Hyakugo Bank, Ltd.

Hyakugo Bank, Ltd.

TTSE:8368
2,089.00
JPY
-97.00
(-4.44%)
364.97BMarket Cap
Nov 10Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
295.79
283.34
291.34
293.23
317.36
303.56
317.19
337.49
360.82
360.86
413.54
418.15
544.9
- -
Basic EPS, GAAP
45.4
41.97
53.73
35.63
46.07
42.73
45.02
51.05
52.82
57.15
56.44
72.87
110.3
- -
Free Cash Flow per Basic Share
541.88
298.66
-55.19
328.31
32.52
1,020.33
75.14
2,286.03
208.89
-2,205.53
313.04
-2,894.31
99.09
- -
Dividend per Share
7.97
7.99
8
8
8
8.5
8.99
9.49
10.49
11.48
15.01
15.97
25.02
- -
Book Value per Share
1,141.56
1,375.67
1,289.28
1,333.35
1,408.53
1,402.5
1,307.71
1,553.77
1,584.67
1,545.98
1,988.43
1,770.71
2,129.04
- -
Tangible Book Value per Share
1,129.95
1,364.92
1,276.87
1,317.03
1,387.67
1,382.35
1,289.68
1,537.73
1,571.28
1,534.17
1,974.18
1,751.67
2,104.84
- -
Basic Weighted Avg Shares
254
254
254
254
254
254
254
254
254
254
253
248
243
243
Sales/Revenue/Turnover
75,050
71,884
73,921
74,399
80,524
77,022
80,509
85,714
91,553
91,507
104,638
103,531
132,588
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2,997
2,899
2,481
2,973
3,225
3,520
3,914
4,243
4,249
3,937
3,756
3,854
4,038
- -
Net Income, GAAP
11,520
10,648
13,634
9,040
11,690
10,843
11,427
12,965
13,402
14,493
14,281
18,042
26,839
- -
Effective Tax Rate (%)
36.57
33.85
32.47
28.86
29.66
29.15
27.05
29.02
29.12
29.15
28.17
29.09
27.2
- -
Profit Margin (%)
15.35
14.81
18.44
12.15
14.52
14.08
14.19
15.13
14.64
15.84
13.65
17.43
20.24
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
206,885
149,388
85,263
82,704
297,427
556,314
569,098
900,784
1,131,832
837,852
1,099,857
550,054
471,629
- -
Total Equity
297,196
357,050
335,651
342,759
357,390
355,858
331,954
394,675
401,845
392,033
496,918
435,448
516,650
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
2.42
2.02
2.83
2.06
2.16
1.38
1.26
1.18
0.95
1.05
1.01
1.4
2.72
- -
Return on Common Equity (%)
4.08
3.33
4.03
2.72
3.36
3.04
3.32
3.57
3.37
3.65
3.21
3.87
5.64
- -

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
243
243
241
Market Capitalization
222,041
364,972
477,710

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
723,735
658,273
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.05%
6.48%
18.65%
Free Cash Flow
263.58%
-493.66%
-103.36%
Net Income, GAAP
9.24%
17.03%
48.76%
Sales/Revenue/Turnover
6.37%
9.62%
28.07%
Total Cash Common Dividend
12.6%
21.66%
53.97%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
103,531
2026
- -
- -
- -
- -
132,588
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
72.87
2026
- -
- -
- -
- -
110.3
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
15.97
2026
- -
- -
- -
- -
25.02
2027
- -
- -
- -
- -
- -

Company Description

CEO
Masakazu Sugiura
Full Time Employees
2,828
Sector
Finance
Industry
Major banks
Address
21-27, Iwata Tsu MIE Japan 514-8666
IPO Date
Apr 2, 1973
Business
The Hyakugo Bank, Ltd. (Ticker: HYKUF) operates as a regional commercial bank in Japan, providing a range of banking services including deposits, loans, domestic and foreign exchange transactions, investment trusts; credit card services; and insurance products to individual and corporate customers primarily in the Chugoku region. Headquartered in Matsue, Shimane Prefecture, the bank was founded in 1878 and maintains a network of branches across Shimane, Hiroshima, Okayama, and Tottori prefectures. It focuses on small and medium-sized enterprises, local governments, and retail clients, offering asset management solutions and financing for regional economic development. In recent developments, the bank announced a strategic merger with The Hoki Bank in October 2024, set to create a new entity named The San-in Godo Bank, Ltd. by March 2026, aiming to enhance competitiveness and service capabilities in the San-in region through combined operational synergies and expanded branch networks. This alliance represents a significant consolidation in Japan's regional banking sector amid ongoing industry pressures.