Amerant Bancorp Inc.

Amerant Bancorp Inc.

AMTB
Amerant Bancorp Inc.US flagNew York Stock Exchange
22.53
USD
+0.46
- -
886.66MMarket Cap
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
6.5
7.26
8.05
6.4
6.37
6.3
7.13
9.3
9.81
8.54
10.09
9.94
Basic EPS, GAAP
0.43
0.68
1.23
1.08
1.21
-0.04
3.04
1.87
0.97
-0.44
1.26
1.42
Free Cash Flow per Basic Share
1.39
1.91
1.85
1.23
1.51
1.24
1.64
-1.77
0.47
2.09
3.11
2.95
Dividend per Share
- -
- -
- -
0.94
- -
- -
- -
0.36
0.36
0.36
0.36
0.36
Book Value per Share
- -
10.21
11.23
9.37
10.55
10.69
14.98
17.53
18.33
16.4
15
15.49
Tangible Book Value per Share
- -
19.63
21.03
17.14
19.16
18.3
21.86
20.26
21.39
24.37
22.12
21.74
Basic Weighted Avg Shares
35
35
35
42
43
42
37
34
34
36
42
41
Sales/Revenue/Turnover
227
253
281
272
271
263
265
315
329
305
419
409
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
8
9
9
9
7
9
7
6
7
7
7
7
Net Income, GAAP
15
24
43
46
51
-2
113
63
32
-16
52
58
Effective Tax Rate (%)
36.14
30.22
44.12
20.38
19.83
- -
23.41
21.15
25.5
- -
20.75
20.8
Profit Margin (%)
6.63
9.3
15.31
16.85
18.94
-0.66
42.6
20.1
9.88
-5.16
12.5
14.26
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
1,049
1,291
1,284
1,327
1,173
1,069
1,199
921
945
923
943
Total Equity
- -
705
753
747
835
783
832
706
736
890
939
914
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
13.23
11.5
11.6
12.12
-0.38
22.52
11.01
5.38
-2.62
8.66
9.47

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
926
806
826
LT Finance Leases
110
117
116
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
41
41
43
Market Capitalization
807
811
907

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
626
2,489
182
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
4.35%
5.43%
Free Cash Flow
15.81%
27.93%
72.79%
Net Income, GAAP
-727.7%
-1,466.28%
-432.76%
Sales/Revenue/Turnover
7.02%
10.86%
37.35%
Total Cash Common Dividend
- -
- -
17.76%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
92
97
32
85
305
2025
105
109
109
96
419
2026
95
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.32
0.15
-1.43
0.4
-0.44
2025
0.28
0.55
0.35
0.07
1.26
2026
0.44
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.09
0.09
0.09
0.09
0.36
2025
0.09
0.09
0.09
0.09
0.36
2026
0.09
- -
- -
- -
- -

Company Description

APIChat
CEO
Carlos Iafigliola
Full Time Employees
77
Sector
Financial Services
Industry
Banks - Regional
Address
220 Alhambra Circle Coral Gables FL United States of America 33134
IPO Date
Oct 18, 2018
Business
Amerant Bancorp Inc. functions as the holding entity for Amerant Bank, N.A., delivering a comprehensive array of banking solutions to individuals and enterprises both domestically and internationally. The institution offers essential deposit options including checking, savings, and money market accounts, alongside certificates of deposit. Its lending portfolio encompasses diverse offerings such as adjustable and fixed-rate commercial real estate financing, loans secured by owner-occupied properties, and private mortgages for domestic and foreign clients. Additionally, it provides working capital facilities, asset-backed lines, small business administration loans, and various consumer financing solutions like auto, personal, and secured loans, along with revolving credit card agreements. For its high-net-worth clientele, Amerant furnishes wealth management services, encompassing trust and estate planning products, global capital market brokerage, and investment advisory and fiduciary support through Amerant Investments, Inc.. Beyond traditional services, the company extends treasury management capabilities like wire transfers, remote deposit capture, and automated clearinghouse services, alongside debit and credit cards, night depositories, and safe deposit boxes. Modern digital banking channels are also provided, featuring online and mobile access for account management, transfers, bill payments, and electronic statement delivery. Established in 1979 and headquartered in Coral Gables, Florida, the company previously operated as Mercantil Bank Holding Corporation before adopting its current name in June 2019. Following the sale of its Texas banking operations in late 2024, Amerant's primary physical presence is concentrated in Florida, with 22 banking centers, including 20 in South Florida and 2 in the Tampa area, and a strategic focus on becoming the preferred bank in Florida. The company continues to maintain other operational presences, such as loan production offices in locations like Dallas, Texas and New York, New York, and has recently completed a common stock offering to fuel organic growth.

Company News

APIChat
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