American Express Company

American Express Company

AEC1.DE
American Express CompanyDE flagDeutsche Börse
294.40
EUR
+1.50
- -
200.88BMarket Cap
American Express Company
AEC1.DE
(Deutsche Börse)

Recent

price

294.40

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
23.22
25.43
27.8
30.38
32
32.79
39.29
41.76
47.1
52.7
45.02
54.69
70.39
82.33
92.62
103.93
111.15
Revenue per Share
3.41
4.19
3.95
4.95
5.63
5.11
5.68
3.02
7.99
8.07
3.8
10.13
9.93
11.31
14.14
15.5
16.66
Basic EPS, GAAP
6.61
7.28
5.31
6.97
9.37
9.37
7.41
14.13
8.9
14.48
5.11
16.6
25.6
23.12
17.05
23.03
22.03
Free Cash Flow per Basic Share
0.73
0.73
0.79
0.87
1
1.17
1.29
1.42
1.55
1.72
1.83
1.84
2.08
2.42
2.81
3.27
3.54
Dividend per Share
13.56
16.15
17.09
18.32
20.21
21.33
22.68
21.26
26.32
28.48
28.55
29.14
33.26
38.81
43.11
48.8
50.24
Book Value per Share
10.54
12.43
13.31
14.55
16.42
17.68
18.48
16.71
22.36
24.06
23.44
23.88
27.97
33.34
36.97
41.56
50.24
Tangible Book Value per Share
1,188
1,178
1,135
1,082
1,045
999
933
883
856
828
805
789
751
735
712
695
683
Basic Weighted Avg Shares
27,582
29,962
31,555
32,866
33,444
32,757
36,656
36,878
40,315
43,633
36,239
43,147
52,862
60,515
65,949
72,230
75,952
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
917
918
991
1,020
1,012
1,043
1,095
1,321
1,293
1,188
1,543
1,695
1,626
1,651
1,676
1,777
1,873
Depreciation Expense
4,057
4,935
4,482
5,359
5,885
5,163
5,375
2,748
6,921
6,759
3,135
8,060
7,514
8,374
10,129
10,833
11,445
Net Income, GAAP
31.98
29.57
30.52
32.06
34.55
34.96
33.16
62.99
14.79
19.81
27.03
24.6
21.61
20.35
21.45
21.47
22.48
Effective Tax Rate (%)
14.71
16.47
14.2
16.31
17.6
15.76
14.66
7.45
17.17
15.49
8.65
18.68
14.21
13.84
15.36
15
15.07
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
66,416
59,570
58,973
55,330
57,955
48,061
46,990
55,804
58,423
57,835
42,952
38,675
42,573
47,866
49,715
56,388
57,017
LT Debt
16,230
18,794
18,886
19,496
20,673
20,673
20,501
18,261
22,290
23,071
22,984
22,177
24,711
28,057
30,264
33,474
34,280
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
26.49
28.18
23.79
27.92
29.3
24.67
25.72
13.76
33.74
29.44
13.27
35.38
31.81
31.52
34.54
33.81
34.18
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
1,371
1,692
2,032
LT Borrowings
56,388
58,750
57,017
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
686
682
682
Market Capitalization
257,046
204,940
230,743

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
48,534
54,549
46,040
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
18,348
14,635
15,441
ST Debt
1,371
1,692
2,032
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.34%
7.99%
10.61%
Free Cash Flow
26.38%
51.37%
31.83%
Net Income, GAAP
24.08%
37.94%
6.95%
Sales/Revenue/Turnover
8.77%
14.91%
9.52%
Total Cash Common Dividend
7.26%
9.83%
14.01%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
15,801
16,333
16,636
17,179
65,949
2025
16,967
17,856
18,426
18,981
72,230
2026
18,908
19,637
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3.36
4.19
3.52
3.07
14.14
2025
3.67
4.11
- -
3.56
15.5
2026
4.32
4.56
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.63
0.73
0.73
0.73
2.81
2025
0.73
0.85
- -
0.85
3.27
2026
0.85
0.98
- -
- -
- -
Business
American Express Company (NYSE: AXP; FWB: AEC1.DE) operates as a global payments company that provides premium credit and charge cards; consumer lending products including personal loans and savings accounts; business payment solutions encompassing corporate cards, expense management tools, and commercial financing; travel-related services via its Global Business Travel division; merchant network services processing transactions across over 200 countries and territories with acceptance at more than 100 million locations; and digital platforms offering rewards programs, high-touch customer support, and lifestyle benefits such as dining credits, hotel perks, and streaming services for affluent consumers, small-to-medium enterprises, and large corporations worldwide. Founded in 1850 and headquartered in New York City, the company structures its operations into key segments including U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services, targeting high-spending individuals and businesses through differentiated experiences backed by advanced technology and data analytics. In recent developments, American Express completed the acquisition of Center in April 2025 to enhance expense management for small-to-medium businesses by integrating its software with corporate cards; its Global Business Travel unit closed the CWT acquisition on September 2, 2025, accelerating revenue growth with $155 million in identified synergies and forming a strategic alliance with SAP Concur to co-develop a next-generation travel and expense solution; refreshed its Platinum Card in 2025 with an $895 annual fee and over $3,500 in annual benefits including new credits for Resy reservations, Lululemon, Oura, and expanded hotel perks; and executed significant share repurchases totaling over $13.5 billion for 59 million shares while revising its 2025 outlook to 9-10% revenue growth and earnings per share of $15.20-$15.50.