1895 Bancorp of Wisconsin, Inc.

1895 Bancorp of Wisconsin, Inc.

BCOW
1895 Bancorp of Wisconsin, Inc.US flagOther OTC
10.85
USD
+0.14
- -
55.82MMarket Cap
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.77
4.62
4.83
3.28
4.14
2.66
2.93
1.86
2.77
3.5
3.6
Basic EPS, GAAP
0.39
0.52
-0.01
0.1
0.28
0.01
-0.03
-1.23
-0.16
0.28
0.38
Free Cash Flow per Basic Share
0.53
0.1
-0.21
0.2
0.27
0.44
0.45
-0.13
0.1
0.78
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
11.87
12.43
12.42
8.56
8.96
6.54
7.19
6.14
6.07
6.73
6.87
Tangible Book Value per Share
10.91
11.47
11.27
12.01
12.54
13.94
12.73
12.84
12.76
13.73
13.91
Basic Weighted Avg Shares
3
3
3
5
5
6
6
6
5
5
5
Sales/Revenue/Turnover
15
15
15
15
19
17
17
10
15
18
18
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
1
1
1
1
- -
- -
- -
- -
Net Income, GAAP
1
2
- -
- -
1
- -
- -
-7
-1
1
2
Effective Tax Rate (%)
- -
- -
- -
- -
56.86
- -
- -
- -
- -
12.62
15.06
Profit Margin (%)
8.21
11.22
-0.12
2.91
6.85
0.5
-0.88
-66.09
-5.83
7.91
10.58
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
48
35
30
18
68
55
71
71
92
112
112
Total Equity
37
39
38
59
60
91
75
73
71
72
72
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
4.27
-0.05
1.12
3.22
0.2
-0.36
-18
-2.63
4.2
5.71

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
113
112
112
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
5
5
5
Market Capitalization
57
58
55

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
124
113
120
Accounts Receivable, Net
2
2
2
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
2
1
1
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
5.96%
1.12%
Free Cash Flow
- -
90.81%
645.19%
Net Income, GAAP
- -
754.66%
-261.18%
Sales/Revenue/Turnover
- -
2.9%
18.95%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4
4
4
4
15
2025
4
5
5
5
18
2026
4
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.06
-0.09
-0.03
- -
-0.16
2025
-0.03
0.08
0.09
- -
0.28
2026
0.07
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
David R. Ball
Full Time Employees
88
Sector
Financial Services
Industry
Banks - Regional
Address
7001 West Edgerton Avenue Greenfield WI United States of America 53220
IPO Date
Jan 9, 2019
Business
1895 Bancorp of Wisconsin, Inc. (Nasdaq: BCOW) operates as the holding company for PyraMax Bank, FSB, a federally chartered community savings bank established in 1895 and headquartered in Greenfield, Wisconsin. PyraMax Bank accepts deposits from the general public through a network of three full-service offices in Milwaukee County, two in Waukesha County, and one in Ozaukee County, Wisconsin, offering checking accounts, savings accounts, certificates of deposit, and money market accounts; it deploys these funds along with operational capital primarily into one- to four-family residential real estate loans, commercial real estate loans including non-owner occupied, multi-family, and owner-occupied properties, commercial and industrial business loans, home equity loans, and consumer loans, while maintaining a securities portfolio of mortgage-backed securities, U.S. Treasury notes, municipal bonds, asset-backed securities, and corporate debt. The bank targets individual consumers, small businesses, and local enterprises in the greater Milwaukee metropolitan area, emphasizing personalized service, organic loan originations, and selective loan participation purchases to diversify its portfolio and manage interest rate risk. In February 2025, the company engaged Keefe, Bruyette & Woods, Inc., a leading investment bank, to explore a broad range of strategic alternatives including potential business combinations or sale of control to enhance shareholder value; concurrently, it voluntarily delisted its common stock from Nasdaq and deregistered with the SEC to reduce compliance costs and refocus management on core community banking operations, with ongoing financial disclosures available via annual reports on its website and FDIC call reports.

Company News

APIChat
  • 1895 Bancorp of Wisconsin, Inc. Announces Engagement of Keefe, Bruyette & Woods, Inc. to Explore Strategic Options and Voluntary Nasdaq Delisting and SEC Deregistration

  • 1895 BANCORP OF WISCONSIN, INC. ANNOUNCES BALANCE SHEET REPOSITIONING

  • 1895 BANCORP OF WISCONSIN, INC. ANNOUNCES BALANCE SHEET REPOSITIONING

  • 1895 Bancorp of Wisconsin, Inc., Greenfield, Wisconsin Announces Second Quarter Operating Results

  • 1895 Bancorp Of Wisconsin, Inc. Announces Closing Of Offering And Final Exchange Ratio

  • 1895 Bancorp Of Wisconsin, Inc. Announces Completion Of Subscription Offering

  • Financial Analysis: 1895 Bancorp of Wisconsin (NASDAQ:BCOW) vs. Heritage Financial (NASDAQ:HFWA)