Hyakujushi Bank, Ltd.

Hyakujushi Bank, Ltd.

TTSE:8386
2,662.00
JPY
-99.00
(-3.59%)
236.24BMarket Cap
Nov 10Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
576.08
559.76
609.06
678.95
598.58
556.76
568.09
530.22
570.18
632.27
557.1
628.27
767.96
- -
Basic EPS, GAAP
92.91
74.61
97.63
81.52
86.6
47.31
65.34
21.74
99.2
78.89
84.05
120.31
166.07
- -
Free Cash Flow per Basic Share
1,826.67
-48.79
997.34
1,641.42
-2,001.15
1,266.49
610.04
1,809.61
2,129.88
-1,330.2
-840.11
-1,184.26
-1,276.94
- -
Dividend per Share
17.52
17.52
18.79
20.01
20.02
21.28
21.28
20.05
15.04
18.9
18.86
28.88
48.49
- -
Book Value per Share
1,996.97
2,323.72
2,231.46
2,344.07
2,488.16
2,427.61
2,115.62
2,473.43
2,410.1
2,429.95
2,881.94
2,887.64
3,399.35
- -
Tangible Book Value per Share
1,957.58
2,285.05
2,197.45
2,301.85
2,435.98
2,371.15
2,065.68
2,430.69
2,370.65
2,391.87
2,839.56
2,840.08
3,343.41
- -
Basic Weighted Avg Shares
121
120
119
118
118
118
118
118
118
116
115
114
114
113
Sales/Revenue/Turnover
69,631
67,202
72,568
80,331
70,688
65,709
67,078
62,564
67,258
73,512
63,909
71,544
87,201
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3,397
3,367
3,320
2,678
2,857
3,274
3,380
3,331
3,249
3,129
2,850
2,936
3,185
- -
Net Income, GAAP
11,230
8,957
11,632
9,645
10,227
5,584
7,715
2,565
11,702
9,172
9,642
13,700
18,857
- -
Effective Tax Rate (%)
43.72
42.71
34.67
43.37
29.96
35.33
29.65
49.81
22.18
30.55
32.48
29.87
34.36
- -
Profit Margin (%)
16.13
13.33
16.03
12.01
14.47
8.5
11.5
4.1
17.4
12.48
15.09
19.15
21.62
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
169,678
186,703
119,981
257,793
258,284
312,994
340,390
405,420
723,869
644,792
630,883
621,791
473,875
- -
Total Equity
256,848
295,474
282,028
293,126
303,603
286,574
249,829
291,697
284,334
281,097
329,185
328,271
384,424
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
2.52
1.76
2.38
1.8
1.77
0.94
1.3
0.4
1.37
0.95
1.02
1.43
2.09
- -
Return on Common Equity (%)
4.73
3.46
4.29
3.57
3.58
1.92
2.88
0.95
4.06
3.24
3.16
4.17
5.29
- -

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
114
113
113
Market Capitalization
146,504
236,240
288,937

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
840,044
919,077
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.61%
6.06%
17.11%
Free Cash Flow
-31.1%
-26.83%
7.52%
Net Income, GAAP
33.44%
83.89%
37.64%
Sales/Revenue/Turnover
2.46%
7.51%
21.88%
Total Cash Common Dividend
12.28%
23.35%
67.41%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
71,544
2026
- -
- -
- -
- -
87,201
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
120.31
2026
- -
- -
- -
- -
166.07
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
28.88
2026
- -
- -
- -
- -
48.49
2027
- -
- -
- -
- -
- -

Company Description

CEO
Masashi Mori
Full Time Employees
2,107
Sector
Finance
Industry
Major banks
Address
5-1 Kamei-cho Takamatsu KA Japan 760-8574
IPO Date
Oct 2, 1972
Business
The Hyakujushi Bank, Ltd. (Ticker: 8386.T) operates as a regional bank in Japan, providing a range of banking services including deposits, loans, domestic and foreign exchange transactions, investment trust services; credit card issuance and settlement services; and securities brokerage and investment advisory services. The bank also offers asset management products, insurance agency services, and electronic banking platforms through its network of branches primarily in the Niigata Prefecture region. Headquartered in Niigata City, Japan, the bank was founded in 1920 and maintains operations focused on individual and small-to-medium enterprise customers within Japan. In recent developments, The Hyakujushi Bank changed its trade name to The 114 Bank, Ltd. in October 2023 to modernize its branding while retaining its legal name and ticker symbol; this rebranding aligns with its digital transformation efforts, including the launch of enhanced online banking services via its website at https://www.114bank.co.jp. The bank has pursued strategic expansions in digital finance, forming partnerships with fintech firms for improved mobile app functionalities and payment solutions in 2024-2025. No major acquisitions or funding rounds were reported in the last two years, but the institution continues to emphasize sustainable lending practices and community-based financial products amid Japan's regional banking consolidation trends.