Vienna Insurance Group AG

Vienna Insurance Group AG

VNRFY
Vienna Insurance Group AGUS flagOther OTC
14.97
USD
- -
- -
391.69MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
15.71
15.38
14.82
14.9
15.62
15.94
16.86
16.2
16.63
14.02
18.2
20.2
23.1
15.89
Basic EPS, GAAP
0.37
0.57
-0.03
0.45
0.46
0.42
0.52
0.36
0.59
0.74
0.87
0.98
1.3
0.42
Free Cash Flow per Basic Share
1.61
1.85
1.48
1.23
1.45
0.86
1.16
0.06
0.13
-1.26
-0.85
-0.03
0.74
0.71
Dividend per Share
0.32
0.32
0.32
0.16
0.2
0.22
0.22
0.24
0.17
0.3
0.29
0.31
0.35
0.22
Book Value per Share
3.62
3.24
2.89
3.22
3.5
3.72
4
4.09
8.62
9.08
9.56
10.19
11.16
3.72
Tangible Book Value per Share
4.14
3.79
3.79
5.71
6.36
6.05
5.08
5.55
5.59
5.76
6.46
7.22
8.49
6.05
Basic Weighted Avg Shares
640
640
640
640
640
640
640
640
640
640
640
640
640
640
Sales/Revenue/Turnover
10,057
9,842
9,485
9,537
9,999
10,201
10,788
10,370
10,644
8,971
11,649
12,928
14,781
10,170
Operating Margin (%)
3.53
5.27
1.81
4.26
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
157
186
136
151
203
174
132
72
73
89
166
195
209
- -
Net Income, GAAP
234
367
-21
288
298
269
331
232
376
472
559
626
835
269
Effective Tax Rate (%)
27.83
24.5
131.38
21.08
15.81
24.2
20.8
29.84
24.12
20.78
25.42
26.57
26.09
24.2
Profit Margin (%)
2.33
3.73
-0.22
3.02
2.98
2.64
3.07
2.23
3.53
5.26
4.8
4.84
5.65
2.64
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,786
920
1,566
2,570
2,660
2,689
1,879
1,979
1,993
2,316
1,815
1,734
1,838
2,689
Total Equity
4,967
4,796
4,414
5,711
6,044
5,836
5,191
5,286
5,308
5,714
6,099
6,559
7,331
5,836
Return on Invested Capital (%)
3.14
5.49
-0.81
3.79
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
5.01
9.38
-1.42
6.11
4.55
3.84
6.26
6.19
7.15
6.96
7.48
8.08
9.97
2.49
Return on Common Equity (%)
10
16.7
-1.05
14.71
13.83
11.64
13.42
8.94
9.24
8.34
9.37
9.91
12.22
11.64

Capital Structure

FRC

in mil. unless spec.
Jun'18
Sep'18
Dec'18
ST Debt
1,142
1,137
- -
LT Borrowings
2,601
2,596
2,689
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
128
128
128
Market Capitalization
2,909
3,177
2,449

Working Capital

FRC

in mil. unless spec.
Jun'18
Sep'18
Dec'18
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
24,484
24,732
24,829
Accounts Receivable, Net
1,666
1,544
1,563
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1,142
1,137
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.67%
6.83%
11.78%
Free Cash Flow
-397.83%
-775.87%
-2,828.82%
Net Income, GAAP
-135.97%
30.34%
33.3%
Sales/Revenue/Turnover
5.14%
8.42%
14.33%
Total Cash Common Dividend
5.77%
11.99%
11.27%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
11,649
2024
- -
- -
- -
- -
12,928
2025
- -
- -
- -
- -
14,781

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.87
2024
- -
- -
- -
- -
0.98
2025
- -
- -
- -
- -
1.3

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.29
2024
- -
- -
- -
- -
0.31
2025
- -
- -
- -
- -
0.35

Company Description

APIChatGPT
CEO
Hartwig Loger
Full Time Employees
33,279
Sector
Financial Services
Industry
Insurance - Diversified
Address
Schottenring 30 Vienna WI Austria 1010
IPO Date
Mar 4, 2011
Website
group.vig
Business
Vienna Insurance Group AG (VNRFY) operates as the leading insurance group in Central and Eastern Europe, providing life, health, property and casualty insurance products including medical expense, income protection, worker's compensation, motor vehicle liability, motor own damage, other motor, marine, aviation, transport, fire and other damage to property, general liability, credit and suretyship, legal expenses, assistance, miscellaneous financial losses, and reinsurance products such as treaty and facultative reinsurance; it also offers pension fund services through more than 50 companies serving around 33 million customers. Founded in 1824 with roots in predecessor companies including the Wechselseitige k.k. privilegierte Brandschaden Versicherungs-Anstalt, the company is headquartered in Vienna, Austria's Ringturm at Schottenring 30, and maintains a decentralized multi-brand structure with operations in 30 countries across Austria, Central and Eastern Europe (such as Czech Republic, Poland, Hungary, Romania, Slovakia, Croatia, Bulgaria, Ukraine, Baltic states, Balkans, Turkey, Georgia, Belarus, Moldova, Albania), Germany, Liechtenstein, Italy, Slovenia, and branches in France, Northern Europe; it functions as a subsidiary of Wiener Städtische Wechselseitige Versicherungsverein - Vermögensverwaltung - Vienna Insurance Group, which holds a majority stake. Recent developments include signing a Business Combination Agreement in October 2025 to acquire NÜRNBERGER Beteiligungs-AG through a voluntary public purchase offer of EUR 120 per share to diversify into the German market and support NÜRNBERGER's transformation into a prevention-focused biometric products provider while preserving its brand; launching the evolve28 strategic program in December 2025 with 2028 targets of at least EUR 20 billion in gross written premiums, EUR 1.5 billion profit before taxes, net combined ratio maximum 91%, operating return on equity at least 17%, and solvency ratio 150-200%, alongside five Group-wide initiatives in sustainability, capital management, banking cooperation, artificial intelligence, and health; expansions in Albania with non-life and life insurance additions, a stake in Polish financial broker Finanze, and a bid for Moldovan non-life insurer Moltosik; and issuances like a Tier 2 sustainability bond.

Company News

APIChatGPT
  • Vienna Insurance Group AG (VNRFY) Q1 2026 Earnings Call Transcript

  • Vienna Insurance Group AG (VNRFY) Shareholder/Analyst Call Prepared Remarks Transcript

  • Vienna Insurance Group AG (VNRFY) Q4 2025 Press Conference Call Transcript

  • Vienna Insurance Group AG (VNRFY) Q4 2025 Earnings Call Transcript

  • Short Interest in Vienna Insurance Group AG (OTCMKTS:VNRFY) Declines By 49.4%

  • Vienna Insurance Group AG (OTCMKTS:VNRFY) Sees Significant Increase in Short Interest

  • Vienna Insurance Group AG (VNRFY) Q3 2025 Earnings Call Transcript

  • The Takeover Of Nurnberger By Vienna Insurance Leaves Question Marks

  • Vienna Insurance Group offers to buy Germany's Nuernberger for $1.61 billion

  • Vienna Insurance Group AG - Special Call

  • Vienna Insurance Group AG (VNRFY) Q2 2025 Earnings Conference Call Transcript

  • Vienna Insurance Group AG (VNRFY) Q1 2025 Earnings Call Transcript

  • Vienna Insurance Group AG (VNRFY) Q4 2024 Earnings Call Transcript

  • Vienna Insurance Group AG (VNRFY) Q3 2024 Earnings Call Transcript