- CEO
- Jeffrey A. Howard
- Full Time Employees
- 417
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Address
- Five Concourse Parkway Atlanta GA United States of America 30328
- IPO Date
- Jun 14, 2021
- Business
- Atlanticus Holdings Corporation Atlanticus Holdings Corporation is a financial technology company that enables bank, retail, and healthcare partners to offer inclusive consumer credit solutions to millions of everyday Americans through proprietary technology, predictive analytics, and program management services. Founded in 1996 and headquartered in Atlanta, Georgia, the company operates primarily in two segments: Credit as a Service (CaaS), which provides private-label credit products under brands such as Fortiva for consumer electronics, furniture, elective medical procedures, and home improvement, and Curae for healthcare financing; general-purpose credit cards under the Aspire, Imagine, and Fortiva brand names; loan servicing including risk management and customer service outsourcing; and other product testing and investments; and Auto Finance, which purchases and services loans secured by automobiles from independent dealers and finance companies in the buy-here, pay-here used car market, while also offering floor plan financing and installment lending products. These products are originated through bank partners such as The Bank of Missouri and WebBank via channels including retail and healthcare point-of-sale, direct mail, digital marketing, and third-party partnerships, targeting financially underserved consumers across the United States with a focus on everyday expenses, major purchases, and vehicle financing. In recent developments, Atlanticus completed the acquisition of Mercury Financial LLC in September 2025 for approximately $166.5 million, adding 1.3 million credit card accounts and $3.2 billion in receivables to reach over 5.7 million total accounts served and $6.6 billion in managed receivables; enhanced its partnership with Synchrony in June 2024 to serve as the preferred second-look financing platform for private-label credit cards and installment loans; and subsequent to the third quarter of 2025, acquired approximately $165 million in retail credit receivables from the Vive portfolio of PROG Holdings, diversifying its retail credit assets and strengthening ties with key partners for future originations.