UniCredit S.p.A.

UniCredit S.p.A.

UNCFF
UniCredit S.p.A.US flagOther OTC
84.63
USD
-4.37
- -
123.82BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
21.76
20.5
16.93
16.31
10.05
9.23
9.02
8.28
8.41
10.17
13.87
16.39
16.3
12.25
Basic EPS, GAAP
-12.29
1.75
1.46
-9.82
2.81
1.85
1.52
-1.25
0.94
3.12
5.2
5.99
7.11
5.52
Free Cash Flow per Basic Share
2.26
-5.96
0.54
2.63
15.96
-14.66
-8.27
37.79
-3.94
4.39
-23.13
-5.44
4.73
- -
Dividend per Share
0.82
0.53
0.72
0.65
0.25
0.59
0.59
0.26
0.35
0.82
1.33
3.05
3.26
- -
Book Value per Share
5.01
19.13
18.87
7.55
13.53
11.29
10.96
8.21
10.46
13.37
16.84
19.17
21.07
43.16
Tangible Book Value per Share
39.36
41.26
42.83
33.32
29.19
24.26
26.54
25.97
27.19
29.54
33.9
37.38
42.43
41.56
Basic Weighted Avg Shares
1,137
1,146
1,164
1,200
1,947
2,219
2,223
2,227
2,222
2,069
1,828
1,622
1,536
1,585
Sales/Revenue/Turnover
24,732
23,486
19,700
19,570
19,577
20,492
20,059
18,428
18,674
21,037
25,360
26,579
25,039
19,414
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3,539
1,190
1,046
1,542
1,168
635
2,167
1,420
1,490
1,303
1,625
1,306
1,280
911
Net Income, GAAP
-13,965
2,008
1,694
-11,790
5,473
4,107
3,373
-2,785
2,096
6,458
9,507
9,719
10,915
8,745
Effective Tax Rate (%)
- -
31.72
- -
- -
16.1
- -
28.53
- -
- -
11.24
16.74
24
19.09
35.68
Profit Margin (%)
-56.46
8.55
8.6
-60.24
27.96
20.04
16.82
-15.11
11.22
30.7
37.49
36.57
43.59
45.04
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
191,238
176,185
167,762
154,880
137,502
109,269
126,150
134,084
125,915
115,462
122,522
122,724
129,938
102,133
Total Equity
50,056
52,836
53,486
43,188
60,225
57,350
61,785
59,942
62,650
63,497
64,243
62,841
68,109
68,807
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
-106.59
14.55
7.72
-76.04
30.91
15.98
13.65
-13.06
10.1
25.37
32.52
31.42
34.4
13.07

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
1,503
1,498
Market Capitalization
107,086
113,612
99,940

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
53,293
48,180
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.34%
2.65%
8.38%
Free Cash Flow
-65.82%
-228.13%
-182.34%
Net Income, GAAP
-107.31%
18.92%
12.31%
Sales/Revenue/Turnover
2.74%
6.71%
-5.79%
Total Cash Common Dividend
37.18%
60.19%
1.15%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6,373
6,308
6,130
6,016
26,579
2025
6,554
6,993
- -
5,348
25,039
2026
7,073
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.52
1.64
1.6
1.03
5.99
2025
1.79
2.16
- -
1.2
7.11
2026
2.18
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
3.05
2025
- -
- -
- -
- -
3.26
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Andrea Orcel
Full Time Employees
75,265
Sector
Financial Services
Industry
Banks - Regional
Address
Tower A Milan MI Italy 20154
IPO Date
Feb 13, 2009
Business
UniCredit S.p.A. is a pan-European commercial bank providing corporate and investment banking, retail and commercial banking, wealth management, and payments solutions to circa 15 million clients worldwide. The bank operates through three centralized product factories including Corporate Solutions with advisory and financing, client risk management, and trade and correspondent banking; Individual Solutions covering brokerage, assets under custody, funds, insurance, and portfolio management; and Group Payments Solutions offering cash management, payments, acquiring, and issuing services. Headquartered in Milan, Italy, since relocating its registered office there in 2017, UniCredit traces its origins to 1870 with the founding of Banca di Genova and maintains core operations in Italy, Germany, Austria, and 13 Central and Eastern European countries such as Romania, Bulgaria, Czech Republic, Croatia, Hungary, Serbia, Slovakia, Slovenia, Bosnia and Herzegovina, and Russia. Recent developments include the acquisition of digital finance providers Aion Bank and Vodeno in early 2025 to bolster its technology capabilities and re-enter Poland; ECB approval to increase its stake in Germany's Commerzbank to 29.9% and in Greece's Alpha Bank to 29.5% as of October 2025 amid strategic partnership expansions; a multi-year premium partnership with Ferrari announced in September 2024 and detailed in January 2025; a 10-year digital transformation agreement with Google Cloud signed in May 2025; and execution of a second tranche share buy-back programme up to €3.6 billion with updates through November 2025 alongside record profits leading to upgraded financial outlooks.

Company News

APIChat
  • Commerzbank in contact with German regulator on UniCredit stake buildup, staff message shows

  • UniCredit Clears Key 30% Threshold in Commerzbank Takeover Bid

  • UniCredit says take-up in Commerzbank takeover bid at 7.6% of capital

  • UniCredit set to exceed 30% stake in Commerzbank, Bloomberg News reports

  • Commerzbank workers protest UniCredit takeover attempt

  • UniCredit won't participate in Commerzbank shareholder meeting, sources say

  • Commerzbank Advises Shareholders Against Accepting UniCredit Offer

  • Commerzbank formally rejects UniCredit takeover offer

  • Unicredit CEO Orcel to meet with EU's Ribera, Albuquerque on Monday

  • Commerzbank to Cut 3,000 Jobs, Spend on AI as it Raises Targets Amid UniCredit Bid

  • Commerzbank upgrades targets as it fends off UniCredit takeover

  • UniCredit Q1: Profitability Remains Strong Despite Higher Provisions

  • UniCredit Strikes Deal to Sell Part of Russia Business to U.A.E. Investor

  • UniCredit reaches non-binding accord to sell parts of Russian business

  • Commerzbank official rejects UniCredit CEO's calls for renewed talks

  • UniCredit S.p.A. (UNCRY) Q1 2026 Earnings Call Transcript

  • Commerzbank CEO calls UniCredit offer unusual for not offering premium

  • UniCredit CEO calls for Commerzbank core focus

  • What UniCredit's $28B Commerzbank bid mean for European banking?

  • UniCredit CEO: Taking control of Commerzbank is 'not the expected scenario'