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Inversiones La Construccion SA

Inversiones La Construccion SA

23,850.00
CLP
-550.00
(-2.25%)
3,657.23EPS
6.62P/E
2.18TMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
7,301.03
10,737.74
12,011.02
14,680.17
14,014.48
15,144.1
15,678.15
15,607.99
20,271
21,465.76
27,620.07
30,403.36
37,647.04
41,048.8
Basic EPS, GAAP
844.05
692.18
724.82
2,947.38
1,293.78
1,030
910
870
880
1,465.34
1,826.18
1,491.24
2,841.5
3,363.02
Free Cash Flow per Basic Share
1,363.75
690.24
2,363.91
4,514.56
-209.4
3,135.02
-3,148.99
-4,510.32
1,293.32
-2,674.32
2,876.82
-3,412.68
2,668.37
-1,217.45
Dividend per Share
698.29
643.64
658.69
602.66
800.92
660.94
472.78
255.66
367.81
410.99
713.84
522.66
652.15
926.6
Book Value per Share
4,765.77
4,911.29
5,072.5
6,809.15
7,355.6
7,471.14
7,716.28
8,253.95
8,384.48
8,804.63
9,842.09
11,380.55
12,782.62
14,070.53
Tangible Book Value per Share
2,812.17
2,971.93
2,724.26
5,985.17
6,500.21
6,557.9
6,783.35
7,287.99
7,403.7
7,795.2
8,756.4
10,231.79
11,524.94
12,685.64
Basic Weighted Avg Shares
100
100
100
100
100
100
100
99
100
100
100
99
99
98
Sales/Revenue/Turnover
730,103
1,073,774
1,201,102
1,468,017
1,401,448
1,508,769
1,568,012
1,552,484
2,036,746
2,146,576
2,762,007
3,022,395
3,709,144
4,039,668
Operating Margin (%)
6.81
-32.1
-31.11
-22.77
-20.04
-25.03
-24.12
-12.72
-19.65
-45.75
-21.79
-20.01
-10.82
-11.2
Depreciation Expense
8,038
10,311
336
1,876
2,412
2,481
4,706
5,273
5,886
4,670
4,701
6,751
7,646
8,635
Net Income, GAAP
84,405
69,218
72,482
294,738
129,378
102,616
91,011
86,537
88,419
146,534
182,618
148,244
279,957
330,960
Effective Tax Rate (%)
14.72
16.18
17.49
6.16
15.93
19.64
7.71
5.04
- -
- -
10.84
- -
8.16
7.16
Profit Margin (%)
11.56
6.45
6.03
20.08
9.23
6.8
5.8
5.57
4.34
6.83
6.61
4.9
7.55
8.19
Working Capital
176,814
234,503
888,381
1,243,804
1,589,758
1,776,090
2,325,132
2,368,356
2,484,902
2,896,257
3,443,790
2,964,551
3,873,681
4,534,388
LT Debt
405,568
505,126
651,575
696,555
742,715
727,300
1,100,593
1,112,448
1,236,820
1,512,460
1,743,805
1,280,494
1,051,991
1,250,999
Total Equity
717,897
688,123
785,819
757,318
811,380
841,175
853,817
918,810
942,134
994,569
1,124,326
1,243,746
1,378,652
1,505,387
Return on Invested Capital (%)
5.76
-24.12
-0.14
0.54
0.52
-16.71
-16.18
-7.7
- -
- -
-14.19
- -
-9.04
-10.33
Return on Capital (%)
6.9
5.41
4.19
18.74
9.34
6.45
5.05
3.93
- -
- -
5.37
- -
7.83
8.64
Return on Common Equity (%)
18.36
14.31
14.52
49.61
18.27
13.84
11.99
10.84
10.63
17.05
19.59
14.01
23.42
26.06

Capital Structure

CLP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
1,748,097
1,782,345
1,752,934
LT Borrowings
961,633
1,023,604
1,148,957
LT Finance Leases
90,359
101,968
102,042
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
99
98
98
Market Capitalization
1,793,239
1,905,188
2,183,495

Working Capital

CLP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
6,179,140
6,354,508
6,851,807
Cash, Cash Equivalents & STI
1,369,139
1,395,011
1,620,262
Accounts Receivable, Net
567,315
620,769
718,317
Inventories
14,559
15,866
17,006
Total Current Liabilities
2,305,459
2,414,175
2,317,419
Payables & Accruals
- -
- -
- -
ST Debt
1,748,097
1,782,345
1,752,934
Deferred Revenue
- -
- -
- -

Growth Rates

CLP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.89%
8.53%
10.85%
Free Cash Flow
-280.14%
-207.55%
-177.49%
Net Income, GAAP
37.62%
32.51%
88.85%
Sales/Revenue/Turnover
12.57%
19.48%
22.72%
Total Cash Common Dividend
5.89%
25.34%
23.66%

Quarterly Revenue

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
644,292
615,375
781,029
896,212
3,022,395
2025
855,754
907,799
901,289
1,011,603
3,709,144
2026
973,839
1,152,937
- -
- -
- -

Quarterly Earnings Per Share

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
592.52
-61.71
579.68
375.3
1,491.24
2025
399.59
752.69
733.3
949.08
2,841.5
2026
907.72
773.15
- -
- -
- -

Quarterly Dividends Per Share

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.36
487.52
28.31
2.53
522.66
2025
1.43
643.63
1.92
2.61
652.15
2026
1.84
922.83
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Pablo González Figari
Full Time Employees
27,613
Sector
Finance
Industry
Investment managers
Address
Avenida Apoquindo 6750 Las Condes RM Chile 7560950
IPO Date
Jul 20, 2012
Website
ilcinversiones.cl
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Business
Inversiones La Construcción S.A. (ILC.SN) operates as a holding company primarily engaged in financial services, pension fund management, health insurance, and related sectors across Chile, Peru, and Colombia. The company manages its operations through six key segments: fund management via AFP Habitat, which administers pension funds; private health insurance through Isapre Consalud; insurance offerings including individual and collective life policies via Confuturo, Corpseguros, and CorpVida; healthcare services encompassing a network of private hospitals and clinics under Red Salud; banking services for retail and commercial clients through Banco Internacional; and other activities such as private schools and information technology outsourcing. Founded in 1980 and headquartered at Avenida Apoquindo 6750, Piso 20, Las Condes, Santiago, Chile, it is controlled by the Cámara Chilena de la Construcción with a 67% stake and generates revenue exceeding CLP 2.15 trillion on a trailing twelve-month basis. Recent developments include robust 2024 performance with net profit of CLP 108.2 billion, 16% year-over-year loan growth at Banco Internacional capturing market shares of 1.6% in total loans and 2.8% in commercial loans, improved EBITDA margins at Red Salud rising to 118%, and Confuturo's annuity market share expansion to 14.8%; the company also ranked 5th worldwide in the financial non-bank sector on the Dow Jones Sustainability Index.