The Hyakujushi Bank, Ltd. (Ticker: 8386.T) operates as a regional bank in Japan, providing a range of banking services including deposits, loans, domestic and foreign exchange transactions, investment trust services; credit card issuance and settlement services; and securities brokerage and investment advisory services. The bank also offers asset management products, insurance agency services, and electronic banking platforms through its network of branches primarily in the Niigata Prefecture region. Headquartered in Niigata City, Japan, the bank was founded in 1920 and maintains operations focused on individual and small-to-medium enterprise customers within Japan.
In recent developments, The Hyakujushi Bank changed its trade name to The 114 Bank, Ltd. in October 2023 to modernize its branding while retaining its legal name and ticker symbol; this rebranding aligns with its digital transformation efforts, including the launch of enhanced online banking services via its website at https://www.114bank.co.jp. The bank has pursued strategic expansions in digital finance, forming partnerships with fintech firms for improved mobile app functionalities and payment solutions in 2024-2025. No major acquisitions or funding rounds were reported in the last two years, but the institution continues to emphasize sustainable lending practices and community-based financial products amid Japan's regional banking consolidation trends.