Berkshire Hills Bancorp, Inc.

Berkshire Hills Bancorp, Inc.

BHLB
Berkshire Hills Bancorp, Inc.US flagNew York Stock Exchange
26.13
USD
-0.17
- -
1.21BMarket Cap
Berkshire Hills Bancorp, Inc.
BHLB
(New York Stock Exchange)

Recent

price

26.13

P/E

ratio

- -

div

yld

- -

ROIC.AI

2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
FRC
7.47
7.7
7.96
8.89
9.15
9.16
9.44
9.59
9.3
9.34
9.09
7.6
7.75
9.08
9.51
9.03
10.07
Revenue per Share
-1.3
1
0.97
1.49
1.66
1.36
1.74
1.89
1.4
2.28
1.96
-10.61
2.41
2.03
1.61
1.44
2.57
Basic EPS, GAAP
0.76
2.57
1.8
0.44
4.61
1.92
2.78
2.87
1.7
4.63
2.05
4.38
1.69
2.4
3.59
2.84
3.08
Free Cash Flow per Basic Share
0.7
0.65
0.67
0.7
0.73
0.73
0.77
0.8
0.85
0.89
0.92
0.73
0.5
0.54
0.73
0.73
0.73
Dividend per Share
7.52
7.51
6.05
5.51
5.73
6.34
6.49
7.03
6.11
6.72
7.34
-4.63
-2.82
-1.56
-0.75
-0.06
0.84
Book Value per Share
15.81
15.55
18.36
17.56
16.26
17.36
19.28
21.27
22.48
20.36
22.17
22.61
23.09
20.12
22.65
26.83
27.45
Tangible Book Value per Share
13
14
18
22
25
25
28
31
39
46
49
50
49
46
43
43
44
Basic Weighted Avg Shares
99
107
142
197
227
226
268
297
365
430
448
382
381
414
412
384
444
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
7
7
9
11
12
13
12
11
13
15
17
18
16
15
13
12
11
Depreciation Expense
-16
14
17
33
41
34
50
59
55
106
97
-533
119
93
70
61
113
Net Income, GAAP
- -
15.72
10.28
28.11
29.36
25.85
9.28
24.25
46.15
20.96
18.12
- -
20.37
18.7
11.14
23.28
24.93
Effective Tax Rate (%)
-16.3
12.99
12.19
16.81
18.13
14.9
18.47
19.75
15.14
24.59
21.76
-139.59
31.11
22.38
16.9
15.9
25.53
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
223
213
227
298
204
164
204
244
481
416
794
606
176
189
308
391
226
LT Debt
385
389
552
667
678
709
887
1,093
1,496
1,553
1,759
1,188
1,182
954
1,012
1,167
1,222
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-15.06
13.63
16.34
28.81
31.11
22.58
29.05
29.18
24.06
38.2
28.76
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
104
400
360
LT Borrowings
335
285
226
LT Finance Leases
57
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
46
46
46
Market Capitalization
1,209
1,128
1,104

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,688
1,400
1,373
Accounts Receivable, Net
49
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
9
- -
- -
ST Debt
104
400
360
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.14%
-6.16%
15.33%
Free Cash Flow
32.77%
21.45%
-22.34%
Net Income, GAAP
-68.54%
-165.68%
-12.35%
Sales/Revenue/Turnover
6.04%
-2.74%
-6.82%
Total Cash Common Dividend
7.55%
-4.68%
-2.42%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
114
110
108
80
412
2024
56
109
110
110
384
2025
110
114
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.63
0.55
0.45
-0.03
1.61
2024
-0.47
0.57
0.89
0.46
1.44
2025
0.56
0.66
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.18
0.18
0.18
0.18
0.73
2024
- -
0.37
- -
0.36
0.73
2025
0.18
0.18
- -
- -
- -
Business
Berkshire Hills Bancorp, Inc. Berkshire Hills Bancorp, Inc. (NYSE: BHLB) is a diversified bank holding company that operates Berkshire Bank, a full-service community bank offering commercial banking, retail banking, consumer lending, and wealth management services; core products and services include deposit accounts such as checking, savings, money market accounts, and certificates of deposit; commercial loans, mortgages, construction financing, and treasury management solutions for small- and middle-market businesses; residential mortgages, conforming and jumbo home loans, and consumer lending products; as well as private banking, investment management, trust administration, financial planning, and digital banking platforms accessible across its network. The company maintains approximately 130 branches primarily in Massachusetts, New York, Connecticut, Rhode Island, and Vermont, with headquarters in Boston, Massachusetts, where it traces its origins to 1846. In a transformative merger of equals completed on September 1, 2025, Berkshire Hills Bancorp combined with Brookline Bancorp, Inc., creating Beacon Bank & Trust, a $24 billion regional banking franchise with 148 branches across five Northeast states, enhanced lending capacity, expanded product offerings, and complementary footprints featuring limited overlap; the transaction, valued at $1.1 billion and supported by a $100 million capital raise, received all regulatory approvals and positions the entity for greater scale, operational efficiencies, and community impact while retaining local decision-making.

Company News

APIChat
  • Berkshire Hills Bancorp and Brookline Bancorp Receive Regulatory Approvals for Merger of Equals to form Beacon Financial Corporation

  • Berkshire Hills Bancorp and Brookline Bancorp Receive Regulatory Approvals for Merger of Equals to form Beacon Financial Corporation

  • Berkshire Hills Bancorp and Brookline Bancorp to be Combined as Beacon Financial Corporation and Beacon Bank Upon the Closing of their Merger of Equals

  • Berkshire Hills Announces Quarterly Shareholder Dividend

  • Berkshire Hills (BHLB) Q2 2025 Earnings Transcript

  • Berkshire Hills Bancorp, Inc. (BHLB) Q2 2025 Earnings Call Transcript

  • Berkshire Hills Bancorp (BHLB) Tops Q2 Earnings and Revenue Estimates

  • Berkshire Hills Reports Strong Earnings Growth

  • Berkshire Hills Announces Second Quarter 2025 Earnings Release and Conference Call Schedule

  • Merger Presents Growth Opportunity For Berkshire Hills Bancorp

  • Berkshire Hills Announces Quarterly Shareholder Dividend

  • Berkshire Hills (BHLB) Q1 2025 Earnings Call

  • Berkshire Hills Bancorp, Inc (BHLB) Q1 2025 Earnings Call Transcript

  • Berkshire Hills (BHLB) Reports Q1 Earnings: What Key Metrics Have to Say

  • Berkshire Hills Bancorp (BHLB) Q1 Earnings Beat Estimates

  • Berkshire Hills Reports Strong First Quarter 2025 Results

  • Berkshire Hills Announces First Quarter 2025 Earnings Release and Conference Call Schedule

  • Is Berkshire Hills Bancorp (BHLB) a Great Value Stock Right Now?

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