1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
AMB Financial Corp.

AMB Financial Corp.

AMFC
AMB Financial Corp.US flagOther OTC
34.55
USD
+0.05
- -
30.75MMarket Cap
2003 Y
2004 Y
2005 Y
2006 Y
2007 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
6.65
6.08
6.4
5.55
4.91
8.77
9.34
12.4
14.27
13.79
13.2
13.47
16.38
17.22
Basic EPS, GAAP
1.31
0.94
0.9
0.64
0.05
1.32
1.39
2.89
4
3.45
2.42
2.74
3.84
4.08
Free Cash Flow per Basic Share
4.41
-0.18
1.51
2.14
0.09
1.43
1.87
4.06
5.33
4.11
2.23
2.91
4.7
6.23
Dividend per Share
0.2
0.24
0.27
0.31
0.37
- -
- -
- -
- -
0.15
0.23
0.24
0.27
0.28
Book Value per Share
10
10.11
10.51
9.85
9.98
14.95
16.51
19.49
23.91
27.81
29.96
32.71
36.56
37.66
Tangible Book Value per Share
13.87
14.31
14.81
14.47
13.89
18.84
20.26
23.44
26.88
29.47
31.67
34.23
38.44
39.49
Basic Weighted Avg Shares
1
1
1
1
1
1
1
1
1
1
1
1
1
1
Sales/Revenue/Turnover
6
6
6
6
5
9
9
12
13
13
12
12
15
15
Operating Margin (%)
29.21
21.61
19.67
13.64
-0.21
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
1
1
Net Income, GAAP
1
1
1
1
- -
1
1
3
4
3
2
2
3
4
Effective Tax Rate (%)
32.57
28.43
28.56
15.52
- -
24.3
23.43
23.85
25.15
23.62
24.85
25.08
24.44
24.58
Profit Margin (%)
19.69
15.47
14.05
11.53
1.02
15.07
14.87
23.3
28.01
24.99
18.33
20.33
23.47
23.69
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
20
25
26
40
39
13
13
13
8
3
20
3
3
3
Total Equity
13
13
14
15
13
19
20
23
25
27
29
31
34
35
Return on Invested Capital (%)
3.24
2.42
2.19
1.37
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
12.47
9.52
8.81
6.48
0.49
10.67
8.78
16.01
18.24
13.17
8.3
8.71
11.05
11.41

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
24
27
30

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
57
32
24
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.76%
8.62%
11.33%
Free Cash Flow
168.94%
9.24%
59.95%
Net Income, GAAP
261.55%
7.95%
39.14%
Sales/Revenue/Turnover
11.76%
4.51%
20.56%
Total Cash Common Dividend
- -
- -
11.06%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3
3
3
3
12
2025
3
4
4
4
15
2026
4
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.57
0.63
0.6
- -
2.74
2025
0.93
0.79
1.08
- -
3.84
2026
1.16
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.06
0.06
0.06
- -
0.24
2025
0.06
0.07
0.07
- -
0.27
2026
0.07
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Michael J. Mellon
Full Time Employees
37
Sector
Financial Services
Industry
Banks - Regional
Address
7880 Wicker Avenue Saint John IN United States of America 46373
IPO Date
Apr 1, 1996
Website
acbanker.com
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Business
AMB Financial Corp. (AMFC) is the bank holding company for American Community Bank of Indiana, a state-chartered commercial bank that provides a full range of personal and business banking services to customers primarily in northwest Indiana; the company attracts deposits from the general public and uses those funds to originate residential and commercial mortgage loans, as well as other consumer and commercial loans. Core deposit products include checking accounts, savings accounts, certificates of deposit, individual retirement accounts, and health savings accounts; loan offerings comprise residential mortgage, commercial mortgage, home equity, construction and lots, community facility, vehicle, commercial and real estate, SBA, and consumer loans; additional services feature credit and debit cards, treasury management including merchant services, remote deposit capture, wire transfers, fraud protection, ACH origination, sweep services, zero balance accounts, lockbox services, vault services, and wealth management, alongside online and mobile banking, money orders, e-statements, mobile wallets, cashier's checks, and safe deposit boxes. Founded in 1910 and headquartered at 7880 Wicker Avenue, Saint John, Indiana, the company operates exclusively in the regional banking sector with a focus on community-based financial solutions. Recent developments include quarterly cash dividend declarations, such as the announcements on October 15, 2025, and December 17, 2024, alongside the release of quarterly financial reports through September 30, 2025, and an annual report for 2024 reflecting stable operations with total assets around $390 million.

Company News

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