BKS Bank AG

BKS Bank AG

VVIE:BKS
22.00
EUR
0.00
(0.00%)
3.03EPS
7.28P/E
987.41MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
5.09
5.42
4.96
4.76
4.64
4.43
4.89
5.1
5.28
5.48
7.4
7.04
6.87
6.84
Basic EPS, GAAP
1.18
1.4
1.42
1.25
1.74
1.86
2.21
1.72
1.91
1.44
3.97
3.51
3.15
2.97
Free Cash Flow per Basic Share
1.4
-1.13
0.17
8.75
-0.51
1.66
-3.61
14.32
7.96
-13.74
-5.41
8.73
-11.87
-8.49
Dividend per Share
0.23
0.23
0.22
0.22
0.23
0.22
0.23
- -
0.12
0.23
0.24
0.35
0.4
- -
Book Value per Share
20.06
20.79
22.47
24.06
26.26
28.17
30.91
31.04
35.08
36.44
38.83
42.1
45.12
46.65
Tangible Book Value per Share
20.01
20.73
22.42
24.01
26.22
28.08
30.65
30.81
34.85
36.22
38.63
41.9
44.95
46.48
Basic Weighted Avg Shares
34
35
38
37
39
42
42
42
42
42
44
46
46
46
Sales/Revenue/Turnover
175
189
187
176
181
184
206
215
223
231
328
322
314
313
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
45
49
50
33
27
22
27
26
40
33
25
59
38
13
Net Income, GAAP
41
49
54
46
68
77
93
72
80
61
176
160
144
136
Effective Tax Rate (%)
10.83
9.86
11.71
7.26
11.84
11.05
9.9
11.96
13.44
19.1
13.19
12.61
10.61
11.29
Profit Margin (%)
23.21
25.76
28.65
26.31
37.6
42.06
45.14
33.69
36.08
26.18
53.7
49.81
45.84
43.38
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
814
789
758
743
628
666
793
815
936
1,033
1,072
1,140
1,453
1,728
Total Equity
702
796
860
959
1,047
1,211
1,302
1,363
1,480
1,544
1,769
1,924
2,063
2,133
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
2.69
3.14
3.35
2.78
4.03
4.36
4.68
3.38
3.5
2.43
6.5
5.43
4.38
3.75
Return on Common Equity (%)
5.84
6.51
6.47
5.08
6.79
6.86
7.4
5.43
5.65
4.01
10.63
8.68
7.22
6.58

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
46
46
46
Market Capitalization
841
942
987

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
644
568
593
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.2%
8.69%
7.19%
Free Cash Flow
265.3%
-175.66%
-236.02%
Net Income, GAAP
20.3%
31.58%
-10.11%
Sales/Revenue/Turnover
5.98%
9.02%
-2.33%
Total Cash Common Dividend
256.17%
528.33%
14.3%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
80
81
81
80
322
2025
84
82
73
75
314
2026
80
85
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.82
1.07
1.11
0.51
3.51
2025
0.85
0.87
0.73
0.71
3.15
2026
0.7
0.83
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.35
2025
- -
- -
- -
- -
0.4
2026
- -
- -
- -
- -
- -

Company Description

CEO
Nikolaus Juhász
Full Time Employees
1,138
Sector
Finance
Industry
Major banks
Address
St. Veiter Ring 43 Klagenfurt am Woerthersee KA Austria 9020
IPO Date
Jan 2, 1987
Website
bks.at
Business
BKS Bank AG, a regional universal bank headquartered in Klagenfurt, Austria, and founded in 1922, engages primarily in corporate and business banking, retail banking, financial markets, and other activities as part of the 3 Banken Group alliance with Oberbank AG and Bank für Tirol und Vorarlberg AG. The bank offers a comprehensive range of products and services including savings, sight, and time deposits; debit, credit, and prepaid cards; home, real estate, working capital, and consumption loans; car, equipment, and real estate leasing; investment, export finance, and syndicated loans; guarantees; internet and electronic banking via BizzNet and the BKS Banking App; asset management and private banking; treasury operations; online brokerage; documentary business; and insurance products, with operations spanning 63 branches in Austria, Slovenia, Croatia, Slovakia, Serbia, and Germany, serving approximately 167,000 retail customers and 27,800 corporate clients. Recent developments include the launch of digital innovations such as a new customer-focused website, enhanced BKS Banking App features like security order placement, chat functionality, FX online shop, digital securities account opening, preliminary corporate loan offers, BizzNet Pro replacing Elba, and BKS Sign signature tool; sustainability advancements with EUR 1.6 billion in sustainable products, science-based net-zero targets aligned to the Paris Agreement, membership in the Green Finance Alliance committing to climate neutrality by 2050, and the fourth VÖNIX sustainability award in 2025; strong financial performance with total assets of EUR 11 billion, an S&P BBB+ stable rating, and profit after tax of EUR 38.7 million in 1Q25; and a 2023 agreement to acquire Alta Invest for EUR 30 million.