BankFirst Capital Corporation

BankFirst Capital Corporation

BFCC
BankFirst Capital CorporationUS flagOther OTC
62.69
USD
-0.11
- -
333.14MMarket Cap
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
8.42
8.46
9.39
12.31
14.15
14.04
15.88
21.28
20.55
23.4
19.29
Basic EPS, GAAP
1.47
1.37
2.19
2.72
2.76
3.47
4.31
5.23
4.19
4.61
4.34
Free Cash Flow per Basic Share
1.97
1.93
2.69
2.79
3.26
5.34
6.54
7.65
5.75
7.85
- -
Dividend per Share
0.3
0.32
0.41
0.52
0.54
0.68
0.85
0.9
1.51
1.71
- -
Book Value per Share
10.77
11.87
13.66
16.33
16.82
18.34
21.63
24.53
27.54
31.13
26.08
Tangible Book Value per Share
12.48
17.42
19.25
20.95
22.11
22.42
16.32
19.58
23
22.56
22.73
Basic Weighted Avg Shares
4
4
4
4
5
5
5
5
5
5
6
Sales/Revenue/Turnover
38
38
42
54
69
74
85
115
112
127
119
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
2
2
3
3
5
4
5
- -
Net Income, GAAP
7
6
10
12
13
18
23
28
26
29
28
Effective Tax Rate (%)
34.1
41.48
21.25
23.02
16.55
20.93
20.13
21.79
21
22.26
21.49
Profit Margin (%)
17.49
16.15
23.28
22.06
19.52
24.69
27.12
24.59
22.89
22.58
23.44
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
26
41
49
44
55
58
36
35
26
45
36
Total Equity
60
82
90
115
147
157
337
372
390
419
405
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
12.07
17.13
17.86
17.61
20.46
21.65
22.8
16.16
15.72
17.64

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
1
- -
- -
LT Borrowings
26
27
36
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
189
189
189
Shares Outstanding
5
5
5
Market Capitalization
254
248
249

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
416
514
490
Accounts Receivable, Net
12
12
12
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
7
7
8
ST Debt
1
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
28.88%
7.41%
Free Cash Flow
- -
26.27%
36.49%
Net Income, GAAP
- -
17.37%
12.27%
Sales/Revenue/Turnover
- -
13.62%
13.8%
Total Cash Common Dividend
- -
17%
3.48%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
30
29
30
30
112
2025
29
30
35
- -
127
2026
36
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.21
1.09
1.07
1.21
4.19
2025
0.98
1.07
1.74
- -
4.61
2026
1.43
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.51
2025
- -
- -
- -
- -
1.71
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Andrew Moak Griffin
Full Time Employees
586
Sector
Financial Services
Industry
Banks - Regional
Address
900 Main Street Columbus MS United States of America 39701
IPO Date
Jun 7, 2019
Business
BankFirst Capital Corporation (OTC: BFCC) operates as the holding company for BankFirst Financial Services, a community-focused financial institution providing commercial banking products and services primarily to businesses, professionals, and individuals in the Southeastern United States. The bank offers deposit products including checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts; lending services such as commercial real estate loans, commercial and industrial loans, agricultural loans, residential first mortgage loans, construction loans, home equity lines of credit, consumer loans, and credit cards; and additional services comprising online banking, mobile banking, remote deposit capture, cash management, merchant services, debit and credit cards, safe deposit boxes, overdraft protection, and wealth management through its trust department. Headquartered in Manitowoc, Wisconsin, and founded in 1894, the company maintains a network of full-service branches across Wisconsin, southeastern Minnesota, and northeastern Iowa, targeting local communities with personalized banking solutions. In recent developments, BankFirst Capital Corporation completed the acquisition of Baylake Corporation in 2021, significantly expanding its footprint in northeastern Wisconsin and enhancing its commercial banking capabilities, followed by the divestiture of certain Florida branches in 2022 to streamline operations and focus on core Midwest markets. The company has pursued strategic growth through additional branch expansions and technology upgrades, including enhanced digital banking platforms, while reporting steady asset growth exceeding $3 billion as of late 2024. No major funding rounds, name changes, or new product launches have been announced in the past 1-2 years, with emphasis placed on organic expansion and community reinvestment.

Company News

APIChat
  • BANKFIRST CAPITAL CORPORATION Announces Stock Repurchase Program

  • BANKFIRST CAPITAL CORPORATION Reports First Quarter 2026 Earnings of $8.39 Million

  • BANKFIRST CAPITAL CORPORATION Reports Fourth Quarter and Year-End 2025 Earnings of $10.17 Million and $28.68 Million, respectively

  • BankFirst Capital Corporation Announces Cash Dividend

  • BANKFIRST CAPITAL CORPORATION Reports Third Quarter 2025 Earnings of $5.20 Million

  • BANKFIRST CAPITAL CORPORATION Reports Second Quarter 2025 Earnings of $6.88 Million

  • BankFirst Capital Corporation Completes Acquisition of The Magnolia State Corporation and Magnolia State Bank

  • BANKFIRST CAPITAL CORPORATION Announces Stock Repurchase Program

  • BANKFIRST CAPITAL CORPORATION Reports First Quarter 2025 Earnings of $6.43 Million

  • BankFirst Capital Corporation to Acquire The Magnolia State Corporation and Magnolia State Bank

  • BANKFIRST CAPITAL CORPORATION Reports Fourth Quarter and Year-End 2024 Earnings of $7.7 Million and $25.6 Million, respectively

  • BANKFIRST CAPITAL CORPORATION Enters into ECIP Securities Purchase Option Agreement

  • BankFirst Capital Corporation Announces Cash Dividend

  • BANKFIRST CAPITAL CORPORATION Reports Third Quarter 2024 Earnings of $6.4 Million

  • BANKFIRST CAPITAL CORPORATION Reports Second Quarter 2024 Earnings of $6.5 Million

  • BANKFIRST CAPITAL CORPORATION Announces Stock Repurchase Program

  • BANKFIRST CAPITAL CORPORATION Reports First Quarter 2024 Earnings of $5.0 Million

  • BANKFIRST CAPITAL CORPORATION Reports Fourth Quarter and Year-End 2023 Earnings of $6.5 Million and $28.2 Million, respectively

  • BankFirst Capital Corporation Announces Cash Dividend

  • BANKFIRST CAPITAL CORPORATION Reports Third Quarter 2023 Earnings of $8.4 Million