Bancorp. of Southern Indiana operates as the bank holding company for Jackson County Bank, a state-chartered, FDIC-insured commercial bank providing a broad range of commercial and consumer banking products and services throughout south-central Indiana. Jackson County Bank offers deposit accounts including checking, savings, youth, and individual retirement accounts; remote and night deposit services; debit and credit cards; commercial loans, mortgage loans, and consumer loans; treasury management; merchant services; brokerage services; and wealth management including trust, investment management, fiduciary services, and retirement planning. Headquartered in Seymour, Indiana, with branches in Bartholomew, Decatur, Jackson, Jennings, Johnson, Lawrence, and Monroe counties, the company was formed in 1982 to own Jackson County Bank, which traces its origins to 1900, and remains privately held by over 400 stockholders.