Amerant Bancorp Inc.

AMTB

AMTBAmerant Bancorp Inc. US flag

New York Stock Exchange

21.61

USD

-0.92

- -

850.46MMarket Cap

Income Statement (USD)

API Chat

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	227	253	281	272	271	263	265	315	329	305	419
+ Sales & Services Revenue	227	253	281	272	271	263	265	315	329	305	419
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	130	137	139	148	141	119	127	142	157	163	171
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-130	-137	-139	-148	-141	-119	-127	-142	-157	-163	-171
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-24	-34	-77	-58	-64	4	-144	-79	-41	24	-66
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-24	-34	-77	-58	-64	4	-144	-79	-41	24	-66
Pretax Income	24	34	77	58	64	-4	144	79	41	-24	66
- Income Tax Expense (Benefit)	9	10	34	12	13	-3	34	17	11	-8	14
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	15	24	43	46	51	-2	110	62	31	-16	52
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	-5	-3	-3	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	-5	-3	-3	- -	- -
Income (Loss) Incl. MI	15	24	43	46	51	-2	116	65	34	-16	52
- Minority Interest	- -	- -	- -	- -	- -	- -	3	1	2	- -	- -
Net Income, GAAP	15	24	43	46	51	-2	113	63	32	-16	52
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	15	24	43	46	51	-2	113	63	32	-16	52
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	8	9	9	9	7	9	7	6	7	7	7
EBITDA Margin (%)	3.69	3.6	3.21	3.14	2.62	3.57	2.74	1.87	2.08	2.16	1.59
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	6.63	9.3	15.31	16.85	18.94	-0.66	42.6	20.1	9.88	-5.16	12.5
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	0.94	- -	- -	- -	0.36	0.36	0.36	0.36
Depreciation Expense	8	9	9	9	7	9	7	6	7	7	7
Basic Weighted Avg Shares	35	35	35	42	43	42	37	34	34	36	42
Basic EPS, GAAP	0.43	0.68	1.23	1.08	1.21	-0.04	3.04	1.87	0.97	-0.44	1.26
Basic EPS from Cont Ops	0.43	0.68	1.23	1.08	1.21	-0.04	2.97	1.83	0.92	-0.44	1.26
Diluted Weighted Avg Shares	35	35	35	42	43	42	38	34	34	36	42
Diluted EPS, GAAP	0.43	0.68	1.23	1.08	1.2	-0.04	3.01	1.85	0.96	-0.44	1.26
Diluted EPS from Cont Ops	0.43	0.68	1.23	1.08	1.2	-0.04	2.94	1.81	0.91	-0.44	1.26

Balance Sheet (USD)

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	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	- -	2,258	1,841	1,672	1,690	1,439	1,450	1,306	1,514	2,003	2,489
+ Cash & Cash Equivalents	- -	135	153	86	121	214	274	248	296	566	464
+ ST Investments	- -	2,123	1,687	1,586	1,569	1,225	1,175	1,058	1,218	1,437	2,025
+ Accounts & Notes Receiv	- -	70	73	74	67	94	92	156	- -	- -	- -
+ Accounts Receivable, Net	- -	70	73	74	67	94	92	156	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	- -	-2,328	-1,914	-1,745	-1,757	-1,533	-1,542	-1,462	-1,514	-2,003	-2,489
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	149	129	124	129	110	179	182	162	132	134
+ Property, Plant & Equip	- -	149	206	196	201	176	238	235	215	182	184
- Accumulated Depreciation	- -	- -	77	72	72	66	59	53	53	50	51
+ LT Investments & Receivables	- -	2,123	1,777	1,671	1,666	1,308	1,294	1,311	1,447	1,440	2,027
+ LT Investments	- -	2,123	1,777	1,671	1,666	1,308	1,294	1,311	1,447	1,440	2,027
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	- -	-2,272	-1,906	-1,795	-1,795	-1,418	-1,473	-1,493	-1,609	-1,571	-2,161
+ Total Intangible Assets	- -	19	19	19	20	20	20	20	19	19	19
+ Goodwill	- -	19	19	19	20	20	20	20	19	19	19
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	- -	-2,291	-1,926	-1,814	-1,815	-1,437	-1,492	-1,512	-1,628	-1,591	-2,180
Total Assets	- -	8,434	8,437	8,124	7,985	7,771	7,638	9,128	9,716	9,902	9,777
+ Payables & Accruals	- -	53	69	60	66	83	106	179	- -	- -	- -
+ Accounts Payable	- -	53	69	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	60	66	83	106	179	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	60	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	60	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	-53	-69	-60	-66	-83	-106	-179	- -	-60	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	-53	-69	-60	-66	-83	-106	-179	- -	-60	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	1,049	1,291	1,284	1,327	1,173	1,069	1,199	921	945	923
+ LT Borrowings	- -	1,049	1,291	1,284	1,327	1,173	933	1,059	798	839	806
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	137	140	123	106	117
+ Other LT Liabilities	- -	-1,049	-1,291	-1,284	-1,327	-1,173	-1,069	-1,199	-921	-945	-923
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	-1,049	-1,291	-1,284	-1,327	-1,173	-1,069	-1,199	-921	-945	-923
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	- -	7,730	7,683	7,377	7,151	6,987	6,807	8,422	8,980	9,011	8,838
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	372	372	390	424	309	266	198	196	348	320
+ Common Stock	- -	13	4	4	5	4	4	3	3	4	4
+ Additional Paid in Capital	- -	359	368	385	419	306	263	195	193	344	316
- Treasury Stock	- -	- -	- -	18	46	- -	- -	- -	- -	- -	- -
+ Retained Earnings	- -	344	388	394	444	442	553	590	611	582	620
+ Other Equity	- -	-11	-6	-18	13	32	15	-81	-71	-40	-1
Equity Before Minority Interest	- -	705	753	747	835	783	834	708	736	890	939
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	-3	-2	- -	- -	- -
Total Equity	- -	705	753	747	835	783	832	706	736	890	939
Total Liabilities & Equity	- -	8,434	8,437	8,124	7,985	7,771	7,638	9,128	9,716	9,902	9,777
Shares Outstanding	- -	35	42	43	43	38	36	34	34	42	41
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	137	140	123	106	117
Net Debt	- -	914	1,138	1,198	1,206	958	658	811	502	333	342
Net Debt to Equity	- -	129.71	150.99	160.34	144.47	122.33	79.15	114.88	68.22	37.36	36.43
Tangible Common Equity Ratio	- -	8.15	8.72	8.98	10.23	9.86	10.66	7.53	7.39	8.82	9.42
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	15	24	43	46	51	-2	110	62	31	-16	52
+ Depreciation & Amortization	8	9	9	9	7	9	7	6	7	7	7
+ Non-Cash Items	45	38	14	13	8	63	-81	-123	19	91	90
+ Stock-Based Compensation	- -	- -	- -	- -	6	2	5	6	7	5	5
+ Deferred Income Taxes	-2	-4	15	1	1	-12	6	5	-6	- -	6
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	47	42	-1	12	1	73	-91	-134	18	86	79
+ Chg in Non-Cash Work Cap	-5	4	7	-5	12	-14	31	6	-30	- -	-12
+ (Inc) Dec in Accts Receiv	-3	-8	-1	4	15	- -	-4	-15	-34	4	8
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	1	17	14	-9	-3	-13	35	21	4	-4	-21
+ Inc (Dec) in Other	-3	-5	-6	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	64	75	73	62	78	57	67	-49	27	82	137
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	5	8	31	1	5	13	132	- -	1	- -	14
+ Disp of Fixed Prod Assets	5	8	31	1	5	13	132	- -	1	- -	14
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-15	-9	-9	-10	-14	-6	-7	-11	-11	-7	-8
+ Acq of Fixed Prod Assets	-15	-9	-9	-10	-14	-6	-7	-11	-11	-7	-8
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	-1	-70	-48	-72	-5	148	-33
+ Increase in Capital Stock	- -	- -	- -	18	29	- -	- -	- -	- -	156	- -
+ Decrease in Capital Stock	- -	- -	- -	-18	-30	-70	-48	-72	-5	-8	-33
+ Net Change in LT Investment	74	-98	334	68	63	398	-17	-157	-137	-32	-532
+ Dec in LT Investment	708	986	656	284	508	797	510	262	130	704	645
+ Inc in LT Investment	-634	-1,084	-322	-216	-446	-399	-526	-419	-267	-736	-1,177
+ Net Cash From Acq & Div	- -	- -	- -	8	-14	- -	-1	- -	-2	-74	- -
+ Cash from Divestitures	- -	- -	- -	8	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	-14	- -	-1	- -	-2	-74	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-437	-224	-348	140	167	-119	277	-1,229	-458	-464	478
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-373	-322	8	207	206	286	385	-1,397	-607	-577	-48
+ Dividends Paid	- -	- -	- -	-40	- -	- -	- -	-12	-12	-13	-15
+ Net Cash From Debt	40	209	242	-6	42	-155	-244	135	-222	102	-93
+ Cash From Debt	1,782	2,239	1,772	1,278	1,800	808	486	1,159	1,955	1,462	380
+ Repayments of Debt	-1,742	-2,030	-1,530	-1,284	-1,758	-963	-730	-1,024	-2,177	-1,361	-473
+ Other Financing Activities	219	34	-304	-290	-290	-26	-101	1,412	850	526	-68
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	259	244	-62	-336	-249	-251	-393	1,463	611	763	-209
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	-51	-3	18	-68	36	93	60	16	31	268	-120
EBITDA	8	9	9	9	7	9	7	6	7	7	7
EBITDA Margin (%)	3.69	3.6	3.21	3.14	2.62	3.57	2.74	1.87	2.08	2.16	1.59
Free Cash Flow	49	67	65	52	64	52	61	-60	16	75	129
Net Cash Paid for Acquisitions	- -	- -	- -	-8	14	- -	1	- -	2	74	- -
Free Cash Flow to Firm	49	67	65	52	64	- -	61	-60	16	- -	129
Free Cash Flow to Equity	- -	284	337	47	112	-90	-51	75	-206	177	50
Free Cash Flow per Basic Share	1.39	1.91	1.85	1.23	1.51	1.24	1.64	-1.77	0.47	2.09	3.11
Price/Free Cash Flow	- -	- -	- -	7.66	10.1	10.1	17.52	-23.78	21.97	8.94	5.63
Cash Flow to Net Income	4.23	3.19	1.7	1.36	1.53	-33.24	0.6	-0.78	0.82	-5.22	2.61
Capital Expenditures	-15	-9	-9	-10	-14	-6	-7	-11	-11	-7	-8