HBT Financial, Inc.

HBT Financial, Inc.

HBT
HBT Financial, Inc.US flagNASDAQ Global Select
28.47
USD
+0.23
- -
894.87MMarket Cap
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
5.97
5.74
6
8.16
5.47
5.7
6.22
7.14
7.04
7.48
7.67
Basic EPS, GAAP
2.22
2.13
2.42
3.33
1.34
2.02
1.96
2.08
2.27
2.44
2.17
Free Cash Flow per Basic Share
2.54
2.66
2.98
4.33
1.07
1.51
2.48
1.98
2.65
2.38
2.24
Dividend per Share
1.55
2.17
1.62
11.2
0.6
0.6
0.64
0.69
0.77
0.84
0.85
Book Value per Share
- -
11.17
11.98
6.7
5.64
6.99
8.05
8.52
10.04
11.67
11.64
Tangible Book Value per Share
- -
10.75
11.41
14.77
12.08
13.41
11.54
12.33
14.19
16.62
18.77
Basic Weighted Avg Shares
26
26
26
20
27
28
29
32
32
32
32
Sales/Revenue/Turnover
157
151
158
164
150
158
180
226
222
236
245
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
6
5
5
4
4
4
4
6
6
6
6
Net Income, GAAP
59
56
64
67
37
56
56
66
72
77
69
Effective Tax Rate (%)
1.75
1.53
1.34
7.29
25.68
26.5
25.9
25.67
26.29
26.31
26.5
Profit Margin (%)
37.23
37.11
40.39
40.79
24.51
35.52
31.44
29.17
32.28
32.67
28.25
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
66
38
38
77
77
237
105
106
65
149
Total Equity
- -
324
340
333
364
412
374
489
545
615
747
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
38.15
20.93
29.72
25.46
32.22
26.46
26.25
24.48
22.5
19.72

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
60
65
149
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
31
31
36
Market Capitalization
795
814
852

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
644
644
918
Accounts Receivable, Net
24
24
35
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
11.84%
13.02%
Free Cash Flow
- -
24.77%
-10.78%
Net Income, GAAP
- -
17.2%
7.28%
Sales/Revenue/Turnover
- -
9.8%
6.01%
Total Cash Common Dividend
- -
10.13%
10.03%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
52
56
56
58
222
2025
58
58
60
60
236
2026
67
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.48
0.57
0.58
0.64
2.27
2025
0.6
0.61
0.63
0.6
2.44
2026
0.34
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.19
0.19
0.19
0.19
0.77
2025
0.21
0.21
0.21
0.21
0.84
2026
0.22
- -
- -
- -
- -

Company Description

APIChat
CEO
J. Lance Carter
Full Time Employees
844
Sector
Financial Services
Industry
Banks - Regional
Address
401 North Hershey Road Bloomington IL United States of America 61704
IPO Date
Oct 11, 2019
Business
HBT Financial, Inc. is a bank holding company that operates through its subsidiary Heartland Bank and Trust Company to provide business, commercial, retail, and wealth management banking products and services to consumers, businesses, and municipal entities in Central and Northeastern Illinois and Eastern Iowa; core offerings include deposit accounts, commercial loans, residential mortgages, consumer loans, commercial real estate loans, treasury management, farmland management, insurance, payment processing, credit cards, and digital banking platforms. Founded in 1920 and headquartered in Bloomington, Illinois, the company maintains 68 branch locations across its primary markets and emphasizes relationship-based community banking with a diversified loan portfolio featuring significant commercial lending exposure. In October 2025, HBT Financial announced a definitive agreement to acquire CNB Bank Shares, Inc., the holding company for CNB Bank & Trust, N.A., in a stock-and-cash transaction valued at approximately $170.2 million, creating a combined entity with roughly $6.9 billion in assets, 84 branches, and expanded presence in the Chicago MSA, St. Louis MSA, and Central Illinois.

Company News

APIChat
  • Why HBT Financial (HBT) is a Great Dividend Stock Right Now

  • These Analysts Raise Their Forecasts On HBT Financial Following Better-Than-Expected Q1 Results

  • HBT Financial (HBT) Reports Q1 Earnings: What Key Metrics Have to Say

  • HBT Financial (HBT) Surpasses Q1 Earnings and Revenue Estimates

  • HBT Financial, Inc. Announces First Quarter 2026 Financial Results

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  • HBT Financial (HBT) Could Be a Great Choice

  • HBT Financial, Inc. to Announce First Quarter 2026 Financial Results on April 27, 2026

  • HBT Financial (HBT) to Report Q1 Results: Wall Street Expects Earnings Growth

  • Earnings Estimates Rising for HBT Financial (HBT): Will It Gain?

  • Are You Looking for a High-Growth Dividend Stock?

  • HBT Financial, Inc. (NASDAQ:HBT) Receives Consensus Recommendation of “Moderate Buy” from Brokerages

  • HBT Financial, Inc. Announces Addition to Board of Directors

  • Why HBT Financial (HBT) is a Great Dividend Stock Right Now

  • 3 Strong Earnings Growth Stocks You'll Wish You Bought Sooner

  • HBT Financial (HBT) Upgraded to Buy: Here's What You Should Know

  • HBT Financial, Inc. Announces Issuance of $85 Million in Subordinated Notes

  • Why HBT Financial (HBT) is a Top Dividend Stock for Your Portfolio

  • HBT Financial, Inc. Completes Merger with CNB Bank Shares, Inc.