American Express Company

American Express Company

0R3C.IL
American Express CompanyGB flagInternational Order Book
337.00
USD
-4.50
- -
227.58BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
30.38
32
32.79
39.29
41.76
47.1
52.7
45.02
54.69
70.39
82.33
92.62
103.93
111.15
Basic EPS, GAAP
4.95
5.63
5.11
5.68
3.02
7.99
8.07
3.8
10.13
9.93
11.31
14.14
15.5
16.66
Free Cash Flow per Basic Share
6.97
9.37
9.37
7.41
14.13
8.9
14.48
5.11
16.6
25.6
23.12
17.05
23.03
22.03
Dividend per Share
0.87
1
1.17
1.29
1.42
1.55
1.72
1.83
1.84
2.08
2.42
2.81
3.27
3.54
Book Value per Share
18.32
20.21
21.33
22.68
21.26
26.32
28.48
28.55
29.14
33.26
38.81
43.11
48.8
50.24
Tangible Book Value per Share
14.55
16.42
17.68
18.48
16.71
22.36
24.06
23.44
23.88
27.97
33.34
36.97
41.56
50.24
Basic Weighted Avg Shares
1,082
1,045
999
933
883
856
828
805
789
751
735
712
695
683
Sales/Revenue/Turnover
32,866
33,444
32,757
36,656
36,878
40,315
43,633
36,239
43,147
52,862
60,515
65,949
72,230
75,952
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1,020
1,012
1,043
1,095
1,321
1,293
1,188
1,543
1,695
1,626
1,651
1,676
1,777
1,873
Net Income, GAAP
5,359
5,885
5,163
5,375
2,748
6,921
6,759
3,135
8,060
7,514
8,374
10,129
10,833
11,445
Effective Tax Rate (%)
32.06
34.55
34.96
33.16
62.99
14.79
19.81
27.03
24.6
21.61
20.35
21.45
21.47
22.48
Profit Margin (%)
16.31
17.6
15.76
14.66
7.45
17.17
15.49
8.65
18.68
14.21
13.84
15.36
15
15.07
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
55,330
57,955
48,061
46,990
55,804
58,423
57,835
42,952
38,675
42,573
47,866
49,715
56,388
57,017
Total Equity
19,496
20,673
20,673
20,501
18,261
22,290
23,071
22,984
22,177
24,711
28,057
30,264
33,474
34,280
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
27.92
29.3
24.67
25.72
13.76
33.74
29.44
13.27
35.38
31.81
31.52
34.54
33.81
34.18

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
1,371
1,692
2,032
LT Borrowings
56,388
58,750
57,017
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
686
682
682
Market Capitalization
255,706
205,623
233,014

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
48,534
54,549
46,040
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
18,348
14,635
15,441
ST Debt
1,371
1,692
2,032
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.34%
7.99%
10.61%
Free Cash Flow
26.38%
51.37%
31.83%
Net Income, GAAP
24.08%
37.94%
6.95%
Sales/Revenue/Turnover
8.77%
14.91%
9.52%
Total Cash Common Dividend
7.26%
9.83%
14.01%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
15,801
16,333
16,636
17,179
65,949
2025
16,967
17,856
18,426
18,981
72,230
2026
18,908
19,637
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3.36
4.19
3.52
3.07
14.14
2025
3.67
4.11
- -
3.56
15.5
2026
4.32
4.56
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.63
0.73
0.73
0.73
2.81
2025
0.73
0.85
- -
0.85
3.27
2026
0.85
0.98
- -
- -
- -

Company Description

APIChatGPT
CEO
Stephen J. Squeri
Full Time Employees
76,800
Sector
Financial Services
Industry
Financial - Credit Services
Address
200 Vesey Street New York NY United States of America 10285
IPO Date
Nov 6, 2014
Business
American Express Company is a multinational financial services and payments company that operates as a diversified issuer and acquirer of payment cards, a provider of consumer and small business financial services, and a global payments platform. The company’s primary business activity centers on the issuance of proprietary credit and charge cards, merchant acquiring, and related payment processing services for individuals, small businesses, and corporate clients; it also offers travel and lifestyle services, consumer banking, and investment products through various channels. Main products and services: proprietary credit and charge card products across consumer, small business, corporate, and travel-related programs; merchant acquiring and payment processing services; digital and mobile wallet solutions; loyalty, rewards, and incentive programs; fraud protection, data security, and risk management services; travel, entertainment, and lifestyle services; consumer banking, savings products, and personal lending; business financing solutions including corporate cards and expense management tools; commercial payment solutions and treasury services; payment network services and global processing platforms; customer analytics, data, and consulting services; asset-based lending and other financial products through subsidiaries. Latest major company changes: announces strategic partnerships and alliances with major technology and financial services firms to expand card offerings and digital payments capabilities; pursues acquisitions and integrations to broaden cross-border travel-related services and enterprise solutions; launches new product platforms and enhancements to digital wallets, contactless payments, and expense management tools; undergoes organizational restructurings and brand initiatives to optimize global operations and customer reach; expands geographic footprint and service reach in key markets, including expansions in Asia-Pacific, Europe, and Latin America; continues capital return programs and refinancing activities to support growth and liquidity. Additional context: operates across consumer, small business, and corporate segments with a focus on payments, travel, and financial services; targets individual cardholders, merchants, small and medium enterprises, and large corporate clients; geographic operations span North America, Europe, Asia-Pacific, Latin America, and the Middle East; founded in 1850; headquarters in New York, New York; subsidiaries and affiliates include regional card networks, travel services entities, and corporate financial services units; maintains a network of partnerships with financial institutions, merchants, and technology providers to deliver comprehensive payment ecosystems.