- CEO
- Shinya Kubota
- Full Time Employees
- 2,243
- Sector
- Finance
- Industry
- Major banks
- Address
- 1-38, Hamamachi Otsu SH Japan 520-8686
- IPO Date
- Oct 1, 1987
- Business
- The Shiga Bank, Ltd. is a regional Japanese bank primarily engaged in providing comprehensive financial services centered on banking operations. Its core offerings include various deposit accounts such as savings, pension term, time, property, ordinary, retirement, green, and foreign currency deposits; a wide range of loan products including mortgage, housing, auto, education, card, unsecured, real estate secured, renovation, dental, and other loans; investment trust and insurance products; government bonds and asset management products; credit card services; and online financial instruments brokerage alongside web transfer and internet banking services. Additionally, the bank provides business-related financial services including finance leasing, installment sales, venture capital investment, cashing services, M&A advisory, crowdfunding, business succession and asset succession consulting, medical business startup and management support, and IT business support with business matching. The bank also manages automated teller machines outside its offices and offers document storage and management, real estate assessment, data processing, and mortgage guarantee services. Founded in 1933, The Shiga Bank is headquartered in Otsu, Japan and operates mainly within Japan with a strong focus on regional customers and businesses.
In recent years, The Shiga Bank has undertaken strategic expansions and improvements notably in fiscal year 2024 by enhancing its overseas finance business, incorporating structured finance solutions, and pursuing global growth opportunities. It also upgraded its securities management capabilities and introduced new digital banking services that significantly increased its mobile app user base by 30% during the first quarter of 2024, reflecting a push towards digital transformation and enhanced customer experience. These initiatives highlight the bank’s commitment to diversifying its earnings streams and strengthening its management infrastructure through data-driven strategies and AI utilization.
The bank serves a broad client base ranging from individual retail customers to corporate clients, supporting their diverse financial needs across deposits, lending, investment, and advisory services. It remains a key financial institution within the Japanese banking sector, leveraging its long history and local presence while pursuing innovation and expansion in both domestic and international finance markets. The company is publicly traded on the Tokyo Stock Exchange under the ticker 8366.T.
This detailed corporate profile reflects The Shiga Bank’s comprehensive product portfolio, recent strategic developments including digital enhancements and overseas business strengthening, and its established position as a regional financial services provider headquartered in Japan. These aspects collectively emphasize the bank’s role in the financial industry and its ongoing efforts to adapt and grow in a competitive environment.