Nanto Bank Ltd.

Nanto Bank Ltd.

TTSE:8367
1,753.00
JPY
-65.00
(-3.58%)
221.30BMarket Cap
Nov 10Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
503.78
508.31
468.59
504.03
402.53
412.2
410.11
411.53
392.9
378.98
392.6
484.9
525.22
- -
Basic EPS, GAAP
67.56
73.63
90.64
93.21
83.61
68.56
19.5
66.6
72.86
29.55
75.82
85.8
108.64
- -
Free Cash Flow per Basic Share
560.38
-69.25
681.5
1,832.09
-513.25
-571.81
-965.83
3,251.43
2,238.51
-3,248.48
-195.12
-1,140.91
-2,822.3
- -
Dividend per Share
12.01
14
13.01
14
13.21
14.98
15.99
15.99
16.02
22.19
22.63
26.96
41.27
- -
Book Value per Share
1,590.82
1,814.92
1,876.33
1,871.47
1,743.75
1,778.19
1,564.37
1,799.93
1,759.99
1,655.28
1,880.84
1,769.09
1,910.83
- -
Tangible Book Value per Share
1,547.96
1,776.46
1,841.32
1,836.04
1,716.36
1,744.61
1,525.04
1,767.45
1,730.15
1,625.84
1,850.35
1,737.44
1,871.49
- -
Basic Weighted Avg Shares
134
134
134
134
157
163
163
163
163
160
159
157
157
157
Sales/Revenue/Turnover
67,703
68,164
62,856
67,636
63,358
67,184
66,858
67,110
63,997
60,683
62,332
76,348
82,487
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
4,462
4,526
4,006
3,714
3,622
3,582
3,788
3,574
3,296
3,412
3,507
4,294
4,358
- -
Net Income, GAAP
9,079
9,874
12,159
12,508
13,160
11,174
3,179
10,861
11,867
4,731
12,037
13,510
17,062
- -
Effective Tax Rate (%)
50.64
41.93
15.96
25.45
26.94
27.76
45.84
29.28
33.74
25.08
27.59
30.65
30.94
- -
Profit Margin (%)
13.41
14.49
19.34
18.49
20.77
16.63
4.75
16.18
18.54
7.8
19.31
17.7
20.68
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
105,388
116,122
189,724
205,308
211,749
217,094
147,742
632,965
891,529
361,149
359,760
305,375
284,891
- -
Total Equity
220,646
251,316
251,712
251,139
284,167
289,851
255,053
293,557
286,471
262,798
298,630
277,794
300,119
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
2.61
2.68
2.93
2.79
2.76
2.23
0.7
1.63
1.13
0.53
1.88
2.18
2.92
- -
Return on Common Equity (%)
4.3
4.32
4.91
4.97
4.92
3.89
1.17
3.96
4.09
1.72
4.29
4.69
5.9
- -

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
157
157
157
Market Capitalization
159,894
221,301
276,906

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
519,547
435,470
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.2%
0.8%
8.04%
Free Cash Flow
-5.77%
51.74%
146.74%
Net Income, GAAP
30.52%
28.42%
26.29%
Sales/Revenue/Turnover
3.06%
4.69%
8.04%
Total Cash Common Dividend
- -
21.65%
52.7%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
76,348
2026
- -
- -
- -
- -
82,487
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
85.8
2026
- -
- -
- -
- -
108.64
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
26.96
2026
- -
- -
- -
- -
41.27
2027
- -
- -
- -
- -
- -

Company Description

CEO
Satoshi Ishida
Full Time Employees
2,352
Sector
Finance
Industry
Regional banks
Address
297-2, Omiya-cho 4-chome Nara NR Japan 630-8677
IPO Date
Apr 13, 1974
Business
The Nanto Bank, Ltd. (8367.T) operates as a regional bank primarily serving Nara Prefecture and surrounding areas in Japan, offering comprehensive financial services including deposits, loans, domestic and foreign exchange transactions; leasing of office equipment, industrial machinery, and automobiles; credit guarantees; securities brokerage; trusts; credit card issuance; real estate leasing and management; software development; and consulting for business succession, human resources systems, M&A, IT adoption, and productivity enhancement. Founded on June 1, 1934, through the merger of Sixty-eight Bank, Yoshino Bank, Yagi Bank, and Gose Bank, the bank maintains its headquarters at 297-2 Omiyacho 4-chome, Nara, Japan, with approximately 136 domestic branches across Nara, Osaka, Kyoto, Hyogo, Mie, Wakayama, and Tokyo, plus representative offices in Hong Kong and Shanghai. The Nanto Bank Group, which includes subsidiaries such as Nanto Lease, Nanto Capital Partners, Nanto Consulting, and Nanto Computer Services, targets individual and corporate clients in regional markets, emphasizing support for small and medium-sized enterprises, asset building, and regional economic development through tailored banking, leasing, and non-financial consulting solutions. In recent developments, the bank integrated its Corporate Solutions Department teams in April 2025 to bolster one-stop support for business succession and M&A; launched human resources system development consulting in September 2024; advanced digital transformation via the Nara Super App integration, online mortgage services, and web-based housing loan enhancements starting in the second half of 2024; introduced new products including the <Nanto> Familia account, additional investment trusts, and Nanto Bank card loans in 2024-2025; made Nara Kominka Machizukuri Partners Co., Ltd. an equity-method affiliate in January 2022; and participated in funding for ventures like Inclusion Japan through Nanto CVC and invested in GeoFla Inc. in November 2025 to promote regional economic revitalization.