Aviva plc

Aviva plc

8.42
EUR
-0.16
(-1.86%)
22.57BMarket Cap
Mar 04Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
11.44
14.43
6.21
13.25
11.95
4.53
16.81
7.69
8.38
-6.25
14.06
13.79
20.12
- -
Basic EPS, GAAP
0.67
0.52
0.24
0.17
0.36
0.39
0.64
0.7
0.5
-0.34
0.37
0.23
0.36
- -
Free Cash Flow per Basic Share
1.32
-0.26
1.21
1.11
1.85
1.31
1.45
-0.79
-0.75
5.05
-1.07
2.86
-0.96
- -
Dividend per Share
0.15
0.16
0.17
0.22
0.24
0.29
0.3
0.06
0.29
0.27
0.31
0.32
0.44
- -
Book Value per Share
3.13
3.65
4.14
4.36
4.36
4.38
4.41
4.87
4.26
3.46
3.32
3.05
3.51
3.32
Tangible Book Value per Share
2.28
2.87
2.26
2.54
3.05
3.09
3.24
3.8
3.54
2.37
2.2
1.65
1.37
1.19
Basic Weighted Avg Shares
2,975
2,978
3,786
4,100
4,089
4,011
3,958
3,972
3,936
3,126
2,878
2,894
2,855
3,506
Sales/Revenue/Turnover
34,052
42,986
23,517
54,323
48,869
18,166
66,546
30,556
32,986
-19,538
40,456
39,904
57,436
- -
Operating Margin (%)
8.84
6.2
4.98
- -
6.26
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
141
127
414
435
427
432
476
396
333
199
185
192
238
- -
Net Income, GAAP
2,008
1,569
936
703
1,497
1,568
2,548
2,798
1,966
-1,051
1,085
683
1,033
- -
Effective Tax Rate (%)
31.46
26.35
22.36
28
17.82
20.76
21.08
17.13
39.57
- -
23.25
29.29
26.81
- -
Profit Margin (%)
5.9
3.65
3.98
1.29
3.06
8.63
3.83
9.16
5.96
5.38
2.68
1.71
1.8
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
7,263
6,862
8,285
9,653
10,286
9,169
9,373
10,109
7,344
6,889
6,695
5,908
5,986
6,006
Total Equity
11,017
12,276
18,270
19,551
19,135
18,455
18,685
20,560
16,690
10,214
9,600
8,621
11,089
9,975
Return on Invested Capital (%)
9.08
10.14
2.76
- -
7.72
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
11.14
8.88
4.94
3.26
5.89
6.29
9.81
10.15
7.67
- -
7.78
5.79
7.6
- -
Return on Common Equity (%)
21.03
15.32
6.6
3.94
8.31
8.87
14.55
15.09
10.95
-8.23
11.37
7.75
10.9
- -

Capital Structure

GBP

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
ST Debt
51
1,320
51
LT Borrowings
6,064
5,536
6,006
LT Finance Leases
- -
450
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,661
3,047
2,981
Market Capitalization
- -
21,133
19,447

Working Capital

GBP

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
19,960
18,547
21,199
Accounts Receivable, Net
4,755
4,915
6,342
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
51
1,320
51
Deferred Revenue
- -
- -
- -

Growth Rates

GBP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-3.26%
-9.04%
28.63%
Free Cash Flow
-136.91%
-251.68%
-133.29%
Net Income, GAAP
-20.72%
-74.45%
51.24%
Sales/Revenue/Turnover
-14.54%
-83.15%
43.94%
Total Cash Common Dividend
37.98%
78.04%
34.31%

Semi-annual Revenue

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
39,904
2025
- -
- -
57,436
2026
- -
- -
- -

Semi-annual Earnings Per Share

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.23
2025
- -
- -
0.36
2026
- -
- -
- -

Semi-annual Dividends Per Share

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.32
2025
- -
- -
0.44
2026
- -
- -
- -

Company Description

CEO
Amanda Jayne Blanc
Full Time Employees
39,359
Sector
Finance
Industry
Multi-line insurance
Address
80 Fenchurch Street London GL United Kingdom EC3M 4AE
IPO Date
Jun 4, 1990
Website
aviva.com
Business
Aviva plc is a leading British multinational insurance company headquartered in London, England, that provides general insurance, life insurance, long-term savings products, retirement solutions and fund management services to approximately 25.2 million customers primarily in the United Kingdom, Ireland and Canada. The company offers a broad range of products and services including personal and commercial general insurance through brands such as Aviva Insurance and Quotemehappy; protection and health insurance; wealth management platforms and workplace pensions; retirement products encompassing bulk purchase annuities, individual annuities and equity release; and asset management via Aviva Investors, which manages £253 billion in assets as of August 2025. Principal subsidiaries include Aviva Canada, Aviva India and Aviva-Cofco in China, with operations focused on insurance, wealth and retirement segments. Founded through the 2000 merger of Norwich Union and CGU plc, with roots tracing back to 1696, Aviva rebranded from CGNU in 2002. Recent developments include the completion of its £3.7 billion acquisition of Direct Line Group on July 1, 2025, which has boosted UK and Ireland general insurance premiums by 17% to £6.7 billion in the first nine months of 2025, driven by 24% growth in personal lines, alongside upgraded cost synergies of £225 million to be fully achieved by 2028 and over £500 million in capital synergies expected by end-2026; a new multi-year partnership with NFU Mutual for rural insurance distribution; and a £600 million bulk purchase annuity buy-in for the Wolseley Group Retirement Benefits Plan finalized in September 2025.

Company News

  • Aviva plc (AVVIY) Shareholder/Analyst Call Transcript

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  • Aviva plc (AVVIY) Q2 2026 Earnings Call Transcript

  • Aviva Posts Strong First-Half Profit Growth

  • Aviva operating profit jumps 24% as Direct Line integration gathers pace

  • JP Morgan switches to Aviva as cash flow gap opens up in UK life insurance

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  • Standard Life shares due a pause after strong run, says RBC, preferring Aviva

  • UK's Aviva takes full ownership of India unit after New Delhi eases foreign investment rules

  • Aviva detects record £230m in bogus insurance claims as use of AI rises

  • 5 Life Insurance Stocks to Watch Amid Inflation, Low Interest Rate

  • Berenberg initiates on Aviva with 'buy' rating, sees 36% total return

  • Aviva's pension profits are under pressure, but RBC still sees upside

  • Aviva plc (AVVIY) Q1 2026 Sales/Trading Call Transcript

  • Legal & General and Standard Life investors loved Aviva's mixed results