Liberty Financial Group Ltd

Liberty Financial Group Ltd

AASX:LFG
3.17
AUD
+0.01
(+0.32%)
980.63MMarket Cap
Feb 22Next Earn
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
1.05
1.3
1.34
1.32
1.16
1.16
1.2
- -
Basic EPS, GAAP
0.44
0.61
0.72
0.6
0.38
0.44
0.47
- -
Free Cash Flow per Basic Share
-0.24
0.42
-1.59
-1.46
-3.07
0.39
-0.98
- -
Dividend per Share
0.29
0.41
0.45
0.49
0.36
0.3
0.65
- -
Book Value per Share
3.27
3.42
3.68
3.86
3.95
3.94
3.88
3.88
Tangible Book Value per Share
2.29
2.47
2.77
2.99
3.14
3.18
3.14
3.14
Basic Weighted Avg Shares
304
304
304
304
304
304
304
304
Sales/Revenue/Turnover
320
394
406
400
353
353
363
- -
Operating Margin (%)
- -
165.51
172.24
263.19
362.39
372.62
- -
- -
Depreciation Expense
12
18
18
19
20
19
20
- -
Net Income, GAAP
135
186
220
182
116
134
144
- -
Effective Tax Rate (%)
13.51
12.72
12.6
8.56
14.08
10.8
8.32
- -
Profit Margin (%)
42.2
47.2
54.05
45.34
32.79
37.98
39.5
- -
Working Capital
393
11,280
-502
-2,373
-2,188
-3,242
- -
- -
LT Debt
11,735
12,174
12,745
14,030
14,570
14,627
15,068
15,068
Total Equity
1,001
1,038
1,116
1,170
1,196
1,193
1,189
1,189
Return on Invested Capital (%)
- -
4.03
4.03
5.52
5.65
5.84
- -
- -
Return on Capital (%)
- -
4.23
4.12
5.46
5.51
5.73
0.78
- -
Return on Common Equity (%)
- -
18.29
20.36
15.85
9.77
11.19
12.09
- -

Capital Structure

AUD

•

in mil. unless spec.
Jun'25
Dec'26
Jun'26
ST Debt
4,860
- -
- -
LT Borrowings
9,851
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
304
304
304
Market Capitalization
1,014
1,257
981

Working Capital

AUD

•

in mil. unless spec.
Jun'25
Dec'26
Jun'26
Total Current Assets
1,828
- -
- -
Cash, Cash Equivalents & STI
1,424
813
713
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
5,070
- -
- -
Payables & Accruals
160
- -
- -
ST Debt
4,860
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

AUD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
2.79%
-0.36%
Free Cash Flow
- -
-167.85%
-352.75%
Net Income, GAAP
- -
-2.51%
7.16%
Sales/Revenue/Turnover
- -
-1.44%
3.03%
Total Cash Common Dividend
- -
18.4%
116.14%

Semi-annual Revenue

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
353
2025
- -
- -
353
2026
- -
- -
363

Semi-annual Earnings Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.38
2025
- -
- -
0.44
2026
- -
- -
0.47

Semi-annual Dividends Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.36
2025
- -
- -
0.3
2026
- -
- -
0.65

Company Description

CEO
James Boyle
Full Time Employees
511
Sector
Finance
Industry
Investment managers
Address
535 Bourke Street Melbourne VIC Australia 3000
IPO Date
Dec 15, 2020
Business
Liberty Financial Group Limited (ASX:LFG), founded in 1997 and headquartered at Level 16, 535 Bourke Street, Melbourne, VIC 3000, Australia, operates as a leading non-bank lender providing specialty finance solutions across Australia and New Zealand to customers underserved by conventional providers; its core offerings span residential mortgages including home and investment home loans; secured finance encompassing motor vehicle finance for cars and caravans, commercial property loans, and self-managed superannuation fund (SMSF) loans; unsecured personal loans and small-to-midsize business loans; plus mortgage broking services and distribution of general and life insurance through affiliates such as Liberty Network Services, LFI Group, MoneyPlace, National Mortgage Brokers, ALI Group, and Mike Pero Mortgages in New Zealand. The company leverages proprietary technology, customized risk management, and operational platforms to serve diverse borrowers including self-employed individuals, those with low deposits or imperfect credit histories, and business owners, having advanced over $36 billion to more than 900,000 customers since inception. Recent developments include pricing a A$1.0 billion SME securitisation issue and a A$1.5 billion RMBS issue in 2025, launching an updated residential loan offering for FY25, recognition as a Diversity Council Australia Inclusive Employer for 2025-2026, and successful passage of all resolutions at its 2025 Annual General Meeting.