1895 Bancorp of Wisconsin, Inc.

BCOW

BCOW1895 Bancorp of Wisconsin, Inc. US flag

Other OTC

17.52

USD

-0.10

- -

90.13MMarket Cap

Income Statement (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	15	15	15	15	19	17	17	10	15	18
+ Sales & Services Revenue	15	15	15	15	19	17	17	10	15	18
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	8	9	10	10	10	11	11	11	10	10
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-8	-9	-10	-10	-10	-11	-11	-11	-10	-10
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-1	2	- -	- -	-3	- -	- -	6	1	-2
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-1	2	- -	- -	-3	- -	- -	6	1	-2
Pretax Income	1	-2	- -	- -	3	- -	- -	-6	-1	2
- Income Tax Expense (Benefit)	- -	-3	- -	- -	2	- -	- -	- -	-1	- -
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	1	2	- -	- -	1	- -	- -	-7	-1	1
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	1	2	- -	- -	1	- -	- -	-7	-1	1
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	1	2	- -	- -	1	- -	- -	-7	-1	1
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	1	2	- -	- -	1	- -	- -	-7	-1	1
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	1	1	1	1	1	1	- -	- -	- -
EBITDA Margin (%)	4.4	4.67	4.29	4.5	3.44	3.85	3.55	4.79	3.03	2.43
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	8.21	11.22	-0.12	2.91	6.85	0.5	-0.88	-66.09	-5.83	7.91
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	1	1	1	1	1	1	1	- -	- -	- -
Basic Weighted Avg Shares	3	3	3	5	5	6	6	6	5	5
Basic EPS, GAAP	0.39	0.52	-0.01	0.1	0.28	0.01	-0.03	-1.23	-0.16	0.28
Basic EPS from Cont Ops	0.39	0.52	-0.01	0.1	0.28	0.01	-0.03	-1.23	-0.16	0.28
Diluted Weighted Avg Shares	3	3	3	5	5	6	6	6	5	5
Diluted EPS, GAAP	0.39	0.52	-0.01	0.1	0.28	0.01	-0.03	-1.23	-0.16	0.27
Diluted EPS from Cont Ops	0.39	0.52	-0.01	0.1	0.28	0.01	-0.03	-1.23	-0.16	0.27

Balance Sheet (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	104	101	74	83	147	178	141	121	116	113
+ Cash & Cash Equivalents	7	12	8	12	88	65	26	11	9	17
+ ST Investments	96	89	66	71	59	112	114	110	108	96
+ Accounts & Notes Receiv	1	1	1	1	1	1	1	2	2	2
+ Accounts Receivable, Net	1	1	1	1	1	1	1	2	2	2
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-105	-103	-75	-84	-148	-179	-142	-122	-118	-115
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	9	8	8	7	6	6	5	5	5	5
+ Property, Plant & Equip	18	18	18	16	15	15	15	15	15	15
- Accumulated Depreciation	9	10	10	9	9	9	10	10	10	11
+ LT Investments & Receivables	96	89	66	74	62	116	117	113	112	101
+ LT Investments	96	89	66	74	62	116	117	113	112	101
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-105	-97	-74	-81	-68	-122	-123	-118	-117	-106
+ Total Intangible Assets	2	2	2	2	2	2	2	2	2	2
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	2	2	2	2	2	2	2	2	2	2
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-108	-99	-76	-83	-70	-124	-125	-120	-119	-107
Total Assets	450	468	481	428	517	540	543	558	573	600
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	1	1	1
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	1	1	1
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	- -	- -	- -	-1	-1	-1
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	- -	- -	- -	-1	-1	-1
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	48	35	30	18	68	55	71	71	92	112
+ LT Borrowings	48	35	30	18	68	55	71	71	92	112
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-48	-35	-30	-18	-68	-55	-71	-71	-92	-112
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-48	-35	-30	-18	-68	-55	-71	-71	-92	-112
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	413	429	443	369	457	449	468	485	502	528
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	- -	- -	20	20	53	50	50	49	46
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	- -	- -	- -	20	20	53	50	50	49	46
- Treasury Stock	- -	- -	- -	- -	1	- -	- -	- -	- -	- -
+ Retained Earnings	38	40	40	40	42	42	41	34	33	34
+ Other Equity	-1	-1	-2	- -	1	- -	-11	-7	-7	-4
Equity Before Minority Interest	37	39	38	59	60	91	75	73	71	72
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	37	39	38	59	60	91	75	73	71	72
Total Liabilities & Equity	450	468	481	428	517	540	543	558	573	600
Shares Outstanding	3	3	3	5	5	6	6	6	6	5
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	41	22	22	6	-20	-10	45	60	83	95
Net Debt to Equity	109.15	56.92	58.22	10.43	-32.63	-10.85	60.29	82.17	117.01	132.7
Tangible Common Equity Ratio	7.8	7.88	7.53	13.27	11.3	16.53	13.58	12.78	12.16	11.76
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	1	2	- -	- -	1	- -	- -	-7	-1	1
+ Depreciation & Amortization	1	1	1	1	1	1	1	- -	- -	- -
+ Non-Cash Items	- -	-2	-1	-1	-1	1	2	4	- -	- -
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	1	1	1	1
+ Deferred Income Taxes	- -	-4	- -	- -	2	- -	- -	- -	-1	- -
+ Asset Impairment Charge	- -	1	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	- -	-1	-2	-3	1	2	3	-1	-1
+ Chg in Non-Cash Work Cap	- -	- -	-1	1	- -	1	- -	1	1	2
+ (Inc) Dec in Accts Receiv	-1	-1	-1	1	- -	- -	-1	1	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	1	1	1	- -	- -	1	- -	1	2	2
+ Inc (Dec) in Other	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	2	- -	-1	1	1	3	3	-1	1	4
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	1	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	1	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	20	-1	35	-3	-1	-1	-4
+ Increase in Capital Stock	- -	- -	- -	20	- -	35	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	-1	- -	-3	-1	-1	-4
+ Net Change in LT Investment	-25	7	22	-4	15	-56	-18	7	1	16
+ Dec in LT Investment	20	12	22	10	75	13	19	57	21	32
+ Inc in LT Investment	-45	-5	- -	-14	-60	-69	-37	-50	-19	-17
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	1	-18	-39	61	-21	5	-37	-36	-21	-28
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-24	-12	-17	58	-6	-51	-55	-29	-19	-12
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Debt	17	-14	-5	-12	51	-13	16	- -	21	20
+ Cash From Debt	29	5	- -	10	52	- -	37	108	97	388
+ Repayments of Debt	-12	-19	-5	-22	-1	-13	-21	-109	-77	-368
+ Other Financing Activities	7	29	18	-63	36	- -	1	16	-5	4
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	23	16	13	-55	86	22	14	15	14	20
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	1	5	-5	4	81	-26	-38	-15	-5	12
EBITDA	1	1	1	1	1	1	1	- -	- -	- -
EBITDA Margin (%)	4.4	4.67	4.29	4.5	3.44	3.85	3.55	4.79	3.03	2.43
Free Cash Flow	2	- -	-1	1	1	3	3	-1	1	4
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	2	- -	- -	- -	1	- -	- -	- -	- -	4
Free Cash Flow to Equity	- -	-13	-5	-11	52	-10	19	-1	21	25
Free Cash Flow per Basic Share	0.53	0.1	-0.21	0.2	0.27	0.44	0.45	-0.13	0.1	0.78
Price/Free Cash Flow	- -	- -	- -	53.6	36.86	25.22	22.34	-54.56	100.86	14.55
Cash Flow to Net Income	1.34	0.2	35.95	2.11	0.96	32.67	-17.47	0.1	-0.61	2.83
Capital Expenditures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -