Zions Bancorporation, National Association

Zions Bancorporation, National Association

ZION
Zions Bancorporation, National AssociationUS flagNASDAQ Global Select
68.49
USD
+1.37
- -
10.07BMarket Cap
Zions Bancorporation, National Association
ZION
(NASDAQ Global Select)

Recent

price

68.49

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
13.06
12.36
11.75
11.06
11.3
10.19
11.69
12.99
14.37
16.1
17.04
18.2
21
21.08
21.26
23.01
23.39
Revenue per Share
-2.5
0.84
0.98
0.92
1.7
1.22
2.07
2.75
4.39
4.44
3.08
6.88
5.85
4.39
5.05
6.08
6.52
Basic EPS, GAAP
8.39
5.43
3.64
4.06
1.06
1.51
1.96
3.78
5.41
3.3
3.35
2.65
8.53
5.23
7.14
6.47
8.15
Free Cash Flow per Basic Share
0.66
0.86
0.73
0.65
0.5
0.53
0.53
0.64
1.22
1.48
1.58
1.63
1.79
1.91
1.96
1.81
1.83
Dividend per Share
30.45
28.51
29.33
30.75
33.78
33.13
34.56
36.12
37.51
38.32
42.72
44.42
50.41
53.76
57.32
61.55
62.34
Book Value per Share
21.01
19.31
21.06
23.99
27.71
27.79
28.95
30.37
30.98
32.8
38.5
37.57
22.58
28.37
34.01
40.94
41.77
Tangible Book Value per Share
166
182
183
184
192
203
204
201
194
176
164
160
150
148
147
147
147
Basic Weighted Avg Shares
2,168
2,254
2,152
2,034
2,173
2,072
2,383
2,609
2,782
2,834
2,790
2,911
3,152
3,115
3,130
3,385
3,439
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
373
240
185
131
58
86
123
179
193
188
86
-14
110
140
124
116
118
Depreciation Expense
-293
324
350
264
398
309
469
592
884
816
539
1,129
907
680
784
899
962
Net Income, GAAP
- -
38.1
35.71
35.18
35.88
31.49
33.48
36.75
22.66
22.51
19.79
21.92
21.27
23.25
22.53
23.49
21.79
Effective Tax Rate (%)
-13.5
14.36
16.24
12.97
18.34
14.91
19.68
22.69
31.78
28.79
19.32
38.78
28.78
21.83
25.05
26.56
27.97
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,943
1,954
2,337
2,274
1,092
812
535
383
724
1,723
1,336
1,012
651
542
950
1,472
1,963
LT Debt
6,647
6,983
6,049
6,465
7,370
7,508
7,634
7,679
7,578
7,353
7,886
7,463
4,893
5,691
6,124
7,180
7,296
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-8.59
2.99
3.38
3.05
5.38
3.73
6.11
7.72
11.71
11.17
7.35
15.61
11.97
8.36
9.07
10.23
10.84
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
2,000
- -
LT Borrowings
1,470
1,468
1,960
LT Finance Leases
3
4
3
Preferred Equity and Hybrid Capital
66
66
66
Shares Outstanding
148
148
147
Market Capitalization
8,327
8,612
8,471

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
12,363
12,116
11,616
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
2,000
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.66%
0.27%
17.24%
Free Cash Flow
27.47%
33.36%
-9.42%
Net Income, GAAP
18.04%
18.95%
14.67%
Sales/Revenue/Turnover
5.15%
4.02%
8.15%
Total Cash Common Dividend
23.31%
3.2%
6.05%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
742
767
792
820
3,130
2025
795
838
861
891
3,385
2026
849
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.97
1.29
1.39
1.4
5.05
2025
1.15
1.65
1.5
1.78
6.08
2026
1.58
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.48
0.49
0.49
0.5
1.96
2025
0.45
0.44
0.46
0.46
1.81
2026
0.46
- -
- -
- -
- -
Business
Zions Bancorporation, National Association is a regional financial services company offering a wide range of banking products and services primarily in 11 western states including Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. Founded in 1873 and headquartered in Salt Lake City, Utah, Zions operates through geographically defined local management teams and distinct brands. The company provides commercial and small business banking products such as commercial and industrial loans, owner-occupied lending and leasing, municipal and public finance advisory services, corporate trust services, and Small Business Administration lending. Its capital markets and investment banking operations include loan syndications, fixed income securities underwriting, strategic advisory, capital raising, power and project financing, and real estate capital markets with non-recourse financing for commercial properties. Zions also offers retail banking and wealth management services. Recent major developments include the acquisition by its subsidiary California Bank & Trust of four FirstBank branches in California’s Coachella Valley in early 2025, adding approximately $730 million in deposits and $420 million in loans, which expands Zions’ physical presence and customer base in that region. Additionally, in August 2025, Zions completed a $500 million fixed-to-floating rate subordinated notes offering to strengthen its capital base. The company continues to focus on loan growth, net interest margin expansion, and improving deposit costs, amid a supportive economic outlook. Zions remains a national leader in public finance advisory services and SBA lending and has earned multiple Coalition Greenwich awards recognizing excellence in small business and middle-market banking over the last 15 years. It is included in the S&P 400 Mid-Cap and NASDAQ Financial 100 indices. Zions Bancorporation targets small to midsize enterprises, local governments, and individual consumers in its operating regions, providing robust and localized financial solutions under several community-focused brands. The company’s strategic expansions, capital markets activities, and operational footprint underscore its commitment to supporting regional economic growth and delivering comprehensive financial services across the western United States. This description captures core products and services, geographic scope, founding and headquarters details, and recent strategic and financial developments relevant to investors and financial databases.

Company News

APIChatGPT
  • Zions (ZION) Could Be a Great Choice

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  • ZIONS BANCORPORATION TO PRESENT AT THE MORGAN STANLEY US FINANCIALS CONFERENCE

  • ZIONS BANCORPORATION TO PRESENT AT THE MORGAN STANLEY US FINANCIALS CONFERENCE

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  • Buyerlink Secures $40 Million Senior Secured Credit Facility

  • Why Zions (ZION) is a Great Dividend Stock Right Now

  • Zions Bancorporation, National Association (ZION) Shareholder/Analyst Call Prepared Remarks Transcript

  • ZIONS BANCORPORATION'S BOARD ANNOUNCES APPROVAL OF SHARE REPURCHASE AND DECLARES DIVIDENDS ON COMMON AND PREFERRED STOCK

  • Mike Selfridge Joins Zions Bancorporation as Executive Vice President and Head of Wealth Management

  • Cwm LLC Cuts Position in Zions Bancorporation, N.A. $ZION

  • Why Zions (ZION) is a Top Momentum Stock for the Long-Term

  • Why Zions (ZION) is a Top Value Stock for the Long-Term

  • Zions Bancorporation: NII Upswing, More Upside In 2026

  • Zions Q1 Earnings Beat on Higher NII & Fee Income, Provision Benefit

  • Zions Bancorp Analysts Raise Their Forecasts Following Q1 Results