Community Capital Bancshares, Inc.
ALBY
Other OTC31.99
USD
- -
- -
Community Capital Bancshares, Inc.
ALBY
(Other OTC)
Recent
price
31.99
P/E
ratio
- -
div
yld
- -
ROIC.AI
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.- Similar Companies
- Business
- Community Capital Bancshares, Inc. operates as the holding company for its wholly owned bank subsidiary, AB&T, offering a comprehensive range of commercial and retail banking products and services primarily in Albany, Georgia, and surrounding regions. The company’s core offerings include deposit products such as checking, savings, money market accounts, individual retirement accounts, and certificates of deposit. Its loan portfolio spans commercial and residential real estate loans, commercial loans, financial, agricultural, consumer installment loans, overdrafts and revolving credit, and educational loans. Additionally, Community Capital Bancshares provides various payment and cash management services including money transfer, bill pay, remote deposit capture, ACH origination, merchant services, and digital banking through online, mobile, and text platforms. Founded in 1998 and headquartered in Albany, Georgia, the company focuses on community banking, catering primarily to individual and corporate customers in Dougherty and Lee Counties. Recent strategic developments include solid financial performance in the first quarter of 2025 with a nearly 13% increase in net income year-over-year, driven by disciplined expense management and strategic asset deployment. The company maintains strong asset quality and improved efficiency ratios, reflecting effective risk management and operational focus. In parallel, Community Capital Bancshares has announced dividends payments and leadership changes, such as naming a new board chairman and key personnel movements in 2024 and 2025. A significant recent operational change involves the pending acquisition and assumption agreement announced in August 2024, under which Spokane Teachers Credit Union (STCU) is set to acquire substantially all assets and liabilities of Community Bank, the bank subsidiary of Community Capital Bancshares. This transaction, expected to close in early 2025, aims to expand product offerings and branch presence while dissolving Community Bank and Community Capital Bancshares post-completion. This strategic move marks an important transition phase, signaling divestiture of Community Capital Bancshares' banking operations to enhance service capabilities through STCU’s broader network. Overall, Community Capital Bancshares remains a focused regional community bank holding company managing a diverse portfolio of deposit and loan products with recent emphasis on financial performance enhancement and organizational realignment in preparation for the integration with STCU. The company’s activities underscore its longstanding commitment to community banking, asset quality, and customer-tailored financial services in the Southeastern United States.
Dime Community Bancshares (NASDAQ:DCOM) & Community Capital Bancshares (OTCMKTS:ALBY) Head-To-Head Survey
Analyzing Popular (NASDAQ:BPOP) & Community Capital Bancshares (OTCMKTS:ALBY)
Contrasting Community Capital Bancshares (OTCMKTS:ALBY) and Thomasville Bancshares (OTCMKTS:THVB)
Community Capital Bancshares (OTCMKTS:ALBY) Trading 0.9% Higher – Time to Buy?
Catalyst Bancorp (NASDAQ:CLST) and Community Capital Bancshares (OTCMKTS:ALBY) Critical Review