BankFinancial Corporation

BankFinancial Corporation

BFIN
BankFinancial CorporationUS flagNASDAQ Global Select
12.00
USD
- -
- -
149.53MMarket Cap
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
TTM
Revenue per Share
3.23
2.7
2.63
2.69
2.86
3.07
3.84
3.75
3.41
3.54
4.33
4.48
4.4
4.25
Basic EPS, GAAP
-1.36
0.16
2.01
0.44
0.4
0.49
1.11
0.75
0.61
0.53
0.8
0.74
0.33
0.19
Free Cash Flow per Basic Share
0.74
0.49
0.83
0.73
0.97
1.18
1.09
1.32
0.77
0.39
0.56
0.58
0.44
0.16
Dividend per Share
0.03
0.04
0.08
0.21
0.22
0.28
0.37
0.4
0.4
0.4
0.4
0.4
0.4
0.4
Book Value per Share
-0.48
-0.36
1.58
1.84
2.12
2.36
3.23
3.97
4.32
4.77
5.48
5.87
5.97
5.94
Tangible Book Value per Share
8.52
8.65
10.62
10.71
10.88
10.74
10.73
11.2
11.51
11.26
11.56
12.24
12.67
12.63
Basic Weighted Avg Shares
20
20
20
20
19
18
17
16
15
14
13
13
12
12
Sales/Revenue/Turnover
64
54
53
53
54
56
67
58
51
49
57
57
54
53
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
5
5
5
4
4
4
2
2
2
2
1
2
- -
-10
Net Income, GAAP
-27
3
41
9
8
9
19
12
9
7
10
9
4
2
Effective Tax Rate (%)
- -
- -
- -
38.48
38.51
44.4
25.74
26.58
28.19
24.06
24.15
26.34
18.88
33.83
Profit Margin (%)
-42.04
6.1
76.41
16.37
13.99
15.94
28.93
20
17.88
14.98
18.48
16.53
7.51
4.38
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
13
64
51
61
21
- -
4
20
20
45
39
18
Total Equity
173
176
216
212
205
198
187
174
173
157
152
155
156
157
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
25.47
19.74
21.66
38.77
19.77
14.47
11.26
15.14
12.82
5.5
3.08

Capital Structure

FRC

in mil. unless spec.
Mar'25
Jun'25
Sep'25
ST Debt
5
5
10
LT Borrowings
28
28
18
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
12
12
12
Market Capitalization
158
144
150

Working Capital

FRC

in mil. unless spec.
Mar'25
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
512
569
632
Accounts Receivable, Net
5
5
5
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
5
5
10
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-3.13%
-2.07%
0.64%
Free Cash Flow
-5.94%
-17.44%
-25.56%
Net Income, GAAP
-6.31%
-13.23%
-56.64%
Sales/Revenue/Turnover
0.65%
-1.07%
-4.56%
Total Cash Common Dividend
17%
-4.45%
-1.38%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
14
14
14
14
57
2024
14
14
13
13
54
2025
13
13
13
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.21
0.18
0.19
0.17
0.74
2024
0.14
0.17
0.16
-0.14
0.33
2025
0.17
-0.03
0.19
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.1
0.1
0.1
0.1
0.4
2024
0.1
0.1
0.1
0.1
0.4
2025
0.1
0.1
0.1
- -
- -

Company Description

APIChat
CEO
F. Morgan Gasior
Full Time Employees
191
Sector
Financial Services
Industry
Banks - Regional
Address
60 North Frontage Road Burr Ridge IL United States of America 60527
IPO Date
Jun 28, 2005
Business
BankFinancial Corporation BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association, a full-service national bank providing banking, wealth management, trust, and fiduciary services to individuals, families, and businesses primarily in the Chicago metropolitan area and on a regional and national basis for select commercial lending. The bank offers a comprehensive range of deposit products including checking accounts, savings accounts, money market accounts, NOW accounts, IRAs, other retirement accounts, and certificates of deposit; loan products encompassing multi-family residential real estate loans, non-residential real estate loans, commercial loans, commercial equipment leases, one-to-four family residential real estate loans, and consumer loans; and additional services such as cash management, funds transfers, bill payment, online and mobile banking, treasury management, property and casualty insurance agency services, and general insurance products. It delivers these offerings through 18 to 19 full-service branches in Cook, DuPage, Lake, and Will Counties in Illinois, supplemented by satellite offices in Florida, Texas, Pennsylvania, North Carolina, and Utah focused on equipment financing, commercial real estate lending, healthcare lending, and treasury services; founded in 1924 with roots as Financial Federal Savings Bank of Olympia Fields and headquartered at 60 North Frontage Road in Burr Ridge, Illinois. In August 2025, BankFinancial Corporation entered into a definitive agreement to be acquired by First Financial Bancorp. First Financial Bancorp in an all-stock transaction valued at approximately $142 million, under which each share of BankFinancial common stock will convert into 0.48 shares of First Financial common stock, pending regulatory and shareholder approvals with an expected closing in late 2025 and brand transition to First Financial Bank by mid-2026; earlier in January 2025, the company expanded its commercial finance team to enhance service and lending solutions.

Company News

APIChat
  • First Financial Secures Regulatory Approval for Acquisition of BankFinancial

  • BankFinancial Investor Alert By The Former Attorney General Of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of BankFinancial Corporation - BFIN

  • BankFinancial (BFIN) Meets Q3 Earnings Estimates

  • $HAREHOLDER ALERT: The M&A Class Action Continues to Investigate the Merger – BRY, BFIN, PINC, and BLBX

  • Shareholder Alert: The Ademi Firm Continues to Investigate Whether BankFinancial Corporation is Obtaining a Fair Price for its Public Shareholders

  • First Financial to Acquire BankFinancial, Expands Chicago Presence (Revised)

  • New Strong Sell Stocks for August 15th

  • First Financial to Acquire BankFinancial, Expands Chicago Presence

  • SHAREHOLDER INVESTIGATION: Halper Sadeh LLC Investigates BFIN and WOW on Behalf of Shareholders

  • BANKFINANCIAL INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of BankFinancial Corporation - BFIN

  • SHAREHOLDER INVESTIGATION: Halper Sadeh LLC Investigates BFIN and MRCC on Behalf of Shareholders

  • $HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of BankFinancial Corporation (NASDAQ: BFIN)

  • SHAREHOLDER INVESTIGATION: Halper Sadeh LLC Investigates WOW and BFIN on Behalf of Shareholders

  • BFIN Stock Alert: Halper Sadeh LLC is Investigating Whether the Sale of BankFinancial Corporation is Fair to Shareholders

  • Shareholder Alert: The Ademi Firm investigates whether BankFinancial Corporation is obtaining a Fair Price for its Public Shareholders

  • First Financial Bank to Strategically Expand Presence in Chicago with the Complementary Acquisition of BankFinancial

  • BankFinancial (BFIN) Earnings Expected to Grow: Should You Buy?

  • BankFinancial (BFIN) Upgraded to Buy: Here's What You Should Know

  • All You Need to Know About BankFinancial (BFIN) Rating Upgrade to Buy

  • BankFinancial Expands Commercial Finance Team and Reaffirms Commitment to Exceptional Service and Competitive Lending Solutions