Assicurazioni Generali S.p.A.

Assicurazioni Generali S.p.A.

42.32
EUR
-0.63
(-1.47%)
64.41BMarket Cap
Mar 16Next Earn
Assicurazioni Generali S.p.A.
XETR:ASG
(Deutsche Borse Xetra)

Recent

price

42.32

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
EUR
56.07
46.27
49.52
50.6
53.51
55.7
51.59
49.67
43.88
56.9
50.11
59.72
21.05
43.4
38.47
49.32
- -
Revenue per Share
1.3
0.56
0.06
1.24
1.07
1.3
1.34
1.35
1.48
1.7
1.11
1.81
1.42
2.43
2.45
2.78
- -
Basic EPS, GAAP
12.33
8.34
6.34
8.34
12.69
11.54
12.09
10.45
9.59
12.97
12.32
11.11
6.59
1.12
10.11
13.08
- -
Free Cash Flow per Basic Share
0.79
0.45
0.2
0.2
0.45
0.6
0.72
0.8
0.8
0.9
0.5
1.47
1.22
1.16
1.31
1.44
- -
Dividend per Share
11.35
9.85
12.34
12.71
14.91
15.14
15.74
16.08
15.08
18.07
19.13
18.61
17.22
18.78
19.97
21.33
21.23
Book Value per Share
4.43
3.08
5.91
6.7
9.38
9.58
10.05
10.45
9.49
12.08
13.01
12.28
10.74
12.31
12.18
13.21
13.22
Tangible Book Value per Share
1,547
1,541
1,541
1,548
1,556
1,556
1,559
1,561
1,564
1,568
1,569
1,573
1,570
1,542
1,522
1,503
1,504
Basic Weighted Avg Shares
86,745
71,291
76,299
78,338
83,260
86,690
80,411
77,519
68,624
89,212
78,648
93,943
33,057
66,939
58,527
74,133
- -
Sales/Revenue/Turnover
3.27
- -
2.15
2.97
3.55
3.93
3.93
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
497
528
410
594
583
608
562
555
771
836
776
1,072
- -
- -
- -
- -
Depreciation Expense
2,018
856
94
1,915
1,670
2,030
2,081
2,110
2,309
2,670
1,744
2,847
2,235
3,747
3,724
4,172
- -
Net Income, GAAP
30.64
36.12
78.61
31.37
34.98
32.64
29.37
32.67
32.64
31.28
34.66
30.22
34.97
27.56
30.51
26.98
- -
Effective Tax Rate (%)
2.33
1.2
0.12
2.44
2.01
2.34
2.59
2.72
3.36
2.99
2.22
3.03
6.76
5.6
6.36
5.63
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
3,041
3,303
19,598
17,881
16,800
15,385
15,097
15,252
14,535
14,180
13,424
16,572
36,224
35,345
37,543
39,571
41,485
LT Debt
20,065
17,810
21,726
21,405
24,185
24,707
25,667
26,178
24,643
29,852
31,796
31,876
28,973
31,285
33,096
34,788
34,882
Total Equity
4.49
- -
0.52
2.32
3.4
4.17
4.4
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
14.84
6.27
0.31
6.32
5.62
6.24
6.65
6.35
6.95
7.46
4.49
6.43
4.22
5.99
5.95
5.08
- -
Return on Capital (%)
11.82
5.24
0.55
9.87
7.77
8.68
8.65
8.5
9.49
10.28
5.97
9.6
7.99
13.47
12.55
13.36
- -
Return on Common Equity (%)

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
39,571
- -
41,485
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,503
1,496
1,512
Market Capitalization
53,709
51,626
64,406

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
249,059
- -
250,741
Accounts Receivable, Net
4,430
- -
4,359
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.77%
2%
5.11%
Free Cash Flow
69.64%
136.46%
27.86%
Net Income, GAAP
11.51%
24.16%
12.03%
Sales/Revenue/Turnover
6.71%
14.25%
26.66%
Total Cash Common Dividend
- -
38.33%
9.32%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
58,527
2025
- -
- -
- -
- -
74,133
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
2.45
2025
- -
- -
- -
- -
2.78
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.31
2025
- -
- -
- -
- -
1.44
2026
- -
- -
- -
- -
- -
Business
Assicurazioni Generali S.p.A. (Generali Group) operates as one of the largest integrated global insurance and asset management groups, offering life insurance, property and casualty insurance, and asset management services to 71 million customers across more than 50 countries. The company provides comprehensive life insurance products including lump-sum and annuity payments for life events; property and casualty coverage against property damage, personal injury, and public liability; and asset management solutions for listed and unlisted financial instruments focused on optimal risk-adjusted returns. It serves individuals, medium-to-large companies, brokers, and institutional clients through five business units—Italy; Germany, Austria, and Switzerland; France and Global Business Activities; International; and Asset & Wealth Management—with a strong presence in Europe, Asia, Latin America, and North America; Generali maintains its headquarters in Trieste, Italy, where it was founded in 1831. Generali recently signed a non-binding memorandum of understanding with BPCE in January 2025 to form a 50-50 joint venture between Generali Investments Holding and Natixis Investment Managers, creating Europe's largest asset manager by revenues and a global top-10 player with approximately €1.9 trillion in assets under management. In October 2025, Generali Investments acquired a majority stake in MGG Investment Group, a U.S.-based private direct lending specialist, to bolster its private assets capabilities. The company launched its Lifetime Partner 27: Driving Excellence strategic plan in January 2025, succeeding Lifetime Partner 24: Driving Growth, to enhance customer relationships, operational models, and core capabilities while committing €15 billion in seed capital over five years to the new asset management platform.

Company News

  • Generali to buy 9.9% of Spain's Banco de Crédito Cooperativo for €150 million

  • Assicurazioni Generali S.p.A. (ARZGY) Q2 2026 Earnings Call Transcript

  • Generali beats first-half forecasts, launches €500 million share buyback

  • UniCredit seeking to double stake in Generali through Delfin, daily Il Sole 24 Ore reports

  • Intesa reassured Rome over Generali in talks on Monte Paschi bid, sources say

  • Intesa CEO says bank took Generali stake to pre-empt defensive moves

  • Intesa's board backs buying 3% Generali stake as part of MPS offer

  • Assicurazioni Generali S.p.A. (ARZGY) Q1 2026 Earnings Call Transcript

  • Generali Posts Lower Net Profit, Hit by Market Volatility

  • Italy's Monte dei Paschi should not to sell its Generali stake, investor Caltagirone says

  • MPS CEO says hard to say when it may make sense to sell the Generali stake

  • Leading Generali, MPS investor Delfin opens door to stake sale

  • Assicurazioni Generali S.p.A. (ARZGY) Shareholder/Analyst Call Prepared Remarks Transcript

  • MPS chief considering Generali stake sale, FT reports

  • UniCredit attends Generali shareholder meeting with 8.7% stake

  • European Insurers Are Shielded From U.S. Private-Credit Risks, Generali Executive Says

  • Assicurazioni Generali S.p.A. (ARZGY) Q4 2025 Earnings Call Transcript

  • Generali interested in replacing AXA as Monte dei Paschi partner, widening UniCredit deals, CEO says

  • Italian Insurer Generali Posts Rise in Profit on Growth Across Segments

  • Generali posts record 2025 profit, unveils 500-million-euro share buyback