California BanCorp

California BanCorp

BCAL
California BanCorpUS flagNASDAQ
21.22
USD
+0.11
- -
682.54MMarket Cap
California BanCorp
BCAL
(NASDAQ)

Recent

price

21.22

P/E

ratio

- -

div

yld

- -

ROIC.AI

2002
2003
2004
2005
2006
2007
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.82
1.6
2.45
2.94
2.04
1.63
3.88
5.1
4.73
5.18
5.34
5.17
5.57
5.54
Revenue per Share
-1.07
-0.55
0.08
-0.63
-1.15
-0.1
0.8
0.5
0.74
0.9
1.42
0.22
1.95
1.85
Basic EPS, GAAP
- -
- -
- -
-0.24
-0.67
- -
0.85
1.12
1.24
0.69
1.8
2.01
1.76
1.8
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.1
0.1
Dividend per Share
3.29
2.74
3.71
2.55
6.95
3.52
14.22
17.78
17.12
14.97
16.04
20.99
17.88
17.93
Book Value per Share
8.21
7.65
9.4
7.41
16.5
8.55
12.08
15.54
14.42
12.4
13.65
15.3
13.83
13.85
Tangible Book Value per Share
1
1
1
1
1
3
8
9
14
18
18
25
32
32
Basic Weighted Avg Shares
1
1
2
2
3
4
33
48
68
92
98
128
180
180
Sales/Revenue/Turnover
-130.61
-34.07
3.46
-21.27
-56.6
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
1
1
2
2
2
4
6
5
Depreciation Expense
-1
- -
- -
-1
-2
- -
7
5
11
16
26
5
63
60
Net Income, GAAP
- -
- -
- -
- -
- -
- -
30.05
30.23
24.51
26.7
29.7
34.25
28.31
28.04
Effective Tax Rate (%)
-130.75
-34.14
3.46
-21.3
-56.62
-6.26
20.64
9.77
15.7
17.47
26.57
4.25
35
33.41
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
35
40
29
79
115
88
53
53
LT Debt
6
5
7
6
23
23
121
169
247
260
288
512
577
578
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
-18.16
2.66
-21.83
-27.16
-2.85
10.46
3.27
5.16
6.28
9.26
1.34
11.5
10.45
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
33
34
34
LT Finance Leases
19
19
19
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
32
32
32
Market Capitalization
543
607
575

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
95
52
56
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
88.34%
30.51%
12.65%
Free Cash Flow
- -
54.2%
14.48%
Net Income, GAAP
-226.96%
243.93%
1,060.65%
Sales/Revenue/Turnover
97.23%
30.82%
41.03%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
22
22
38
46
128
2025
45
44
45
46
180
2026
44
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.27
0.01
-0.59
0.52
0.22
2025
0.52
0.43
0.48
0.51
1.95
2026
0.43
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
0.1
2026
0.1
- -
- -
- -
- -
Business
Southern California Bancorp (NASDAQ: BCAL) is a registered bank holding company headquartered in San Diego, California, and parent to Bank of Southern California, N.A., a national banking association established in 2001. The company provides a broad range of commercial and retail banking products and services to individuals, professionals, and small- to medium-sized businesses, including commercial and industrial loans; commercial real estate financing; small business administration (SBA) loans; business checking and savings accounts; consumer deposit accounts and loans; and treasury management and merchant services. It operates through 14 full-service branches and four loan production offices spanning Southern California (San Diego, Orange, Los Angeles, Ventura counties, and the Inland Empire) and Northern California (Alameda, Contra Costa, Sacramento, and Santa Clara counties), emphasizing a relationship-based approach with localized decision-making. In July 2024, Southern California Bancorp completed a merger of equals with California BanCorp, the holding company for California Bank of Commerce, creating a combined entity with approximately $4.2 billion in assets, enhanced lending capabilities, diversified business lines, and expanded geographic footprint across California's key mid-market banking regions. The transaction, valued at $233.6 million and structured as an all-stock exchange (1.59 shares of BCAL per CALB share), integrates complementary franchises to boost scale, technology investments, operational efficiencies, and client offerings while retaining Nasdaq listing and San Diego headquarters, with potential rebranding under evaluation.

Company News

APIChatGPT
  • Toll Brothers Announces New Luxury Home Community Coming Soon to Thousand Oaks, California

  • Best Income Stocks to Buy for July 1st

  • California BanCorp (BCAL) is a Great Momentum Stock: Should You Buy?

  • Is California BanCorp (BCAL) Stock Outpacing Its Finance Peers This Year?

  • CALIFORNIA BANCORP DECLARES CASH DIVIDEND

  • CALIFORNIA BANCORP REPORTS NET INCOME OF $13.8 MILLION FOR THE FIRST QUARTER

  • California BanCorp (NASDAQ:BCAL) Receives Consensus Rating of “Buy” from Analysts

  • New Strong Sell Stocks for March 27th

  • California BanCorp (NASDAQ:BCAL) Given Average Rating of “Moderate Buy” by Analysts

  • Head-To-Head Contrast: Mission Valley Bancorp (OTCMKTS:MVLY) and California BanCorp (NASDAQ:BCAL)

  • Toll Brothers Announces Final Opportunity to Purchase Model Homes at The Evergreens at The Meadows in Lake Forest, California

  • New Strong Sell Stocks for March 13th

  • CALIFORNIA BANCORP DECLARES CASH DIVIDEND

  • New Strong Sell Stocks for March 10th

  • New Strong Sell Stocks for March 6th

  • New Strong Sell Stocks for March 4th

  • California BanCorp (NASDAQ:BCAL) Given Average Rating of “Moderate Buy” by Brokerages

  • Critical Survey: California BanCorp (NASDAQ:BCAL) versus Bank of Santa Clarita (OTCMKTS:BSCA)

  • Critical Comparison: California BanCorp (NASDAQ:BCAL) vs. Bank of Santa Clarita (OTCMKTS:BSCA)

  • Obagi Medical and DermFx Announce Collaboration in the ALOHA Program to Drive Real-World Evidence for Obagi® saypha® MagIQ™