
5,736.56
- -
Basic Weighted Avg Shares
5
5
5
5
5
5
5
5
5
5
5
5
5
5
Sales/Revenue/Turnover
10,228
9,213
9,605
8,649
8,828
8,522
11,369
8,834
8,010
10,398
9,719
8,949
12,182
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
551
471
418
478
306
315
438
502
449
490
489
496
500
- -
Net Income, GAAP
701
1,261
1,002
1,189
1,322
1,414
725
559
333
972
632
954
1,046
- -
Effective Tax Rate (%)
2.88
11.69
40.3
23.57
23.85
26.28
23.28
42.69
0.83
34.36
16.39
23.93
35.33
- -
Profit Margin (%)
6.85
13.69
10.43
13.75
14.98
16.59
6.38
6.33
4.16
9.35
6.5
10.66
8.59
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
3,894
3,198
2,534
1,559
15,149
15,399
15,402
25,379
35,233
18,731
18,273
11,561
10,767
- -
Total Equity
28,020
34,575
32,788
33,703
36,608
35,868
30,839
33,590
32,311
30,253
31,302
29,350
31,966
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
2.13
3.38
2.56
3.22
2.93
2.69
1.46
1.01
0.49
1.63
1.25
2.05
2.47
- -
Return on Common Equity (%)
2.69
4.19
3.06
3.65
3.84
3.98
2.23
1.78
1.04
3.19
2.11
3.24
3.52
- -

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
5
5
5
Market Capitalization
9,593
11,812
11,310

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
49,409
31,806
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.03%
-0.81%
8.91%
Free Cash Flow
-189.71%
-199.31%
-299.3%
Net Income, GAAP
14.22%
35.41%
9.64%
Sales/Revenue/Turnover
4.19%
8.43%
36.13%
Total Cash Common Dividend
- -
- -
-1.85%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
8,949
2026
- -
- -
- -
- -
12,182
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
177.22
2026
- -
- -
- -
- -
196.14
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
50.34
2026
- -
- -
- -
- -
49.88
2027
- -
- -
- -
- -
- -

Company Description

CEO
Yu Nakaoki
Full Time Employees
325
Sector
Finance
Industry
Major banks
Address
3-1 Shimozekimachi Takaoka TM Japan 933-8606
IPO Date
Nov 8, 1993
Business
The Bank of Toyama, Ltd. (8365.T) operates as a regional bank providing a comprehensive range of banking products and services to individual and corporate customers primarily in Japan; its core offerings include savings, ordinary, fixed, and time deposits; housing, renovation, car, education, and free loans with loan simulation tools; pension and insurance products; NISA accounts; financial products intermediary services; government bonds; investment trusts; safe deposit boxes; automatic transfer and foreign currency services; debit cards; and direct and internet banking platforms. The bank also engages in leasing activities and mortgage credit guarantee services through its head office, branches, and dedicated segments. Incorporated in 1954 as Toyama Industrial Bank and renamed The Bank of Toyama, Ltd. in August 1967, the company maintains its headquarters in Takaoka, Toyama Prefecture, Japan, with approximately 332-337 employees supporting operations focused on the regional market. In a significant recent development, Japanese hotel operator Plan Do See Inc. acquired just under a 5% stake in November 2025, positioning it as the bank's largest shareholder and establishing a strategic alliance to explore synergies in hospitality and regional finance.