Zurich Insurance Group AG

Zurich Insurance Group AG

ZURVY
Zurich Insurance Group AGUS flagOther OTC
35.23
USD
+0.02
- -
105.25BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
24.44
24.6
20.33
22.55
21.35
15.94
24.27
19.87
23.38
15.08
26.88
29.96
- -
22.55
Basic EPS, GAAP
1.37
1.33
0.62
1.08
1
1.25
1.4
1.29
1.75
1.34
1.5
2.02
- -
1.08
Free Cash Flow per Basic Share
0.39
1.51
1.53
0.25
1.56
1.09
1.4
1.74
0.87
1.52
2.38
2.52
- -
0.25
Dividend per Share
0.98
1
0.96
0.93
0.96
1.02
1.03
1.09
1.19
1.27
1.42
1.56
- -
0.04
Book Value per Share
9.53
10.68
11.48
12
12.32
12.65
12.99
13.16
11.78
11.9
11.31
11.78
- -
12
Tangible Book Value per Share
8.77
9.6
8.67
8.33
8.92
7.97
9.32
10.28
6.58
5.4
5.08
5.4
- -
8.33
Basic Weighted Avg Shares
2,948
2,961
2,979
2,986
3,000
2,961
2,961
2,966
2,974
2,969
2,905
2,872
- -
2,986
Sales/Revenue/Turnover
72,048
72,830
60,558
67,335
64,044
47,203
71,847
58,924
69,539
44,763
78,098
86,046
88,670
67,336
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1,198
1,012
1,200
781
936
898
967
911
849
756
852
911
858
781
Net Income, GAAP
4,028
3,949
1,842
3,211
3,004
3,716
4,147
3,834
5,202
3,964
4,351
5,814
6,798
3,211
Effective Tax Rate (%)
28.54
28.31
38.74
34.64
35.43
22.19
28.13
24.52
23.01
20.02
26.96
26.71
28.29
34.62
Profit Margin (%)
5.59
5.42
3.04
4.77
4.69
7.87
5.77
6.51
7.48
8.86
5.57
6.76
7.67
4.77
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
12,386
10,876
10,221
10,862
10,365
11,097
13,171
15,480
15,109
15,100
13,984
14,064
15,469
10,862
Total Equity
34,734
36,830
32,903
32,473
34,893
31,802
36,549
39,846
30,409
26,930
26,279
26,938
30,166
32,473
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
10.17
9.15
4.11
6.7
5.96
7.41
7.94
7.03
9.87
7.67
8.47
11.56
13.08
6.7
Return on Common Equity (%)
15.34
13.23
5.6
9.17
8.26
9.99
10.92
9.9
14.05
11.27
12.76
17.44
19.53
9.17

Capital Structure

FRC

in mil. unless spec.
Jun'16
Sep'16
Dec'16
ST Debt
- -
- -
891
LT Borrowings
10,686
11,692
10,862
LT Finance Leases
- -
- -
541
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
149
149
149
Market Capitalization
36,906
38,368
41,175

Working Capital

FRC

in mil. unless spec.
Jun'16
Sep'16
Dec'16
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
749
1,010
29,098
Accounts Receivable, Net
20,661
19,374
9,431
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
891
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-0.18%
-4.61%
11.98%
Free Cash Flow
51.25%
11.47%
-25.02%
Net Income, GAAP
16.78%
14.44%
16.92%
Sales/Revenue/Turnover
8.43%
14.02%
3.05%
Total Cash Common Dividend
5.99%
9.5%
13.77%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
78,098
2024
- -
- -
- -
- -
86,046
2025
- -
- -
- -
- -
88,670

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.5
2024
- -
- -
- -
- -
2.02
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.42
2024
- -
- -
- -
- -
1.56
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Mario Greco
Full Time Employees
60,000
Sector
Financial Services
Industry
Insurance - Diversified
Address
Mythenquai 2 Zurich Switzerland 8002
IPO Date
Jun 5, 2003
Website
zurich.com
Business
Zurich Insurance Group AG (ZURVY) is a leading global multi-line insurer that provides general insurance, life insurance, and related financial services to individuals, small and medium-sized enterprises, and multinational corporations. The company operates through three core business segments: General Insurance, offering motor, home, commercial property, casualty, and liability products; Global Life, providing life insurance, savings, investment, and pension solutions; and Farmers, delivering personal and commercial insurance primarily in North America, including reinsurance assumed from the Farmers Exchanges. Additional services encompass travel insurance through Zurich Cover-More and Travel Guard, cyber insurance and risk management via Zurich Global Ventures, cyber protection for retail and SME customers, integrated benefits, prevention services promoting wellbeing and climate resilience, and business risk management tools. Zurich serves over 75 million customers across more than 215 countries and territories, with approximately 63,000 employees, and maintains significant operations in Europe, North America, Asia-Pacific, Latin America, and other regions. Founded in 1872 and headquartered in Zurich, Switzerland, the company is listed on the SIX Swiss Exchange. In recent developments, Zurich completed the acquisition of AIG's global personal travel insurance business, including Travel Guard, for USD 600 million in December 2024, positioning it as one of the largest travel insurers worldwide; acquired cyber insurtech BOXX Insurance Inc. in July 2025 to enhance SME cyber offerings within Zurich Global Ventures; secured a majority 70% stake in Kotak General Insurance in India in 2025, marking its re-entry as the first foreign insurer post-FDI liberalization; and increased its stake in Banco Sabadell SA in early 2025 to strengthen sales partnerships.

Company News

APIChat
  • Zurich Insurance: Strong Q1 Momentum Supports Higher Valuation Outlook

  • Zurich Insurance Group AG (ZUR:CA) Q1 2026 Earnings Call Transcript

  • Head-To-Head Contrast: Zurich Insurance Group (OTCMKTS:ZURVY) & Hippo (NYSE:HIPO)

  • Zurich Insurance Group (OTCMKTS:ZURVY) Stock Passes Below 200 Day Moving Average – Here’s Why

  • Zurich Insurance: Record FY25 And Acquisition Reinforce Upside Potential

  • AM Best Comments on Credit Ratings of Zurich Insurance Group Ltd and Its Main Rated Subsidiaries

  • Zurich Insurance Confirms $11 Billion Beazley Takeover

  • Zurich Insurance to buy Australia's ClearView Wealth for $288 million

  • Zurich Insurance Group AG (ZUR:CA) Q4 2025 Earnings Call Transcript

  • Zurich Insurance Earnings Rise on Growth Across Business Lines

  • Prudential Public (NYSE:PUK) vs. Zurich Insurance Group (OTCMKTS:ZURVY) Head to Head Contrast

  • Zurich's Beazley bid sets the stage for more insurance deals

  • Zurich Insurance raises bid for Beazley to £8B, board backs takeover deal

  • Zurich Insurance Reaches $11 Billion Deal to Buy U.K. Insurer Beazley

  • Zurich Insurance to buy UK insurer Beazley for 1,335 pence per share

  • SiriusPoint (NYSE:SPNT) vs. Zurich Insurance Group (OTCMKTS:ZURVY) Head-To-Head Analysis

  • AXAHY or ZURVY: Which Is the Better Value Stock Right Now?

  • Zurich Insurance's $10.3 Billion Beazley Offer Rejected

  • UK's Beazley rejects Zurich Insurance's $10 billion takeover bid

  • Beazley Shares Hit All-Time High on Zurich Insurance's $10.27 Billion Takeover Proposal