XTM Inc.
Other OTCCapital Structure
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in mil. unless spec.Working Capital
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in mil. unless spec.Growth Rates
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in mil. unless spec.Quarterly Revenue
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Quarterly Dividends Per Share
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in mil. unless spec.- CEO
- Marilyn Schaffer
- Full Time Employees
- 15
- Sector
- Technology
- Industry
- Information Technology Services
- Address
- 67 Mowat Avenue Toronto ON Canada M6K 3E3
- IPO Date
- Jan 27, 2021
- Website
- xtminc.com
- Similar Companies
- Business
- XTM Inc. (OTCQB:XTMIF, CSE:PAID) operates as a financial technology company that develops and provides innovative payment solutions focused on earned wage access (EWA) and instant payouts for service workers; its flagship AnyDay platform delivers an all-in-one automated payments tech stack, including on-demand access to earned wages, gratuities, bonuses, Visa Direct, Mastercard Send, pre-authorized debits, direct deposits, digital banking, card issuing, tip calculators, and vertical credit products, primarily serving the hospitality, personal care, healthcare, manufacturing, retail, and services staffing industries with clients such as Earls, Maple Leaf Sports & Entertainment, Cactus Club, Marriott Hotels, and Live Nation. Founded in 2005 and headquartered at 67 Mowat Avenue, Suite 437, Toronto, Ontario, Canada M6K 3E3, the company conducts operations in Canada, the United States, and the United Kingdom through mobile apps, web portals, and customizable APIs with white-labeled UI for seamless integration. Its wholly owned subsidiary QRails Inc. previously powered cloud-based digital payment solutions for payroll providers and financial institutions; recent developments include the April 2024 definitive asset purchase agreement divesting QRails operations to Pateno Payments for enhanced financial efficiency, the September 2025 sale of QRails processor assets recording a $1.2 million loss, a March 2025 announcement of a proposed $10 million investment by Pateno Payments to expand integrated issuer-processor capabilities for daily tip disbursement and EWA across North America and beyond, and a November 2025 binding letter of intent with AGORACOM RWA DBX for tokenization of preferred shares in XTM USA via an arm's-length acquisition.
Everyday People Financial Corp. ("EPFC") Provides Update on XTM Inc. CCAA
XTM Reports on Everyday People Payments Service Outage and Halting of Activities Pursuant to Bank of Canada Compliance Order
Everyday Payments, Commences RPAA Compliance Process for Thousands of Hospitality Businesses
XTM Inc. Announces Board Changes and Appoints Keith Nugara as Board Advisor to Accelerate Strategic Execution and Market Expansion
XTM Inc., Through Everyday Payments, Completes Migration of 100,000+ Members to Virtual Tokenized Wallet Platform; Signals Growing Demand for Lending Solutions
XTM Files Q3 2025 Interim Financial Results
XTM Inc. Issues Shares in Settlement of Convertible Debentures Interest
Everyday People Financial Corp. and XTM Inc. Announce Strategic Management Services Agreement to Integrate Canadian Payments Operation
XTM Closes Strategic Asset Sale to Pateno Payments
XTM Provides Link to CPAB Notice Regarding Auditor
XTM Files Q1 2025 Interim Financial Results
XTM Files 2024 Annual Financial Results
XTM's AnyDay™ Earned Wage Access for Hospitality and Instant Tip-Out Calculator Solution Sees Surge in Demand Amid ‘No Tax on Tips' Proposal
XTM Provides Corporate Update
XTM Inc. Files Q3 2024 Financial Results with 29% YoY Growth
XTM Signs Exclusive Referral Agreement With KOHO for Canadian AnyDay™ Members
XTM Launches PayNow, an Earnings Payout, Remittance and Employee Benefits Solution for U.S. Temporary and Migrant Workers
XTM Provides Corporate Update and Announces Cease Trade Order
XTM Provides Update on Status of Financial Statements
XTM Announces Delay in Its Annual Filings