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    Banks - Regional
American Bank Incorporated

American Bank Incorporated

AMBK
American Bank IncorporatedUS flagOther OTC
22.73
USD
- -
- -
144.04MMarket Cap
American Bank Incorporated
AMBK
(Other OTC)

Recent

price

22.73

P/E

ratio

- -

div

yld

- -

ROIC.AI

2000
2001
2002
2003
2004
2005
2006
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.14
1.04
1.51
1.44
1.44
1.58
1.71
3.55
3.97
4.35
4.09
3.93
4.1
- -
1.74
Revenue per Share
0.07
0.19
0.42
0.41
0.44
0.48
0.46
1.5
1.66
1.9
1.66
1.5
1.45
- -
0.47
Basic EPS, GAAP
0.05
0.16
0.01
0.82
0.87
0.5
0.67
1.35
0.88
1.6
3.03
0.85
1.39
- -
0.45
Free Cash Flow per Basic Share
- -
- -
- -
- -
0.1
0.11
0.1
0.46
0.48
0.56
0.6
0.66
0.56
- -
-0.04
Dividend per Share
-0.17
0.04
0.47
0.86
1.12
1.47
1.91
7.67
8.79
10.04
9.99
10.79
11.67
- -
2.01
Book Value per Share
3.88
3.61
4.77
5.44
5.82
6.03
5.56
10.89
11.97
13.77
13.24
14.29
15.29
- -
5.71
Tangible Book Value per Share
6
7
6
6
7
7
6
6
6
6
6
6
6
- -
6
Basic Weighted Avg Shares
1
7
9
9
10
12
11
20
22
24
25
25
26
33
11
Sales/Revenue/Turnover
-383.23
22.25
39.98
40.62
43.9
43.98
39.07
- -
- -
- -
- -
- -
- -
- -
28.93
Operating Margin (%)
- -
- -
1
3
2
2
2
- -
- -
- -
- -
1
1
1
2
Depreciation Expense
- -
1
3
3
3
4
3
8
9
11
10
9
9
14
3
Net Income, GAAP
37.19
18.17
30.36
30.11
30.55
30.7
31.09
20.71
19.63
20.52
20.31
20.12
19.84
20.13
31.06
Effective Tax Rate (%)
51.01
18.21
27.84
28.39
30.49
30.47
26.92
42.25
41.69
43.72
40.59
38.24
35.5
40.92
27.09
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
37
83
108
107
106
101
72
75
85
81
122
109
78
60
72
LT Debt
23
26
29
35
42
44
34
61
66
76
82
90
96
107
35
Total Equity
- -
1.58
2.05
1.9
2.19
2.37
2
- -
- -
- -
- -
- -
- -
- -
1.68
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
161.02
63.1
46.6
37.41
25.08
30.66
20.09
20.18
17.51
14.57
12.95
17.44
25.19
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'06
Dec'06
Mar'19
ST Debt
29
28
11
LT Borrowings
72
72
72
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
6
6
6
Market Capitalization
47
50
49

Working Capital

FRC

•

in mil. unless spec.
Sep'06
Dec'06
Mar'19
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4
3
16
Accounts Receivable, Net
3
3
3
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1
1
1
ST Debt
29
28
11
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.98%
10.05%
11.35%
Free Cash Flow
20.34%
33.53%
-17.22%
Net Income, GAAP
26.69%
10.06%
49.34%
Sales/Revenue/Turnover
15.93%
9.16%
29.58%
Total Cash Common Dividend
- -
6.51%
-0.06%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
26
2025
- -
- -
- -
- -
33
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.45
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.56
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
American Bank Incorporated American Bank Incorporated (AMBK) operates as the bank holding company for American Bank, a full-service community bank providing a range of banking products and services to individual, business, government, and institutional customers primarily in Pennsylvania. The bank offers deposit products including interest-bearing checking and money market accounts, savings accounts, certificates of deposit, individual retirement accounts, time deposits, and demand deposits; lending products encompassing commercial, industrial, and other business loans, residential mortgage loans, and consumer loans such as personal term loans, personal credit lines, automobile loans, home equity loans, and home equity lines of credit; and additional services like online and mobile banking, automated teller machine access, safe deposit box rentals, interest rate swaps, wire transfers, checkbook sales, and investment securities purchases. American Bank Incorporated, founded in 1997 and headquartered in Allentown, Pennsylvania, conducts operations through its main office in Allentown and a loan production office in Blue Bell, Pennsylvania, serving the regional banking market with a focus on community-oriented financial solutions. In recent developments, the company reported total assets surpassing $1 billion as of early 2025, announced quarterly dividends including for the third quarter of 2025, released strong second quarter 2025 earnings, and promoted senior management in March 2025 to support ongoing growth.

Company News

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