United Fire Group, Inc.
NASDAQ Global SelectTotal Valuation
United Fire Group, Inc. carries a market capitalization of 1.44B, placing it among publicly traded companies globally. Its enterprise value stands at 124.79M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 1.44B |
| Enterprise Value | 124.79M |
Share Statistics
United Fire Group, Inc. currently has 25.70M shares outstanding.
| Shares Outstanding | 25.70M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
United Fire Group, Inc. trades at a trailing price-to-earnings ratio of 9.52. The price-to-sales ratio is 0.91, and the price-to-book ratio stands at 1.38.
| PE Ratio | 9.52 |
| PS Ratio | 0.91 |
| PB Ratio | 1.38 |
| P/TBV Ratio | 1.38 |
| P/FCF Ratio | 5.06 |
| P/OCF Ratio | 4.94 |
Enterprise Valuation
| EV / Sales | 0.08 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | 0.44 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 14.97 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 15.46 |
| Return on Assets (ROA) | 3.67 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | 14.48 |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, United Fire Group, Inc. has paid 35.88M in income taxes, reflecting an effective tax rate of 20.29.
| Income Tax | 35.88M |
| Effective Tax Rate | 20.29 |
Stock Price Statistics
United Fire Group, Inc.'s stock has gained approximately 80.75557% over the past 52 weeks. The 50-day moving average sits at 52.84, while the 200-day moving average is 42.91.
| Beta (5Y) | N/A |
| 52-Week Price Change | 80.75557% |
| 50-Day Moving Average | 52.84 |
| 200-Day Moving Average | 42.91 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, United Fire Group, Inc. generated 1.47B in revenue and converted that into 140.96M in net income, yielding earnings per share of 5.38.
| Revenue | 1.47B |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 176.84M |
| Net Income | 140.96M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 5.38 |
Balance Sheet
United Fire Group, Inc. holds 1.37B in cash and equivalents against 146.35M in total debt, resulting in a net debt position of 6.91M.
| Cash & Cash Equivalents | 1.37B |
| Total Debt | 146.35M |
| Net Debt | 6.91M |
| Equity (Book Value) | 977.34M |
| Book Value Per Share | 38.02 |
| Working Capital | N/A |
Cash Flow
United Fire Group, Inc. produced 271.55M in operating cash flow over the past twelve months.
| Operating Cash Flow | 271.55M |
| Capital Expenditures | N/A |
| Free Cash Flow | 271.55M |
| FCF Per Share | 10.61 |
Margins
United Fire Group, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 12.00 |
| Profit Margin | 9.57 |
| EBITDA Margin | N/A |
Dividends & Yields
The company's payout ratio of 13.07 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.72 |
| Dividend Yield | N/A |
| Payout Ratio | 13.07 |
| Shareholder Yield | -0.63 |
| FCF Yield | 19.77 |
Stock Splits
United Fire Group, Inc.'s most recent stock split took place on December 16, 2004 with a 1:2 split ratio.
| Last Split Date | 12/16/2004 |
| Split Ratio | 1:2 |
Scores
United Fire Group, Inc. posts an Altman Z-Score of 0.90, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.90 |