UniCredit S.p.A.

UniCredit S.p.A.

UNCFF
UniCredit S.p.A.US flagOther OTC
96.81
USD
-4.09
- -
145.05BMarket Cap
UniCredit S.p.A.
UNCFF
(Other OTC)

Recent

price

96.81

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
49.15
47
23.99
21.76
20.5
16.93
16.31
10.05
9.23
9.02
8.28
8.41
10.17
13.87
16.39
15.81
12.02
Revenue per Share
2.41
-16.57
0.81
-12.29
1.75
1.46
-9.82
2.81
1.85
1.52
-1.25
0.94
3.12
5.2
5.99
6.89
5.3
Basic EPS, GAAP
-18.48
5.68
-11.12
2.26
-5.96
0.54
2.63
15.96
-14.66
-8.27
37.79
-3.94
4.39
-23.13
-5.44
4.58
- -
Free Cash Flow per Basic Share
1.59
1.77
0.24
0.82
0.53
0.72
0.65
0.25
0.59
0.59
0.26
0.35
0.82
1.33
3.05
3.16
- -
Dividend per Share
109.97
44.55
53.3
40.43
42.2
42.05
31.9
26.65
25.28
27.5
26.6
28.12
32.73
37.42
40.5
45.05
47
Book Value per Share
66.15
31.09
39.79
35.82
37.44
38.98
29.31
25.13
23.71
26.25
25.65
27.11
31.51
36.09
39.05
43.09
45.06
Tangible Book Value per Share
550
555
1,073
1,137
1,146
1,164
1,200
1,947
2,219
2,223
2,227
2,222
2,069
1,828
1,622
1,584
1,578
Basic Weighted Avg Shares
27,009
26,109
25,741
24,732
23,486
19,700
19,570
19,577
20,492
20,059
18,428
18,674
21,037
25,360
26,579
25,039
18,962
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1,672
2,440
1,389
3,539
1,190
1,046
1,542
1,168
635
2,167
1,420
1,490
1,303
1,625
1,306
1,280
901
Depreciation Expense
1,323
-9,206
865
-13,965
2,008
1,694
-11,790
5,473
4,107
3,373
-2,785
2,096
6,458
9,507
9,719
10,915
8,355
Net Income, GAAP
24.38
- -
- -
- -
31.72
- -
- -
16.1
- -
28.53
- -
- -
11.24
16.74
24
19.09
40.12
Effective Tax Rate (%)
4.9
-35.26
3.36
-56.46
8.55
8.6
-60.24
27.96
20.04
16.82
-15.11
11.22
30.7
37.49
36.57
43.59
44.06
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
214,568
197,722
201,277
191,238
176,185
167,762
154,880
137,502
109,269
126,150
134,084
125,915
115,462
122,522
122,724
129,938
142,518
LT Debt
67,703
54,798
65,248
50,056
52,836
53,486
43,188
60,225
57,350
61,785
59,942
62,650
63,497
64,243
62,841
68,109
70,816
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
2.14
-15.91
1.53
-25.79
4.18
3.41
-26.37
11.09
7.1
5.73
-4.61
3.44
10.29
14.92
15.36
16.77
12.07
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,503
1,498
1,498
Market Capitalization
106,852
94,450
117,269

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
53,293
48,180
57,888
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.34%
2.65%
8.38%
Free Cash Flow
-65.82%
-228.13%
-182.34%
Net Income, GAAP
-107.31%
18.92%
12.31%
Sales/Revenue/Turnover
2.74%
6.71%
-5.79%
Total Cash Common Dividend
37.18%
60.19%
1.15%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6,373
6,308
6,130
6,016
26,579
2025
6,554
6,992
- -
5,348
25,039
2026
7,073
6,541
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.52
1.64
1.6
1.03
5.99
2025
1.79
2.16
- -
1.2
6.89
2026
2.18
1.97
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
3.05
2025
- -
- -
- -
- -
3.16
2026
- -
- -
- -
- -
- -
Business
UniCredit S.p.A. is a pan-European commercial bank providing corporate and investment banking, retail and commercial banking, wealth management, and payments solutions to circa 15 million clients worldwide. The bank operates through three centralized product factories including Corporate Solutions with advisory and financing, client risk management, and trade and correspondent banking; Individual Solutions covering brokerage, assets under custody, funds, insurance, and portfolio management; and Group Payments Solutions offering cash management, payments, acquiring, and issuing services. Headquartered in Milan, Italy, since relocating its registered office there in 2017, UniCredit traces its origins to 1870 with the founding of Banca di Genova and maintains core operations in Italy, Germany, Austria, and 13 Central and Eastern European countries such as Romania, Bulgaria, Czech Republic, Croatia, Hungary, Serbia, Slovakia, Slovenia, Bosnia and Herzegovina, and Russia. Recent developments include the acquisition of digital finance providers Aion Bank and Vodeno in early 2025 to bolster its technology capabilities and re-enter Poland; ECB approval to increase its stake in Germany's Commerzbank to 29.9% and in Greece's Alpha Bank to 29.5% as of October 2025 amid strategic partnership expansions; a multi-year premium partnership with Ferrari announced in September 2024 and detailed in January 2025; a 10-year digital transformation agreement with Google Cloud signed in May 2025; and execution of a second tranche share buy-back programme up to €3.6 billion with updates through November 2025 alongside record profits leading to upgraded financial outlooks.

Company News

  • Germany warming to UniCredit on Commerzbank seen bolstering way for European bank deals

  • Commerzbank chair calls for review of German takeover rules after UniCredit bid

  • ECB leaning towards approving UniCredit's Commerzbank bid

  • UniCredit, Commerzbank CEOs briefly spoke but did not start merger talks, source says

  • Commerzbank CEO Calls For Dialogue With UniCredit

  • Commerzbank, facing possible UniCredit takeover, posts 94% profit gain

  • UniCredit, Accenture and IBM Collaborate to Build Europe's Next-Generation Banking Platform

  • Commerzbank to resume talks with UniCredit, Handelsblatt reports

  • EU narrow sanctions exemption could help UniCredit close stalled Alfa deal

  • UniCredit's Orcel ready to engage with German government on Commerzbank bid

  • Commerzbank says ready for takeover talks with UniCredit

  • Unicredit's Orcel: Commerzbank deal in best interest of both banks

  • UniCredit CEO tells CNBC full acquisition of Commerzbank could happen in fourth quarter

  • UniCredit Raises Profit Targets, Expects Further Boost From Commerzbank

  • UniCredit posts better than expected results, axes buyback after Commerzbank bid

  • German government not stopping UniCredit's takeover of Commerzbank, Merz says

  • 'Potential for chaos', German union warns on Commerzbank and UniCredit

  • Commerzbank workers say we don't want or need UniCredit

  • UniCredit closes in on Commerzbank as battle enters endgame

  • Commerzbank calls UniCredit offer unattractive