Valley National Bancorp

Valley National Bancorp

VLY
Valley National BancorpUS flagNASDAQ Global Select
14.03
USD
+0.13
- -
7.77BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.89
2.69
2.71
2.83
2.92
2.99
3.29
3.22
3.35
3.84
3.7
3.57
3.62
3.87
Basic EPS, GAAP
0.66
0.56
0.42
0.63
0.58
0.75
0.88
0.94
1.13
1.14
0.95
0.7
1.02
1.19
Free Cash Flow per Basic Share
1.43
0.89
0.66
1.64
2.35
0.92
0.78
0.41
2.05
2.94
0.75
1.06
0.61
1.03
Dividend per Share
0.65
0.43
0.45
0.47
0.46
0.47
0.47
0.47
0.47
0.45
0.47
0.48
0.5
0.5
Book Value per Share
7.72
8.03
8.26
8.59
8.79
9.48
10.35
10.85
11.57
12.23
12.79
12.67
13.39
13.67
Tangible Book Value per Share
5.39
5.38
5.36
5.8
6.01
5.97
6.73
7.25
7.94
8.15
8.79
9.1
9.85
10.13
Basic Weighted Avg Shares
199
206
234
255
264
331
338
404
407
485
508
516
560
557
Sales/Revenue/Turnover
576
552
634
721
772
991
1,113
1,301
1,365
1,862
1,880
1,843
2,026
2,153
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
28
29
30
36
35
46
71
82
51
79
83
79
69
64
Net Income, GAAP
132
116
103
168
162
261
310
391
474
569
499
380
598
694
Effective Tax Rate (%)
26.25
21.1
18.86
27.95
35.94
20.71
32.18
26.31
26.05
27.13
26.51
13.28
19.61
19.47
Profit Margin (%)
22.9
21.03
16.24
23.31
20.98
26.37
27.84
30.02
34.71
30.55
26.52
20.64
29.52
32.21
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2,246
2,104
1,545
1,310
2,258
1,663
2,138
2,328
1,763
1,959
2,789
3,620
3,339
3,021
Total Equity
1,541
1,863
2,207
2,377
2,533
3,350
4,384
4,592
5,084
6,401
6,701
7,435
7,808
7,917
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
8.67
6.83
5.01
7.38
6.64
9.1
8.12
8.83
9.96
10.04
7.61
5.29
7.83
8.98

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
375
LT Borrowings
2,966
2,619
2,665
LT Finance Leases
372
364
355
Preferred Equity and Hybrid Capital
354
354
354
Shares Outstanding
557
554
553
Market Capitalization
6,501
6,807
8,102

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,634
1,213
1,037
Accounts Receivable, Net
244
244
251
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
375
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.94%
11.45%
5.01%
Free Cash Flow
53.27%
83.33%
-37.32%
Net Income, GAAP
22.82%
12.5%
57.25%
Sales/Revenue/Turnover
12.86%
10.04%
9.92%
Total Cash Common Dividend
9.6%
7.06%
9.05%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
451
453
464
475
1,843
2025
478
495
511
541
2,026
2026
540
561
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.18
0.13
0.18
0.2
0.7
2025
0.18
0.23
0.28
0.34
1.02
2026
0.28
0.3
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.12
0.12
0.13
0.12
0.48
2025
0.12
0.12
0.12
0.12
0.5
2026
0.13
0.12
- -
- -
- -

Company Description

CEO
Ira D. Robbins
Full Time Employees
3,675
Sector
Financial Services
Industry
Banks - Regional
Address
70 Speedwell Avenue Morristown NJ United States of America 07960
IPO Date
Mar 23, 1990
Website
valley.com
Business
Valley National Bancorp operates as a bank holding company providing a broad range of commercial banking and financial services primarily through its principal subsidiary, Valley National Bank. The company offers retail banking products including checking, savings, money market, and certificate of deposit accounts; various loan products such as commercial and industrial loans, commercial real estate lending, construction loans, residential mortgages, home equity lines of credit, automobile financing, and other consumer loans. Additionally, it provides treasury and corporate banking services, wealth management including private banking and investment advisory services, trust and estate administration, brokerage, and insurance agency services. Its geographic footprint focuses on the New York metropolitan area, New Jersey, Florida, and other select markets across the United States. Valley National Bancorp was founded in 1927 and is headquartered in Morristown, New Jersey. Recent company developments include strategic growth initiatives through acquisitions and asset purchases, such as the acquisition of deposits and loans from Manhattan-based LibertyPointe Bank and Park Avenue Bank, enhancing its market presence particularly in New York City. In 2024, the firm completed a sale of nearly $1 billion in commercial real estate loans to Brookfield Asset Management, reflecting capital management and risk optimization efforts. In 2025, Valley National Bancorp formed a strategic partnership with Infinant Interlace to advance its embedded finance capabilities and modernize its platform to scale partner banking. The company has also executed a substantial share buyback program since early 2024, demonstrating confidence in its long-term prospects and commitment to shareholder value. Leadership changes in 2025 include CEO Ira Robbins assuming the additional role of President following the retirement of the former President, Thomas Iadanza. Valley National Bancorp continues focusing on expanding commercial lending, enhancing net interest margins, and diversifying its business lines geographically and operationally while maintaining a consistent dividend payment record. Overall, Valley National Bancorp operates as a diversified regional bank with comprehensive financial product offerings spanning consumer, commercial, and treasury services, leveraging strategic acquisitions, technological partnerships, and portfolio management actions to strengthen its market position and growth outlook. The company serves individuals, small and medium-sized businesses, and larger commercial clients with a broad suite of banking, lending, wealth management, and insurance services predominately in the U.S. Northeast and Southeast regions. It maintains a stable financial profile with ongoing efficiency improvements and a strategic emphasis on innovation in embedded finance and partner banking solutions. This description encompasses the company’s main products and services, geographic focus, founding and headquarters data, and the latest significant operational, strategic, and leadership changes reported through 2025.

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