SBI Life Insurance Co. Ltd.

SBI Life Insurance Co. Ltd.

1,658.00
INR
-1.90
(-0.11%)
26.92EPS
65.64P/E
1.77TMarket Cap
Oct 27Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
170.2
229.97
189.53
304.11
339.61
445.27
437.38
821.18
828.94
805.87
1,307.82
1,152.02
1,101.97
1,351.87
Basic EPS, GAAP
7.28
8.15
8.44
9.55
11.5
13.27
14.22
14.56
15.06
17.19
18.92
24.09
24.64
26.93
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.5
1
1.2
1.2
1.5
2
2
- -
2.5
4.5
2.7
2.7
2.7
- -
Book Value per Share
33.56
40.56
47.33
55.52
65.28
75.76
87.43
104
116.18
130.06
148.87
169.49
190.27
200.56
Tangible Book Value per Share
33.32
40.4
47.24
55.29
65.04
75.35
87.05
103.8
116.06
129.92
148.77
169.34
189.88
200.56
Basic Weighted Avg Shares
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,001
1,001
1,002
1,003
1,003
Sales/Revenue/Turnover
170,198
229,970
189,534
304,107
339,610
445,274
437,385
821,217
829,112
806,390
1,309,256
1,154,125
1,104,782
1,355,684
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
345
340
371
476
593
917
893
994
749
678
762
838
1,154
- -
Net Income, GAAP
7,278
8,149
8,441
9,547
11,504
13,268
14,222
14,558
15,060
17,206
18,938
24,133
24,703
27,007
Effective Tax Rate (%)
- -
1.74
1.29
2.04
2.88
3.36
- -
5.61
3.51
2.15
2.49
3.26
2.64
2.51
Profit Margin (%)
4.28
3.54
4.45
3.14
3.39
2.98
3.25
1.77
1.82
2.13
1.45
2.09
2.24
1.99
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
33,563
40,563
47,331
55,521
65,278
75,764
87,431
104,004
116,223
130,175
149,086
169,854
190,860
201,210
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
24.04
22.1
19.32
18.66
19.14
18.92
- -
15.42
13.87
14.16
13.63
15.2
13.76
14.56
Return on Common Equity (%)
23.89
21.99
19.21
18.56
19.05
18.81
17.43
15.21
13.68
13.97
13.56
15.13
13.7
14.56

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,003
1,003
1,003
Market Capitalization
2,040,458
1,783,147
1,773,515

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
19,144
37,402
15,267
Accounts Receivable, Net
- -
13,225
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
14.99%
12.92%
12.37%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
11.6%
11.51%
2.36%
Sales/Revenue/Turnover
23.37%
8.89%
-4.28%
Total Cash Common Dividend
- -
- -
0.07%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
346,744
403,228
188,604
230,624
1,154,125
2026
390,129
- -
461,103
40,949
1,104,782
2027
463,503
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
5.19
5.29
5.5
8.12
24.09
2026
5.93
- -
5.75
8.02
24.64
2027
7.23
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
2.7
2026
- -
- -
- -
- -
2.7
2027
- -
- -
- -
- -
- -

Company Description

CEO
Amit Jhingran
Full Time Employees
29,344
Sector
Finance
Industry
Life/Health insurance
Address
NATRAJ, M. V. Road Mumbai MA India 400069
IPO Date
Oct 3, 2017
Business
SBI Life Insurance Company Limited, a leading Indian life insurance provider listed on the BSE and NSE under the ticker SBILIFE.NS, offers a comprehensive portfolio of individual and group insurance solutions including protection plans such as term insurance; savings and money-back plans; unit-linked insurance plans (ULIPs); child education plans; retirement and pension products like annuity and superannuation schemes; wealth creation plans; health and critical illness coverage; group gratuity, leave encashment, and loan protection plans. Incorporated in October 2000 as a joint venture between State Bank of India and BNP Paribas Cardif and registered with the Insurance Regulatory and Development Authority of India in March 2001, the company is headquartered in Mumbai, India, and operates nationwide through over 1,154 branches, 268,792 agents, and partnerships with more than 40,000 bancassurance partner branches across 29 states and seven union territories. It serves millions of individual and group customers with a customer-first approach, emphasizing digital innovation, ethical claims settlement, and assets under management exceeding Rs 4.8 trillion as of September 2025. Recent developments include the launch of SBI Life - Smart Shield Plus, a non-linked non-participating term insurance plan with increasing cover options up to 200% of the base sum assured and milestone-based enhancements in August 2025; strategic partnerships with AU Small Finance Bank in 2025 to distribute protection, savings, child, money-back, and retirement plans via over 2,500 branches, as well as with State Bank of Sikkim, Insurance Dekho, Airtel, and Zopper in FY2024; and a joint acquisition with Vidyaniti LLP of a 4.25% stake in Narayana Hrudayalaya for Rs 1,100 crore in May 2025 to diversify investments into the healthcare sector.