Bancorp. of Southern Indiana

BCSO

BCSOBancorp. of Southern Indiana US flag

Other OTC

60.00

USD

- -

80.92MMarket Cap

Income Statement (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	26	31	33	32	37	39	- -
+ Sales & Services Revenue	26	31	33	32	37	39	- -
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	-14	-16	-16	-17	-21	-23	- -
- Operating Expenses	14	16	16	17	21	23	- -
+ Selling, General & Admin	- -	- -	- -	- -	- -	- -	- -
+ Research & Development	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	14	16	16	17	21	23	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-6	-8	-11	-9	-8	-8	- -
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-6	-8	-11	-9	-8	-8	- -
Pretax Income	6	8	11	9	8	8	- -
- Income Tax Expense (Benefit)	1	1	2	1	1	1	- -
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	6	7	9	7	7	7	- -
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	6	7	9	7	7	7	- -
- Minority Interest	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	6	7	9	7	7	7	- -
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	6	7	9	7	7	7	- -
EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -
EBITA	-1	-1	-2	-2	-2	-2	- -
Gross Margin (%)	100	100	100	100	100	100	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	21.29	22.21	26.67	22.35	18.25	17.08	- -
Sales per Employee	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	1.25	1.4	1.55	1.57	1.57	1.58	- -
Depreciation Expense	1	1	2	2	2	2	- -
Basic Weighted Avg Shares	1	1	1	1	1	1	- -
Basic EPS, GAAP	4.08	5.12	6.54	5.36	5.04	4.99	- -
Basic EPS from Cont Ops	4.08	5.12	6.54	5.36	5.04	4.99	- -
Diluted Weighted Avg Shares	1	1	1	1	1	1	- -
Diluted EPS, GAAP	4.08	5.12	6.54	5.36	5.04	4.99	- -
Diluted EPS from Cont Ops	4.08	5.12	6.54	5.36	5.04	4.99	- -

Balance Sheet (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	19	64	115	37	24	19	- -
+ Cash & Cash Equivalents	19	64	115	37	24	19	- -
+ ST Investments	- -	- -	- -	- -	- -	- -	- -
+ Accounts & Notes Receiv	- -	- -	- -	- -	- -	- -	- -
+ Accounts Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-19	-64	-115	-37	-24	-19	- -
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	7	8	9	12	19	19	- -
+ Property, Plant & Equip	15	17	19	22	31	31	- -
- Accumulated Depreciation	8	9	9	10	11	12	- -
+ LT Investments & Receivables	76	83	116	133	126	103	- -
+ LT Investments	76	83	116	133	126	103	- -
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-84	-91	-126	-145	-146	-122	- -
+ Total Intangible Assets	4	4	4	3	5	5	- -
+ Goodwill	2	2	2	2	3	3	- -
+ Other Intangible Assets	2	1	1	1	2	2	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-88	-95	-129	-149	-151	-127	- -
Total Assets	592	707	783	819	953	982	- -
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	58	55	49	55	129	99	- -
+ LT Borrowings	- -	- -	- -	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-58	-55	-49	-55	-129	-99	- -
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-58	-55	-49	-55	-129	-99	- -
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	533	642	713	755	883	909	- -
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	3	3	3	3	3	3	- -
+ Common Stock	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	3	3	3	3	3	3	- -
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	54	59	66	71	75	80	- -
+ Other Equity	- -	- -	- -	- -	- -	- -	- -
Equity Before Minority Interest	58	65	70	64	70	73	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
Total Equity	58	65	70	64	70	73	- -
Total Liabilities & Equity	592	707	783	819	953	982	- -
Shares Outstanding	1	1	1	1	1	1	1
Number of Employees	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -
Net Debt	-19	-64	-115	-37	-24	-19	- -
Net Debt to Equity	-33.21	-99.16	-163.43	-57.37	-34.47	-25.71	- -
Tangible Common Equity Ratio	9.25	8.69	8.55	7.45	6.82	7	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	6	7	9	7	7	7	- -
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	1	-6	3	11	2	2	- -
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	1	-6	3	11	2	2	- -
+ Chg in Non-Cash Work Cap	-1	-2	-2	-1	- -	- -	- -
+ (Inc) Dec in Accts Receiv	-1	-2	-2	- -	-1	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	- -	- -	- -	1	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	5	-2	9	18	9	9	- -
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	-2	-2	-3	-9	-1	- -
+ Acq of Fixed Prod Assets	- -	-2	-2	-3	-9	-1	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	- -	- -
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -
+ Net Change in LT Investment	6	-4	-25	-32	8	22	- -
+ Dec in LT Investment	45	25	32	20	20	50	- -
+ Inc in LT Investment	-39	-29	-57	-52	-12	-28	- -
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-12	-64	3	-112	-145	-57	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-6	-69	-24	-147	-145	-36	- -
+ Dividends Paid	-2	-2	-2	-2	-2	-2	- -
+ Net Cash From Debt	-4	-3	-7	9	77	-20	- -
+ Cash From Debt	5	5	- -	39	83	10	- -
+ Repayments of Debt	-9	-8	-7	-30	-6	-30	- -
+ Other Financing Activities	20	110	79	34	48	46	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	14	106	70	40	123	24	- -
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	13	35	55	-89	-13	-4	- -
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow	5	-3	8	15	1	8	- -
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	5	-3	8	15	1	8	- -
Free Cash Flow to Equity	- -	-6	- -	23	78	-12	- -
Free Cash Flow per Basic Share	3.69	-2.31	5.58	10.72	0.54	5.99	- -
Price/Free Cash Flow	10.38	2,999.98	6.83	3.18	3.8	6.58	- -
Cash Flow to Net Income	0.98	-0.22	1.07	2.47	1.36	1.32	- -
Capital Expenditures	- -	-2	-2	-3	-9	-1	- -