Shikoku Bank Ltd.

Shikoku Bank Ltd.

TTSE:8387
3,635.00
JPY
-270.00
(-6.91%)
94.03BMarket Cap
Nov 11Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
934.39
918.81
974.26
1,027.88
956.08
922.28
866.74
873.32
936.08
1,356.39
1,170.64
1,128.39
1,396.65
- -
Basic EPS, GAAP
158.35
135.9
146.96
205.86
167.47
145.8
72.92
156.78
191.07
133.27
174.75
163.28
418.06
- -
Free Cash Flow per Basic Share
1,944.1
1,799.79
-731.33
1,610.21
-1,104.2
-1,431.8
-2,283.2
5,266.51
7,138.18
-8,742.92
-2,101.8
2,032.09
-697.99
- -
Dividend per Share
27.5
29.9
29.92
30.01
29.97
35.08
30.08
30.17
30.06
42.51
35.09
47.28
52.55
- -
Book Value per Share
2,665.91
3,070.36
3,112.33
3,260.44
3,457.91
3,485.46
3,246.02
3,812.48
3,713.09
3,596.69
4,030.12
3,835.07
4,559.31
- -
Tangible Book Value per Share
2,591.23
3,020.14
3,076.67
3,210.67
3,380.72
3,415.59
3,187.25
3,765.26
3,655.88
3,549.99
3,976.85
3,786.7
4,518.03
- -
Basic Weighted Avg Shares
43
43
43
43
43
43
42
42
42
42
42
42
42
42
Sales/Revenue/Turnover
40,333
39,666
42,097
44,283
40,860
39,352
36,800
36,992
38,924
56,477
48,803
47,083
58,280
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3,074
3,047
2,875
1,946
2,151
2,410
2,396
2,262
2,212
2,124
1,910
2,301
2,092
- -
Net Income, GAAP
6,835
5,867
6,350
8,869
7,157
6,221
3,096
6,641
7,945
5,549
7,285
6,813
17,445
- -
Effective Tax Rate (%)
32.08
31.71
34.92
26.12
33.41
31.01
- -
28.86
24.48
29.64
21.52
32.01
22.83
- -
Profit Margin (%)
16.95
14.79
15.08
20.03
17.52
15.81
8.41
17.95
20.41
9.83
14.93
14.47
29.93
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
75,116
145,543
110,210
128,510
112,699
84,161
70,279
152,522
294,664
8,359
66,380
182,830
229,252
- -
Total Equity
118,056
135,927
138,136
139,464
147,912
148,039
138,001
158,536
154,620
149,958
168,228
160,211
190,963
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
3.49
2.38
2.29
3.32
2.71
2.52
- -
2.56
2.09
1.83
3.71
2.36
4.57
- -
Return on Common Equity (%)
6.1
4.74
4.76
6.48
4.99
4.21
2.17
4.48
5.08
3.65
4.58
4.15
9.94
- -

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
42
42
42
Market Capitalization
63,437
94,030
125,861

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
147,946
296,385
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.63%
4.22%
19.19%
Free Cash Flow
-132.62%
-119.33%
-134.35%
Net Income, GAAP
24.19%
34.07%
156.05%
Sales/Revenue/Turnover
4.48%
11.4%
23.78%
Total Cash Common Dividend
- -
13.62%
11.15%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
47,083
2026
- -
- -
- -
- -
58,280
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
163.28
2026
- -
- -
- -
- -
418.06
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
47.28
2026
- -
- -
- -
- -
52.55
2027
- -
- -
- -
- -
- -

Company Description

CEO
Masahiro Minami
Full Time Employees
1,319
Sector
Finance
Industry
Regional banks
Address
1-1-1 Minami Harimayacho Kochi KO Japan 780-8605
IPO Date
Apr 2, 1973
Business
The Shikoku Bank, Ltd. is a Japanese regional bank founded in 1878 and headquartered in Kochi, Japan. The company offers a comprehensive range of financial products and services including deposits; various loan products; foreign exchange transactions; credit guarantee services; leasing; letters of credit; insurance products such as personal annuity, medical/cancer, endowment/children’s, term/income protection, and life and pet insurance; government bonds; and payment-related services including ATM lottery, inheritance-related services, foreign currency reserves, internet banking, and convenience store ATM access. Additionally, it provides business succession consulting, merger and acquisition brokerage support, business matching services, SDGs management support, and operates a venture capital business. The bank also manages computer-related business operations, industrial, economic, and financial research activities, as well as investment business partnership assets. Shikoku Bank primarily serves individual and corporate customers mainly in the Shikoku region with extended operations in major Japanese cities such as Tokyo and Osaka through a network of 104 offices, branches, and sub-branches. Recent major developments include continued strategic expansion of its financial service offerings and digital infrastructure enhancement to support its regional customer base, alongside strengthening its business matching and SDGs management support services. The bank has maintained a stable capital base of ¥25.0 billion and consolidated total assets exceeding ¥3.3 trillion as of March 2024. The bank’s focus remains on reinforcing sound regional banking operations, growth in leasing and investment partnership assets, and expanding its consulting and support services for corporate customers to facilitate business succession and mergers and acquisitions under evolving market conditions. The company operates extensively within the banking, leasing, and other financial businesses segments, targeting regional businesses and individual customers primarily in the Kochi and Tokushima prefectures as well as broader Japan. With a workforce of approximately 1,800 employees, Shikoku Bank continues to build on its legacy of over 140 years as a regional financial institution known for combining traditional banking with innovative financial solutions to meet diverse client needs. This detailed profile reflects the company’s comprehensive service portfolio, geographic reach, and strategic business shifts in the last 1-2 years in alignment with corporate and regional market demands.