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Wintrust Financial Corporation

Wintrust Financial Corporation

WTFCN
Wintrust Financial CorporationUS flagNASDAQ
25.98
USD
-0.07
- -
1.75BMarket Cap
Wintrust Financial Corporation
WTFCN
(NASDAQ)

Recent

price

25.98

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
39.78
41.52
44.18
38.47
41.52
43.42
47.12
50.96
55.71
61.68
65.24
71.62
72.12
81.43
89.21
102.03
105.26
Book Value per Share
31.35
32.41
34.24
29.93
32.45
33.17
37.08
41.68
44.67
49.7
53.23
59.64
61
70.33
75.39
88.66
92.13
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
560
609
734
768
807
908
1,039
1,147
1,317
1,459
1,644
1,711
1,956
2,272
2,451
2,726
2,864
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
18
19
25
26
38
41
53
63
68
88
96
102
82
85
100
119
118
Depreciation Expense
63
78
111
137
151
157
207
258
343
356
293
466
510
623
695
824
900
Net Income, GAAP
37.18
39.41
38.27
38.87
38.56
37.74
37.66
33.93
25.42
25.91
24.83
26.91
27.25
26.32
26.61
26.34
26.03
Effective Tax Rate (%)
11.31
12.73
15.15
17.87
18.75
17.27
19.92
22.47
26.06
24.38
17.82
27.24
26.05
27.4
28.36
30.22
31.44
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,585
1,856
717
687
1,270
1,037
710
857
1,160
1,756
2,363
2,342
3,296
3,650
4,238
4,481
4,374
LT Debt
1,437
1,544
1,805
1,901
2,070
2,352
2,696
2,977
3,268
3,691
4,116
4,499
4,797
5,400
6,344
7,259
7,525
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
2.89
5.1
6.54
7.57
7.81
7.21
8.46
9.36
11.18
10.36
7.47
11.25
11.37
12.69
12.22
12.35
12.78
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
341
- -
LT Borrowings
4,481
4,004
4,374
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
425
425
425
Shares Outstanding
67
67
67
Market Capitalization
1,734
1,738
1,767

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
9,686
10,630
11,549
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
341
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.97%
12.08%
14.41%
Free Cash Flow
-699.13%
-56.43%
35.38%
Net Income, GAAP
19.65%
24.15%
18.53%
Sales/Revenue/Turnover
11.68%
10.73%
11.23%
Total Cash Common Dividend
21.87%
15.78%
16.01%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
605
592
616
639
2,451
2025
643
671
698
714
2,726
2026
713
739
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Wintrust Financial Corporation is a financial holding company that provides community banking, specialty finance and wealth management services through its banking and nonbank subsidiaries. Incorporated in 1992 and headquartered in Rosemont, Illinois, the company serves individuals, small and mid-sized businesses, local governments and institutional clients primarily across the greater Chicago area, southern Wisconsin, west Michigan, northwest Indiana and southwest Florida. Wintrust’s core banking offerings include commercial, commercial real estate, residential real estate and consumer lending; deposit products; treasury and cash management services; mortgage banking; and branch-based retail and commercial banking delivered through a network of more than 200 banking offices and 16 community bank subsidiaries. Its specialty finance operations provide insurance premium financing, equipment financing through structured loans and leases, accounts receivable financing, and outsourced administrative services. Its wealth management franchise offers trust and investment services, asset management, brokerage services, tax-deferred like-kind exchange services and related fiduciary solutions through Wintrust Private Trust Company, Great Lakes Advisors, Wintrust Investments and Chicago Deferred Exchange Company. Recent strategic changes include the August 2024 completion of the all-stock acquisition of Macatawa Bank Corporation, which expanded Wintrust’s Michigan presence, and the July 2026 agreement by Wintrust Private Trust Company to acquire Northern Trust’s guardianship services business, a $1.2 billion assets-under-management operation expected to close later in 2026. The company also expanded its wealth management distribution in September 2026 when Great Lakes Advisors entered a new solicitation agreement with Transamerica Asset Management to offer its Large Cap Value strategy through unified managed accounts and separately managed accounts.