Unum Group

Unum Group

UNM
Unum GroupUS flagNew York Stock Exchange
86.22
USD
-0.23
- -
13.78BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
39.17
41.09
43.45
46.93
49.83
52.82
57.19
64.57
57.96
59.18
62.59
68.21
75.27
78.34
Basic EPS, GAAP
3.2
1.57
3.51
3.96
4.39
2.38
5.25
3.89
4.8
7.01
6.53
9.49
4.28
4.62
Free Cash Flow per Basic Share
3.5
4.33
4.83
4.4
4.67
6.34
6.94
1.72
6.25
6.56
5.43
7.4
3.22
3.19
Dividend per Share
0.55
0.62
0.71
0.78
0.87
0.98
1.09
1.14
1.17
1.27
1.41
1.58
1.77
1.82
Book Value per Share
30.67
28.63
32.49
37.27
42.26
45.05
51.31
55.5
58.19
65.65
58.23
68.98
77.47
79.98
Tangible Book Value per Share
31.88
32.44
34.04
36.54
40.66
37.23
45.42
51.25
53.82
41.49
46.97
56.3
62.07
62.35
Basic Weighted Avg Shares
265
256
247
235
226
220
210
204
204
201
197
187
173
169
Sales/Revenue/Turnover
10,369
10,524
10,731
11,046
11,287
11,598
11,992
13,147
11,838
11,875
12,309
12,790
12,984
13,241
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
85
88
100
102
103
101
110
114
120
110
109
116
123
125
Net Income, GAAP
847
402
867
931
994
523
1,100
793
981
1,407
1,284
1,779
738
781
Effective Tax Rate (%)
30.57
25.81
29.98
30.89
29.19
16.63
20.39
17.74
22.18
19.59
21.72
20.97
20.89
21.28
Profit Margin (%)
8.17
3.82
8.08
8.43
8.81
4.51
9.17
6.03
8.29
11.85
10.43
13.91
5.69
5.9
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2,612
2,629
2,449
2,999
2,738
2,971
3,327
3,346
3,442
3,428
3,430
3,465
3,768
3,762
Total Equity
8,659
8,522
8,664
8,968
9,575
8,622
9,965
10,871
11,416
8,735
9,651
10,961
11,119
10,892
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
8.91
5.05
9.3
9.26
9.12
5.22
9.08
6.51
7.51
9.76
9.12
12.28
5.35
5.56
Return on Common Equity (%)
10.91
5.2
11.29
11.09
10.84
5.38
10.66
7.19
8.46
11.23
10.43
14.59
5.62
5.88

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
275
- -
- -
LT Borrowings
3,471
3,768
3,762
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
169
166
161
Market Capitalization
13,682
13,375
12,344

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
36,120
36,231
35,549
Accounts Receivable, Net
13,145
13,004
12,925
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
57
52
88
ST Debt
275
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.2%
1.41%
1.44%
Free Cash Flow
16.81%
43.77%
-59.97%
Net Income, GAAP
8.76%
7.7%
-58.49%
Sales/Revenue/Turnover
2.03%
-0.11%
1.52%
Total Cash Common Dividend
5.83%
5.74%
3.27%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,180
3,205
3,202
3,202
12,790
2025
3,078
3,346
3,358
3,206
12,984
2026
3,331
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.05
2.05
3.46
1.93
9.49
2025
1.06
1.93
0.23
1.04
4.28
2026
1.41
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.38
0.36
0.42
0.43
1.58
2025
0.43
0.42
0.46
0.46
1.77
2026
0.48
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Richard Paul McKenney
Full Time Employees
10,910
Sector
Financial Services
Industry
Insurance - Life
Address
1 Fountain Square Chattanooga TN United States of America 37402
IPO Date
Nov 6, 1986
Website
unum.com
Business
Unum Group, operating with its various subsidiaries, delivers comprehensive financial protection and employee benefit solutions across the United States, the United Kingdom, and Poland. The company organizes its operations through key segments: Unum US, Unum International, Colonial Life, and the Closed Block. Its extensive product portfolio includes group long-term and short-term disability coverage, group life and accidental death and dismemberment plans. Additionally, Unum offers a range of supplemental and voluntary products such as individual disability, dental, and vision insurance, alongside accident, sickness, critical illness, and cancer coverage. These offerings extend to workplace solutions like leave and absence management. Primarily, the firm distributes these solutions to employers for the advantage of their workforce, protecting millions of individuals and their families from financial challenges stemming from illness, injury, or loss of life. Unum Group leverages a diverse network for sales, including internal field personnel, independent brokers, consultants, and an independent contractor agency force. Founded in 1848, the company maintains its corporate headquarters in Chattanooga, Tennessee.

Company News

APIChatGPT
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