1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Insurance - Property & Casualty
United Fire Group, Inc.

United Fire Group, Inc.

UFCS
United Fire Group, Inc.US flagNASDAQ Global Select
51.37
USD
+0.28
- -
1.32BMarket Cap
United Fire Group, Inc.
UFCS
(NASDAQ Global Select)

Recent

price

51.37

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
22.55
27.65
32.13
34.31
37.57
35.66
38.78
42.36
43.04
47.97
43.03
42.12
39.2
43.46
49.33
54.38
55.83
Revenue per Share
1.81
- -
1.59
3
2.36
3.54
1.96
2.05
1.1
0.59
-4.5
3.21
0.6
-1.18
2.44
4.63
5.11
Basic EPS, GAAP
2.64
2.37
6.71
6.03
5.72
7.17
8.13
6.14
3.07
2.45
0.9
0.64
-0.05
6.8
13.41
10.57
11.38
Free Cash Flow per Basic Share
0.6
0.61
0.61
0.69
0.79
0.86
0.97
1.1
4.2
1.31
1.14
0.6
0.63
0.64
0.64
0.64
0.68
Dividend per Share
19.21
15.7
16.86
19.09
20.93
23.5
24.24
24.43
28.51
27.87
22.19
24.77
24.62
22.74
24.45
28.3
29.25
Book Value per Share
27.35
26.09
27.78
29.8
31.62
33.93
36.07
38.1
34.47
35.49
32.66
34.81
29.15
28.85
30.64
36.75
37.1
Tangible Book Value per Share
26
26
25
25
25
25
25
25
25
25
25
25
25
25
25
26
26
Basic Weighted Avg Shares
591
705
811
870
940
897
986
1,056
1,080
1,200
1,078
1,056
988
1,098
1,252
1,388
1,426
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
3
6
8
6
7
6
6
5
5
11
7
7
8
11
11
11
11
Depreciation Expense
48
- -
40
76
59
89
50
51
28
15
-113
81
15
-30
62
118
131
Net Income, GAAP
18.62
- -
12.72
25.28
22.66
26.05
14.57
- -
- -
12.2
- -
16.78
- -
- -
19.57
20.11
20.45
Effective Tax Rate (%)
8.04
- -
4.96
8.75
6.29
9.94
5.06
4.83
2.56
1.23
-10.45
7.63
1.52
-2.7
4.95
8.52
9.15
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
61
- -
- -
- -
- -
- -
- -
- -
- -
50
50
50
50
117
146
146
LT Debt
716
696
729
783
817
879
942
973
888
910
825
879
740
734
782
941
951
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
16.91
- -
9.07
16.74
11.74
15.99
8.27
- -
- -
2.1
- -
13.03
- -
- -
9.96
15.84
18.34
Return on Capital (%)
9.74
- -
9.74
16.74
11.74
15.99
8.27
8.33
4.18
2.1
-17.99
13.69
2.42
-4.97
10.37
17.6
18.9
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
146
146
146
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
26
26
26
Market Capitalization
774
927
947

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,239
1,274
1,337
Accounts Receivable, Net
754
736
776
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.17%
3.36%
20.43%
Free Cash Flow
-1,403.23%
-2,777.54%
-20.73%
Net Income, GAAP
-176.28%
-153.66%
90.76%
Sales/Revenue/Turnover
4.78%
5.5%
10.87%
Total Cash Common Dividend
18.95%
-7.82%
0.58%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
296
301
323
332
1,252
2025
331
337
354
366
1,388
2026
369
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.53
-0.11
0.78
1.24
2.44
2025
0.7
0.9
1.54
1.5
4.63
2026
1.17
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.16
0.16
0.16
0.16
0.64
2025
0.16
0.16
0.16
0.16
0.64
2026
0.2
- -
- -
- -
- -
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Business
United Fire Group, Inc. (Nasdaq: UFCS) provides property and casualty insurance to businesses and individuals across the United States through a network of approximately 1,000 independent agencies. Founded in 1946 and headquartered in Cedar Rapids, Iowa, the company offers commercial lines insurance including commercial property, general liability, commercial auto, workers' compensation, surety bonds, businessowners policies, cyber coverage, inland marine, and excess and surplus lines; personal lines insurance encompassing homeowners and personal automobile coverage; and assumed reinsurance. UFG Insurance operates nationally with a focus on small to medium-sized businesses in sectors such as retail, manufacturing, construction, and professional services including architects and engineers. In 2025, the company advanced its new policy administration system toward implementation, enhancing operational capabilities; reported improved net investment income of $82.0 million for full-year 2024 driven by fixed maturity and other long-term investments; increased adjusted book value per share to $36.34 as of September 30, 2025; and declared a quarterly cash dividend of $0.16 per share in November 2025.

Company News

APIChatGPT

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    United Fire Group, Inc. announces its second quarter 2026 earnings call

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    United Fire Group, Inc. declares quarterly cash dividend of $0.20 per share and announces results of annual meeting of shareholders

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    United Fire Group, Inc. (UFCS) Shareholder/Analyst Call Prepared Remarks Transcript

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    United Fire Group, Inc. (UFCS) Q1 2026 Earnings Call Transcript

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    United Fire Group (UFCS) Surpasses Q1 Earnings and Revenue Estimates

  • globenewswire.com

    United Fire Group, Inc. reports first quarter 2026 results

  • globenewswire.com

    United Fire Group, Inc. announces its first quarter 2026 earnings call

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