Unum Group

Unum Group

UNM
Unum GroupUS flagNew York Stock Exchange
94.07
USD
-1.78
- -
14.89BMarket Cap
Unum Group
UNM
(New York Stock Exchange)

Recent

price

94.07

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
31.28
33.99
37.37
39.17
41.09
43.45
46.93
49.83
52.82
57.19
64.57
57.96
59.18
62.59
68.21
75.27
80.07
Revenue per Share
2.7
0.94
3.18
3.2
1.57
3.51
3.96
4.39
2.38
5.25
3.89
4.8
7.01
6.53
9.49
4.28
4.25
Basic EPS, GAAP
3.67
3.62
4.53
3.5
4.33
4.83
4.4
4.67
6.34
6.94
1.72
6.25
6.56
5.43
7.4
3.22
4.19
Free Cash Flow per Basic Share
0.35
0.4
0.48
0.55
0.62
0.71
0.78
0.87
0.98
1.09
1.14
1.17
1.27
1.41
1.58
1.77
1.86
Dividend per Share
28.25
27.91
31.87
33.3
33.78
35.96
39.02
43.02
40.18
49.1
53.37
56.37
44.17
49.91
61.38
67.11
68.28
Book Value per Share
27.62
27.12
31.04
32.46
32.93
34.9
37.42
41.38
38.1
46.93
51.23
54.27
42.1
47.77
59.11
64.63
66.05
Tangible Book Value per Share
326
302
281
265
256
247
235
226
220
210
204
204
201
197
187
173
165
Basic Weighted Avg Shares
10,193
10,278
10,515
10,369
10,524
10,731
11,046
11,287
11,598
11,992
13,147
11,838
11,875
12,309
12,790
12,984
13,245
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
75
81
84
85
88
100
102
103
101
110
114
120
110
109
116
123
145
Depreciation Expense
879
284
894
847
402
867
931
994
523
1,100
793
981
1,407
1,284
1,779
738
703
Net Income, GAAP
33.43
14.73
28.42
30.57
25.81
29.98
30.89
29.19
16.63
20.39
17.74
22.18
19.59
21.72
20.97
20.89
22.36
Effective Tax Rate (%)
8.62
2.77
8.51
8.17
3.82
8.08
8.43
8.81
4.51
9.17
6.03
8.29
11.85
10.43
13.91
5.69
5.31
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
2,631
2,882
3,211
2,612
2,629
2,449
2,999
2,738
2,971
3,327
3,346
3,442
3,428
3,430
3,465
3,768
3,764
LT Debt
8,944
8,170
8,613
8,659
8,522
8,664
8,968
9,575
8,622
9,965
10,871
11,416
8,735
9,651
10,961
11,119
10,810
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
8.52
3.51
8.61
8.23
4.66
8.56
8.93
9.05
5.5
9.82
6.79
7.74
11.54
11.38
13.95
6.11
5.85
Return on Capital (%)
10.07
3.32
10.66
9.81
4.68
10.09
10.56
10.72
5.75
11.84
7.61
8.8
13.97
13.96
17.26
6.69
6.35
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
3,768
3,762
3,764
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
166
161
158
Market Capitalization
12,841
11,740
14,152

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
36,231
35,549
36,518
Accounts Receivable, Net
13,004
12,925
12,721
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
52
88
102
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.2%
1.41%
1.44%
Free Cash Flow
16.81%
43.77%
-59.97%
Net Income, GAAP
8.76%
7.7%
-58.49%
Sales/Revenue/Turnover
2.03%
-0.11%
1.52%
Total Cash Common Dividend
5.83%
5.74%
3.27%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,180
3,205
3,202
3,202
12,790
2025
3,078
3,346
3,358
3,206
12,984
2026
3,331
3,350
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.05
2.05
3.46
1.93
9.49
2025
1.06
1.93
0.23
1.04
4.28
2026
1.41
1.61
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.38
0.36
0.42
0.43
1.58
2025
0.43
0.42
0.46
0.46
1.77
2026
0.48
0.46
- -
- -
- -
Business
Unum Group, operating with its various subsidiaries, delivers comprehensive financial protection and employee benefit solutions across the United States, the United Kingdom, and Poland. The company organizes its operations through key segments: Unum US, Unum International, Colonial Life, and the Closed Block. Its extensive product portfolio includes group long-term and short-term disability coverage, group life and accidental death and dismemberment plans. Additionally, Unum offers a range of supplemental and voluntary products such as individual disability, dental, and vision insurance, alongside accident, sickness, critical illness, and cancer coverage. These offerings extend to workplace solutions like leave and absence management. Primarily, the firm distributes these solutions to employers for the advantage of their workforce, protecting millions of individuals and their families from financial challenges stemming from illness, injury, or loss of life. Unum Group leverages a diverse network for sales, including internal field personnel, independent brokers, consultants, and an independent contractor agency force. Founded in 1848, the company maintains its corporate headquarters in Chattanooga, Tennessee.

Company News

  • Nykredit A S Purchases Shares of 6,189 Unum Group $UNM

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  • Why Is Unum (UNM) Up 9.4% Since Last Earnings Report?

  • Unum Group Strengthens Capital Returns With New $1B Share Buyback

  • Unum Group's Board of Directors Authorizes $1 Billion Share Repurchase Program

  • Bank of New York Mellon Corp Sells 81,036 Shares of Unum Group $UNM

  • Bank of Nova Scotia Buys New Position in Unum Group $UNM

  • 7,732 Shares in Unum Group $UNM Bought by Advisors Capital Management LLC

  • Unum Group (UNM) Shares Surge 4.7% -- What GF Score of 66 Tells Investors

  • Unum Group Q2 Earnings Call Highlights

  • A Look at Unum Group (UNM) After 4.9% Decline -- GF Value $73.01 vs Price $83.63

  • Unum Group (UNM) Q2 2026 Earnings Call Transcript

  • UNM Q2 Earnings and Revenues Beat Estimates on Solid Premium Growth

  • Unum (UNM) Reports Q2 Earnings: What Key Metrics Have to Say

  • Unum (UNM) Beats Q2 Earnings and Revenue Estimates

  • Unum Group Reports Second Quarter 2026 Results

  • Unum Group (UNM) Expected to Post Earnings on Tuesday

  • Unum Group Gears Up to Report Q2 Earnings: Here's What to Expect

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  • Unum Group $UNM Position Lessened by California Public Employees Retirement System