Bank of Ireland Group plc

Bank of Ireland Group plc

BKRIY
Bank of Ireland Group plcUS flagOther OTC
20.91
USD
+0.92
- -
19.87BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.77
2.91
3.06
2.88
2.84
2.63
2.75
2.51
2.79
2.93
4.23
4.36
4.34
32.02
Basic EPS, GAAP
-0.67
0.6
0.74
0.73
0.61
0.58
0.36
-0.69
0.97
0.79
1.5
1.5
1.24
32.64
Free Cash Flow per Basic Share
-2.44
-0.54
-0.41
0.96
1.84
1.57
2.79
3.61
18.08
1.18
-4.53
2.07
3.63
- -
Dividend per Share
0.24
0.13
0.13
0.12
- -
0.12
0.16
- -
- -
0.05
0.21
0.95
0.53
- -
Book Value per Share
6.31
6.26
6.96
7.2
7.82
8.42
8.61
7.84
9.23
9.62
10.69
11.21
11.63
121.81
Tangible Book Value per Share
7.45
7.71
7.95
8.15
8.26
8.6
8.93
8.27
9.75
9.57
10.51
11.24
11.66
97.73
Basic Weighted Avg Shares
1,008
1,078
1,078
1,078
1,076
1,075
1,075
1,073
1,075
1,071
1,061
1,024
971
52
Sales/Revenue/Turnover
2,790
3,135
3,297
3,109
3,056
2,830
2,952
2,698
3,001
3,141
4,491
4,462
4,214
1,665
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
118
118
130
132
169
235
317
281
247
237
273
311
325
- -
Net Income, GAAP
-483
786
940
799
664
620
386
-742
1,048
850
1,595
1,531
1,201
1,697
Effective Tax Rate (%)
- -
14.57
23.13
22.8
18.78
19.16
30.54
- -
13.6
15.13
17.39
17.47
13.78
15.04
Profit Margin (%)
-17.31
25.07
28.51
25.7
21.73
21.91
13.08
-27.5
34.92
27.06
35.52
34.31
28.5
101.95
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
16,964
20,270
15,687
13,627
13,663
12,825
12,565
10,221
23,535
12,447
13,149
12,471
10,516
68,650
Total Equity
7,883
8,747
9,113
9,419
9,667
10,051
10,433
9,621
11,338
11,522
12,561
13,009
12,920
6,522
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
-10.01
9.83
11.18
10.36
8.16
7.1
4.22
-8.4
11.43
8.41
14.74
13.42
10.55
29.09

Capital Structure

FRC

in mil. unless spec.
Sep'08
Dec'08
Mar'08
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
7
Shares Outstanding
54
- -
53
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Sep'08
Dec'08
Mar'08
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,209
- -
7,143
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.74%
6.28%
-0.68%
Free Cash Flow
-40.32%
-50.06%
66.26%
Net Income, GAAP
-56.65%
-39.61%
-21.55%
Sales/Revenue/Turnover
3.36%
10.53%
-5.56%
Total Cash Common Dividend
- -
- -
-47.28%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
4,491
2024
- -
- -
- -
- -
4,462
2025
- -
- -
- -
- -
4,214

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.5
2024
- -
- -
- -
- -
1.5
2025
- -
- -
- -
- -
1.24

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.21
2024
- -
- -
- -
- -
0.95
2025
- -
- -
- -
- -
0.53

Company Description

APIChatGPT
CEO
Myles O'Grady
Full Time Employees
11,287
Sector
Financial Services
Industry
Banks - Regional
Address
40 Mespil Road Dublin DU Ireland 4
IPO Date
Jan 22, 2018
Business
Bank of Ireland Group plc Bank of Ireland Group plc provides retail and commercial banking, wealth management, and insurance services primarily in Ireland and the United Kingdom. The group offers current and savings accounts, demand and notice deposits, business accounts, personal and business loans including car, home improvement, graduate, and student loans, mortgages, overdrafts, term loans, leasing, instalment credit, international asset financing, debt financing, foreign exchange facilities, interest and exchange rate hedging instruments, executor and trustee services; treasury and risk management services, trade finance, escrow, corporate lending, commercial real estate financing, acquisition finance, and foreign direct investment support; life assurance, protection, investment and pension products through New Ireland Assurance Company (NIAC), wealth management and capital markets services through Davy, general insurance brokerage for home, car, and travel cover via Bank of Ireland Insurance Services, and asset finance including Northridge Finance and Marshall Leasing brands. Operations span the Republic of Ireland with approximately 170 branches, Northern Ireland with 13 branches and note issuance privileges, Great Britain through mortgage, Post Office financial services and FX joint venture, and international activities in Europe and the US via offices including a New York hub; founded in 1783 and headquartered at Baggot Plaza, 27-33 Upper Baggot Street, Dublin 4, Ireland. Recent developments include the completion of the Davy acquisition in 2022 to bolster wealth and capital markets capabilities, establishment of a dedicated Wealth and Insurance division in July 2024 under Gavin Kelly, launch of multiple Enviroflex sustainability-linked loan partnerships with dairy co-ops such as Arrabawn, North Cork Creameries, Dairygold, and others in 2024-2025 to support agricultural sustainability, a €750 million green bond issuance in November 2025 for sustainable finance, €60 million investment in branch and ATM upgrades including 650 new ATMs in 2025, €7 million branch upgrade programme across 22 locations, extension of the NYC Hub lease to 2033, and a €590 million share buyback programme commencing in February 2025.

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