Atlanticus Holdings Corporation

Atlanticus Holdings Corporation

ATLCP
Atlanticus Holdings CorporationUS flagNASDAQ Global Select
24.09
USD
-0.15
- -
1.66BMarket Cap
Atlanticus Holdings Corporation
ATLCP
(NASDAQ Global Select)

Recent

price

24.09

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
1.2
3.23
1.24
0.07
0.49
0.71
0.38
-2.36
-1.4
-2.46
2.31
19.45
22.58
27.03
33.07
40.79
46.43
Book Value per Share
1.13
3.23
1.24
0.07
0.49
0.71
0.38
-2.36
-1.4
-2.46
2.31
19.45
22.58
27.03
33.07
38.76
44.76
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
590
256
133
100
104
72
56
73
155
357
340
400
293
256
299
403
539
Sales/Revenue/Turnover
59.14
- -
-33.04
-22.85
-26.19
4.91
-22.18
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
14
6
3
18
68
41
7
1
1
8
8
2
5
4
5
10
17
Depreciation Expense
-98
134
24
-18
7
2
-6
-41
8
26
94
178
136
103
111
122
154
Net Income, GAAP
- -
- -
- -
- -
- -
51.74
- -
- -
- -
17.48
17.9
19.03
9.82
20.69
20.55
24.48
24.59
Effective Tax Rate (%)
-16.54
52.26
18.43
-17.8
6.88
2.38
-11.37
-56.08
5.06
7.41
27.66
44.5
46.35
40.12
37.17
30.35
28.57
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
230
465
262
247
200
196
254
337
499
799
924
1,427
1,818
2,026
2,505
6,543
6,295
LT Debt
62
76
19
1
7
11
6
-36
-22
- -
77
287
325
392
489
604
697
Total Equity
- -
- -
- -
- -
- -
0.75
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-84
225.32
51.25
-173.43
166.81
18.62
-75.66
- -
- -
- -
- -
95.63
35.98
21.54
19.69
20.3
22.89
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
6,517
6,330
6,271
LT Finance Leases
25
24
24
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
15
15
15
Market Capitalization
358
330
366

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
621
651
555
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
437
427
460
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2,218.36%
71.53%
23.39%
Free Cash Flow
437.88%
26.94%
35.35%
Net Income, GAAP
50.63%
11.82%
9.8%
Sales/Revenue/Turnover
27.63%
5.91%
34.47%
Total Cash Common Dividend
- -
-169.84%
11.69%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
70
64
77
89
299
2025
87
90
103
123
403
2026
146
167
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Atlanticus Holdings Corporation Atlanticus Holdings Corporation is a financial technology company that enables bank, retail, and healthcare partners to offer inclusive consumer credit solutions to millions of everyday Americans through proprietary technology, predictive analytics, and program management services. Founded in 1996 and headquartered in Atlanta, Georgia, the company operates primarily in two segments: Credit as a Service (CaaS), which provides private-label credit products under brands such as Fortiva for consumer electronics, furniture, elective medical procedures, and home improvement, and Curae for healthcare financing; general-purpose credit cards under the Aspire, Imagine, and Fortiva brand names; loan servicing including risk management and customer service outsourcing; and other product testing and investments; and Auto Finance, which purchases and services loans secured by automobiles from independent dealers and finance companies in the buy-here, pay-here used car market, while also offering floor plan financing and installment lending products. These products are originated through bank partners such as The Bank of Missouri and WebBank via channels including retail and healthcare point-of-sale, direct mail, digital marketing, and third-party partnerships, targeting financially underserved consumers across the United States with a focus on everyday expenses, major purchases, and vehicle financing. In recent developments, Atlanticus completed the acquisition of Mercury Financial LLC in September 2025 for approximately $166.5 million, adding 1.3 million credit card accounts and $3.2 billion in receivables to reach over 5.7 million total accounts served and $6.6 billion in managed receivables; enhanced its partnership with Synchrony in June 2024 to serve as the preferred second-look financing platform for private-label credit cards and installment loans; and subsequent to the third quarter of 2025, acquired approximately $165 million in retail credit receivables from the Vive portfolio of PROG Holdings, diversifying its retail credit assets and strengthening ties with key partners for future originations.

Company News

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