Vienna Insurance Group AG

Vienna Insurance Group AG

VNRFY
Vienna Insurance Group AGUS flagOther OTC
14.97
USD
- -
- -
391.69MMarket Cap
Vienna Insurance Group AG
VNRFY
(Other OTC)

Recent

price

14.97

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
14.34
15.13
16.61
15.71
15.38
14.82
14.9
15.62
15.94
16.86
16.2
16.63
14.02
18.2
20.2
23.1
15.89
Revenue per Share
0.65
0.64
0.66
0.37
0.57
-0.03
0.45
0.46
0.42
0.52
0.36
0.59
0.74
0.87
0.98
1.3
0.42
Basic EPS, GAAP
2.73
1.65
2.21
1.61
1.85
1.48
1.23
1.45
0.86
1.16
0.06
0.13
-1.26
-0.85
-0.03
0.74
0.71
Free Cash Flow per Basic Share
0.25
0.28
0.3
0.32
0.32
0.32
0.16
0.2
0.22
0.22
0.24
0.17
0.3
0.29
0.31
0.35
0.22
Dividend per Share
2.9
3.27
3.7
3.62
3.24
2.89
3.22
3.5
3.72
4
4.09
8.62
9.08
9.56
10.19
11.16
3.72
Book Value per Share
4.57
4.17
5.12
4.14
3.79
3.79
5.71
6.36
6.05
5.08
5.55
5.59
5.76
6.46
7.22
8.49
6.05
Tangible Book Value per Share
640
640
640
640
640
640
640
640
640
640
640
640
640
640
640
640
640
Basic Weighted Avg Shares
9,179
9,681
10,630
10,057
9,842
9,485
9,537
9,999
10,201
10,788
10,370
10,644
8,971
11,649
12,928
14,781
10,170
Sales/Revenue/Turnover
8.33
- -
5.53
3.53
5.27
1.81
4.26
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
135
357
204
157
186
136
151
203
174
132
72
73
89
166
195
209
- -
Depreciation Expense
413
407
426
234
367
-21
288
298
269
331
232
376
472
559
626
835
269
Net Income, GAAP
18.62
20.95
21.08
27.83
24.5
131.38
21.08
15.81
24.2
20.8
29.84
24.12
20.78
25.42
26.57
26.09
24.2
Effective Tax Rate (%)
4.5
4.2
4
2.33
3.73
-0.22
3.02
2.98
2.64
3.07
2.23
3.53
5.26
4.8
4.84
5.65
2.64
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
539
1,960
1,548
1,786
920
1,566
2,570
2,660
2,689
1,879
1,979
1,993
2,316
1,815
1,734
1,838
2,689
LT Debt
5,030
5,050
5,689
4,967
4,796
4,414
5,711
6,044
5,836
5,191
5,286
5,308
5,714
6,099
6,559
7,331
5,836
Total Equity
11.1
- -
5.88
3.14
5.49
-0.81
3.79
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
17.06
13.07
9.92
5.01
9.38
-1.42
6.11
4.55
3.84
6.26
6.19
7.15
6.96
7.48
8.08
9.97
2.49
Return on Capital (%)
23.83
20.59
19.06
10
16.7
-1.05
14.71
13.83
11.64
13.42
8.94
9.24
8.34
9.37
9.91
12.22
11.64
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Jun'18
Sep'18
Dec'18
ST Debt
1,142
1,137
- -
LT Borrowings
2,601
2,596
2,689
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
128
128
128
Market Capitalization
2,909
3,177
2,449

Working Capital

FRC

in mil. unless spec.
Jun'18
Sep'18
Dec'18
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
24,484
24,732
24,829
Accounts Receivable, Net
1,666
1,544
1,563
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1,142
1,137
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.67%
6.83%
11.78%
Free Cash Flow
-397.83%
-775.87%
-2,828.82%
Net Income, GAAP
-135.97%
30.34%
33.3%
Sales/Revenue/Turnover
5.14%
8.42%
14.33%
Total Cash Common Dividend
5.77%
11.99%
11.27%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
11,649
2024
- -
- -
- -
- -
12,928
2025
- -
- -
- -
- -
14,781

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.87
2024
- -
- -
- -
- -
0.98
2025
- -
- -
- -
- -
1.3

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.29
2024
- -
- -
- -
- -
0.31
2025
- -
- -
- -
- -
0.35
Business
Vienna Insurance Group AG (VNRFY) operates as the leading insurance group in Central and Eastern Europe, providing life, health, property and casualty insurance products including medical expense, income protection, worker's compensation, motor vehicle liability, motor own damage, other motor, marine, aviation, transport, fire and other damage to property, general liability, credit and suretyship, legal expenses, assistance, miscellaneous financial losses, and reinsurance products such as treaty and facultative reinsurance; it also offers pension fund services through more than 50 companies serving around 33 million customers. Founded in 1824 with roots in predecessor companies including the Wechselseitige k.k. privilegierte Brandschaden Versicherungs-Anstalt, the company is headquartered in Vienna, Austria's Ringturm at Schottenring 30, and maintains a decentralized multi-brand structure with operations in 30 countries across Austria, Central and Eastern Europe (such as Czech Republic, Poland, Hungary, Romania, Slovakia, Croatia, Bulgaria, Ukraine, Baltic states, Balkans, Turkey, Georgia, Belarus, Moldova, Albania), Germany, Liechtenstein, Italy, Slovenia, and branches in France, Northern Europe; it functions as a subsidiary of Wiener Städtische Wechselseitige Versicherungsverein - Vermögensverwaltung - Vienna Insurance Group, which holds a majority stake. Recent developments include signing a Business Combination Agreement in October 2025 to acquire NÜRNBERGER Beteiligungs-AG through a voluntary public purchase offer of EUR 120 per share to diversify into the German market and support NÜRNBERGER's transformation into a prevention-focused biometric products provider while preserving its brand; launching the evolve28 strategic program in December 2025 with 2028 targets of at least EUR 20 billion in gross written premiums, EUR 1.5 billion profit before taxes, net combined ratio maximum 91%, operating return on equity at least 17%, and solvency ratio 150-200%, alongside five Group-wide initiatives in sustainability, capital management, banking cooperation, artificial intelligence, and health; expansions in Albania with non-life and life insurance additions, a stake in Polish financial broker Finanze, and a bid for Moldovan non-life insurer Moltosik; and issuances like a Tier 2 sustainability bond.

Company News

APIChatGPT
  • Vienna Insurance Group AG (VNRFY) Q1 2026 Earnings Call Transcript

  • Vienna Insurance Group AG (VNRFY) Shareholder/Analyst Call Prepared Remarks Transcript

  • Vienna Insurance Group AG (VNRFY) Q4 2025 Press Conference Call Transcript

  • Vienna Insurance Group AG (VNRFY) Q4 2025 Earnings Call Transcript

  • Short Interest in Vienna Insurance Group AG (OTCMKTS:VNRFY) Declines By 49.4%

  • Vienna Insurance Group AG (OTCMKTS:VNRFY) Sees Significant Increase in Short Interest

  • Vienna Insurance Group AG (VNRFY) Q3 2025 Earnings Call Transcript

  • The Takeover Of Nurnberger By Vienna Insurance Leaves Question Marks

  • Vienna Insurance Group offers to buy Germany's Nuernberger for $1.61 billion

  • Vienna Insurance Group AG - Special Call

  • Vienna Insurance Group AG (VNRFY) Q2 2025 Earnings Conference Call Transcript

  • Vienna Insurance Group AG (VNRFY) Q1 2025 Earnings Call Transcript

  • Vienna Insurance Group AG (VNRFY) Q4 2024 Earnings Call Transcript

  • Vienna Insurance Group AG (VNRFY) Q3 2024 Earnings Call Transcript