Zurich American 2 EP

Zurich American 2 EP

BBCS:CONSOGRAL
430.00
CLP
0.00
(0.00%)
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
719.03
841.25
945.65
880.05
913.51
1,046.08
1,268.45
841.55
1,154.63
822.95
792.5
818.95
676.28
- -
Basic EPS, GAAP
-27.34
3.03
-48.92
37.02
41.76
49.61
-38.19
12.76
-64.5
-14.96
52.14
65.46
13.24
- -
Free Cash Flow per Basic Share
4.39
12.4
-14.5
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
5.88
- -
0.76
- -
11.08
12.75
15.97
- -
4.65
- -
37.47
52.05
49.57
- -
Book Value per Share
300.94
305.26
256.41
282.36
311.59
344.11
310.97
358.11
269.36
299.95
303.13
322.34
293.4
269.36
Tangible Book Value per Share
300.63
305.04
253.98
280.83
310.55
343.39
310.71
357.71
269.12
299.9
300.64
320.78
291.86
269.12
Basic Weighted Avg Shares
89
89
89
107
107
107
100
127
104
179
179
179
236
127
Sales/Revenue/Turnover
63,827
74,572
83,943
94,166
97,753
111,938
126,252
106,526
120,433
147,463
142,018
146,757
159,529
- -
Operating Margin (%)
-9.87
-1.16
-6.34
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
30
31
33
207
1
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
-2,427
269
-4,343
3,961
4,469
5,308
-3,801
1,615
-6,728
-2,681
9,344
11,731
3,124
- -
Effective Tax Rate (%)
- -
- -
- -
21.3
25.3
25.71
- -
16.22
- -
- -
16.54
21.23
7.41
- -
Profit Margin (%)
-3.8
0.36
-5.17
4.21
4.57
4.74
-3.01
1.52
-5.59
-1.82
6.58
7.99
1.96
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
3,060
2,713
5,221
4,913
5,006
5,510
4,393
5,921
5,764
5,311
6,224
8,277
12,182
5,764
Total Equity
26,753
27,138
22,795
30,215
33,343
36,822
33,276
45,337
34,100
53,750
54,322
57,765
52,578
34,100
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
12.55
12.16
13.16
- -
3.63
- -
- -
15.62
18.53
4.78
- -
Return on Common Equity (%)
-8.54
1
-17.39
14.95
14.06
15.13
-10.84
4.11
-16.94
-6.1
17.29
20.93
5.66
- -

Capital Structure

CLP

•

in mil. unless spec.
Dec'21
ST Debt
- -
LT Borrowings
5,764
LT Finance Leases
- -
Preferred Equity and Hybrid Capital
- -
Shares Outstanding
127
Market Capitalization
- -

Working Capital

CLP

•

in mil. unless spec.
Dec'21
Total Current Assets
- -
Cash, Cash Equivalents & STI
15,694
Accounts Receivable, Net
81,610
Inventories
- -
Total Current Liabilities
- -
Payables & Accruals
- -
ST Debt
- -
Deferred Revenue
- -

Growth Rates

CLP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.12%
6.25%
-8.98%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
-154.67%
-214.6%
-73.37%
Sales/Revenue/Turnover
7.15%
8.77%
8.7%
Total Cash Common Dividend
- -
1,680,684.37%
25.37%

Quarterly Revenue

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
142,018
2024
- -
- -
- -
- -
146,757
2025
- -
- -
- -
- -
159,529

Quarterly Earnings Per Share

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
52.14
2024
- -
- -
- -
- -
65.46
2025
- -
- -
- -
- -
13.24

Quarterly Dividends Per Share

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
37.47
2024
- -
- -
- -
- -
52.05
2025
- -
- -
- -
- -
49.57

Company Description

CEO
Jerónimo Ares
Sector
Miscellaneous
Industry
Investment trusts
Address
Santiago United Kingdom
IPO Date
May 6, 2008
Website
chilena.cl
Business
Zurich American 2 EP, operating commercially and legally as Zurich Chile Seguros Generales S.A. (BCS: CONSOGRAL) and formerly known as Chilena Consolidada Seguros Generales, is a Chile-based insurance company that underwrites and distributes general property, casualty, and commercial insurance solutions. The company operates across personal, commercial, and institutional market segments, providing a systematic suite of insurance products and risk management services, which include comprehensive motor vehicle and automobile insurance policies, such as telematics-enabled pay-per-kilometer and standard casualty plans; residential and homeowners insurance covering fire, earthquake, natural catastrophe, theft, and home assistance; commercial property, all-risk physical damage, and business interruption insurance; civil and third-party liability coverage; marine, cargo, inland transit, and aviation insurance; engineering, construction, and technical risk policies; surety and credit guarantees; and collective personal accident and supplemental health insurance plans. The entity serves individual retail consumers, small and medium-sized enterprises (SMEs), and large corporate clients across Chile through an extensive omnichannel network comprising proprietary sales branches, insurance brokers, banking distribution partnerships, and direct digital platforms. Founded in 1853 and headquartered in Santiago, Chile, the company operates as a key subsidiary of the Swiss multinational financial services provider Zurich Insurance Group. In recent strategic developments, the company finalized its comprehensive brand alignment and corporate reorganization from the historical Chilena Consolidada identity to the unified Zurich Chile brand framework, enhancing cross-border synergy and platform integration with its parent group. Additionally, the company secured a key operational contract with Chile's National Health Fund (Fonasa) to participate in the underwriting of the Supplementary Coverage Modality (Modalidad de Cobertura Complementaria - MCC), expanded its digital servicing and telematics capabilities through integrated GPS tracking and automated claims settlement tools, and concluded updated collective bargaining agreements to reinforce its workforce structure and long-term underwriting operations.