- CEO
- Masaaki Matsuhashi
- Full Time Employees
- 1,393
- Sector
- Finance
- Industry
- Major banks
- Address
- 1-6-1, Marunouchi Tokyo TY Japan 100-0005
- IPO Date
- Feb 29, 2008
- Business
- Seven Bank, Ltd. specializes in retail banking and financial services primarily in Japan, offering a comprehensive range of products including ordinary deposits, time deposits, unsecured card loans, international money transfer services, debit card services (notably JCB debit cards with IC and nanaco capabilities), and ATM services. It operates a vast ATM network including those located in convenience stores and other retail outlets, supporting cash withdrawal, deposits, transfers, and other banking transactions through multiple channels including internet and mobile platforms. The bank also provides direct banking services facilitating online account management, fund transfers, and loan applications. Founded in 2001 and headquartered in Chiyoda-ku, Tokyo, Seven Bank additionally has a consolidated subsidiary, Bank Business Factory Co., Ltd., which delivers back-office support services to other financial institutions.
In recent developments, Seven Bank entered a strategic capital and business alliance with ITOCHU Corporation in September 2025, under which ITOCHU acquired a significant equity stake (initially 16.35% of voting rights) with plans to increase to 20%, aiming to integrate Seven Bank’s customer and service platform with ITOCHU’s financial portfolio to create new business models and deliver higher value-added financial services. Additionally, Seven Bank is considering investment in a FamilyMart-affiliated credit card company and plans to replace 16,500 FamilyMart ATMs with its own machines, expected to enhance annual sales and boost operating profits. The bank reaffirmed its dividend policy following steady half-year financial results and issued updated financial guidance for 2025. Notably, Seven & i Holdings has completed the deconsolidation of Seven Bank, reflecting operational and ownership restructuring within the last year.
Seven Bank operates within the financial services industry with a focus on retail banking and payment solutions, targeting individual consumers and other financial institutions in Japan. Its product suite supports both daily banking needs and financial transactions across domestic and international contexts. The bank’s strategic initiatives aim to expand service offerings through partnerships, technological integration, and enhancement of its ATM and retail banking networks to sustain competitive positioning in the evolving banking landscape.