Banvida S.A.

Banvida S.A.

BBCS:BANVIDA
782.90
CLP
0.00
(0.00%)
84.79EPS
9.06P/E
1.23TMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
12.21
32.35
24.59
46.3
58.24
21.08
27.49
52.9
84.39
68.81
68.22
63.23
87.08
84.79
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
181.88
195.25
200.73
235.84
274.36
261.22
276.85
299.82
285.22
337.39
365.43
410.75
472.08
478.96
Tangible Book Value per Share
181.88
195.25
200.73
235.84
274.36
261.22
276.85
299.82
285.22
337.39
365.43
410.75
472.08
478.96
Basic Weighted Avg Shares
1,438
1,438
1,438
1,438
1,438
1,438
1,430
1,600
1,600
1,600
1,600
1,600
1,600
1,600
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
17,564
46,527
35,362
66,588
83,754
30,317
39,310
84,639
135,030
110,107
109,163
101,176
139,338
135,674
Effective Tax Rate (%)
1.47
0.54
0.01
0.01
0.01
- -
0.08
- -
- -
- -
- -
- -
0.01
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,436
2,339
3,474
336
5,856
7,842
-24,664
8,429
10,968
7,919
7,435
26,421
2,103
7,550
LT Debt
53,375
56,418
58,736
60,403
61,636
63,401
65,113
66,862
71,281
80,755
77,037
76,548
75,006
77,069
Total Equity
260,088
280,776
288,668
339,158
394,552
375,655
398,124
479,728
456,376
539,841
584,715
657,234
755,356
766,360
Return on Invested Capital (%)
-0.09
-0.1
-0.12
-0.11
-0.11
-0.13
-0.13
-0.15
-0.12
- -
-0.15
- -
-0.17
-0.17
Return on Capital (%)
5.53
15.01
11.04
18.5
20.16
7.36
8.97
16.88
25.68
- -
17.52
- -
18.17
17.2
Return on Common Equity (%)
6.64
17.2
12.42
21.21
22.83
7.87
10.16
19.28
28.85
22.11
19.41
16.29
19.73
18.7

Capital Structure

CLP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
4,231
5,081
6,073
LT Borrowings
75,006
75,221
77,069
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,600
1,600
1,600
Market Capitalization
1,041,019
1,179,824
1,229,282

Working Capital

CLP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
25,461
37,825
29,261
Cash, Cash Equivalents & STI
3,668
3,489
12,455
Accounts Receivable, Net
21,697
34,236
16,656
Inventories
- -
- -
- -
Total Current Liabilities
23,358
36,378
21,710
Payables & Accruals
- -
- -
- -
ST Debt
4,231
5,081
6,073
Deferred Revenue
- -
- -
- -

Growth Rates

CLP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.46%
9.81%
14.93%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
26.59%
14.12%
37.72%
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
24.53
7.32
9.86
21.52
63.23
2025
17.51
16.87
28.25
24.45
87.08
2026
25.35
6.75
- -
- -
- -

Quarterly Dividends Per Share

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Martin Antonio Ducci Cornu
Sector
Finance
Industry
Investment managers
Address
Santiago Chile
IPO Date
Dec 22, 1998
Website
banvida.cl
Business
Banvida S.A. is a Chile-based investment holding company primarily engaged in managing equity interests within the financial, banking, and insurance industries. Founded in 1980 and headquartered in Santiago, Chile, the company operates principally through its significant ownership stake in Consorcio Financiero S.A., one of the largest non-banking financial conglomerates in Chile. Through its operating subsidiaries and associated entities, Banvida S.A. provides a comprehensive portfolio of financial products and services, which includes life and general insurance solutions such as individual and collective life insurance, health insurance, personal accident coverage, property and casualty insurance, automotive policies, and life annuities; banking and lending services through Banco Consorcio, offering consumer loans, residential mortgage financing, commercial loans, financial leasing, factoring, credit cards, demand deposit accounts, and time deposits; wealth and asset management solutions comprising mutual funds, investment fund administration, third-party portfolio management, and financial advisory services; and securities brokerage operations, including equities trading, fixed-income intermediation, and foreign exchange trading. The company directs its offerings toward individual consumers, high-net-worth clients, small-to-medium enterprises, and corporate institutional clients throughout Chile. In recent developments, Banvida S.A. has supported the ongoing digital transformation and business modernization across its underlying financial network, focusing on the expansion of Banco Consorcio’s digital banking platform, the rollout of automated credit assessment tools, and the enhancement of self-service insurance portals. Additionally, the company continues to optimize its investment portfolio and capital allocation strategies to navigate shifts in domestic interest rates and evolving regulatory frameworks in the Chilean annuity and pension markets, reinforcing its market position in life insurance underwriting and commercial lending.