United Fire Group, Inc.
NASDAQ Global SelectTotal Valuation
United Fire Group, Inc. carries a market capitalization of 1.32B, placing it among publicly traded companies globally. Its enterprise value stands at -244.11M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 1.32B |
| Enterprise Value | -244.11M |
Share Statistics
United Fire Group, Inc. currently has 25.65M shares outstanding.
| Shares Outstanding | 25.65M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
United Fire Group, Inc. trades at a trailing price-to-earnings ratio of 7.25. The price-to-sales ratio is 0.66, and the price-to-book ratio stands at 1.27.
| PE Ratio | 7.25 |
| PS Ratio | 0.66 |
| PB Ratio | 1.27 |
| P/TBV Ratio | 1.00 |
| P/FCF Ratio | 3.35 |
| P/OCF Ratio | 3.26 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 15.39 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 18.90 |
| Return on Assets (ROA) | 3.51 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | 18.34 |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, United Fire Group, Inc. has paid 33.55M in income taxes, reflecting an effective tax rate of 20.45.
| Income Tax | 33.55M |
| Effective Tax Rate | 20.45 |
Stock Price Statistics
United Fire Group, Inc.'s stock has gained approximately 88.79089% over the past 52 weeks. The 50-day moving average sits at 48.61, while the 200-day moving average is 39.23.
| Beta (5Y) | N/A |
| 52-Week Price Change | 88.79089% |
| 50-Day Moving Average | 48.61 |
| 200-Day Moving Average | 39.23 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, United Fire Group, Inc. generated 1.43B in revenue and converted that into 130.54M in net income, yielding earnings per share of 4.96.
| Revenue | 1.43B |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 164.09M |
| Net Income | 130.54M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 4.96 |
Balance Sheet
United Fire Group, Inc. holds 1.34B in cash and equivalents against 146.27M in total debt, resulting in a net debt position of -15.75M.
| Cash & Cash Equivalents | 1.34B |
| Total Debt | 146.27M |
| Net Debt | -15.75M |
| Equity (Book Value) | 747.29M |
| Book Value Per Share | 29.25 |
| Working Capital | N/A |
Cash Flow
United Fire Group, Inc. produced 290.70M in operating cash flow over the past twelve months.
| Operating Cash Flow | 290.70M |
| Capital Expenditures | N/A |
| Free Cash Flow | 290.70M |
| FCF Per Share | 11.38 |
Margins
United Fire Group, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 11.51 |
| Profit Margin | 9.15 |
| EBITDA Margin | N/A |
Dividends & Yields
The company's payout ratio of 13.30 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.68 |
| Dividend Yield | N/A |
| Payout Ratio | 13.30 |
| Shareholder Yield | -0.93 |
| FCF Yield | 29.81 |
Stock Splits
United Fire Group, Inc.'s most recent stock split took place on December 16, 2004 with a 1:2 split ratio.
| Last Split Date | 12/16/2004 |
| Split Ratio | 1:2 |
Scores
United Fire Group, Inc. posts an Altman Z-Score of 0.82, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.82 |