Sierra Bancorp

Sierra Bancorp

BSRR
Sierra BancorpUS flagNASDAQ Global Select
41.96
USD
+0.29
- -
548.80MMarket Cap
Sierra Bancorp
BSRR
(NASDAQ Global Select)

Recent

price

41.96

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
6.01
4.65
4.71
4.47
4.69
5.56
5.99
6.49
7.04
7.33
7.99
8.36
8.71
8.03
9.72
10.85
11.16
Revenue per Share
0.61
0.55
0.58
0.94
1.09
1.34
1.3
1.38
1.94
2.35
2.33
2.82
2.25
2.37
2.84
3.14
3.44
Basic EPS, GAAP
2.44
2.27
2.5
2.36
1.93
1.94
0.89
2.72
1.79
3
2.44
3.43
2.16
3.52
3.92
2.38
0.22
Free Cash Flow per Basic Share
0.24
0.24
0.24
0.26
0.34
0.42
0.48
0.56
0.64
0.74
0.8
0.87
0.93
0.93
0.95
1.02
1.03
Dividend per Share
12.97
11.58
11.88
12.62
12.87
13.75
15.14
18.02
18.13
19.6
21.14
22.79
23.8
25.13
26.89
28.41
28.93
Book Value per Share
7.48
11.61
11.94
12.44
12.79
13.56
14.4
15.69
8.3
10.67
20.52
21.77
18.32
21.03
23.06
25
25.31
Tangible Book Value per Share
12
14
14
14
14
13
14
14
15
15
15
15
15
15
14
13
13
Basic Weighted Avg Shares
73
65
66
63
66
75
81
92
107
112
122
127
130
118
139
146
148
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
3
3
2
2
2
2
3
4
4
4
4
4
4
3
3
3
3
Depreciation Expense
7
8
8
13
15
18
18
20
30
36
35
43
34
35
41
42
46
Net Income, GAAP
- -
6.76
- -
18.79
28.89
33.43
33.38
41.11
25.03
24.64
23.81
24.8
25.06
25.01
24.7
24.88
24.76
Effective Tax Rate (%)
10.12
11.93
12.32
21.12
23.23
24.15
21.69
21.23
27.63
32.05
29.14
33.77
25.83
29.49
29.22
28.89
30.83
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
46
46
36
31
37
33
34
35
35
35
35
84
85
165
165
166
141
LT Debt
160
169
174
182
187
190
206
256
273
309
344
362
304
338
357
365
364
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
5.98
4.87
4.96
7.73
8.5
9.89
9.01
8.49
11.16
12.47
11.4
12.86
9.57
9.61
10.77
11.03
12.03
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
55
223
130
LT Borrowings
165
166
141
LT Finance Leases
23
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
13
13
13
Market Capitalization
397
441
451

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
692
605
614
Accounts Receivable, Net
- -
14
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
55
223
130
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.2%
1.67%
2.12%
Free Cash Flow
21.56%
5.72%
-42.55%
Net Income, GAAP
10.4%
4.78%
4.36%
Sales/Revenue/Turnover
7.21%
4.14%
5.53%
Total Cash Common Dividend
9.6%
2.45%
0.73%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
35
36
36
32
139
2025
35
37
38
37
146
2026
37
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.64
0.72
0.75
0.73
2.84
2025
0.66
0.78
0.73
0.97
3.14
2026
0.96
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.23
0.23
0.24
0.24
0.95
2025
0.25
0.25
0.25
0.26
1.02
2026
0.26
- -
- -
- -
- -
Business
Sierra Bancorp functions as the parent entity for Bank of the Sierra, delivering comprehensive retail and commercial banking solutions to individuals and enterprises across California. The institution offers a broad spectrum of deposit accounts, encompassing checking, savings, money market demand, time deposits, various retirement plans, and sweep accounts. Its lending portfolio features diverse options, including agricultural, commercial, consumer, real estate, construction, and mortgage loans. Beyond traditional offerings, the bank provides modern conveniences such as automated teller access, electronic point-of-sale payment solutions, extensive online and mobile banking capabilities, automated telephone banking, remote deposit capture, and payroll services designed for business clients. As a community-focused regional bank, it has earned a 5-star rating from Bauer Financial in 2024 for its strong performance. With over 34 locations spanning counties like Tulare, Kern, Kings, Fresno, Ventura, San Luis Obispo, and Santa Barbara, along with an online branch, an agricultural credit center, and a dedicated loan production office, Sierra Bancorp remains committed to the communities it serves. Founded in 1977, the company is headquartered in Porterville, California. In recent reporting, Sierra Bancorp announced net income of $9.7 million for the third quarter of 2025, alongside approving a new share repurchase program and consistently distributing quarterly cash dividends. The company also recently achieved a milestone, donating over $5 million to local organizations through its Sierra Grant Program.

Company News

APIChatGPT
  • Implied Volatility Surging for Sierra Bancorp Stock Options

  • Sierra Bancorp (BSRR) Reports Q1 Earnings: What Key Metrics Have to Say

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  • Sierra Bancorp Reports First Quarter 2026 Results

  • Sierra Bancorp Declares Quarterly Cash Dividend

  • Critical Analysis: BEO Bancorp (OTCMKTS:BEOB) vs. Sierra Bancorp (NASDAQ:BSRR)

  • Analysts Set Sierra Bancorp (NASDAQ:BSRR) Target Price at $37.00

  • Head to Head Survey: Sierra Bancorp (NASDAQ:BSRR) vs. First Northern Community Bancorp (OTCMKTS:FNRN)

  • Best Income Stocks to Buy for March 20th

  • Sierra Bancorp (BSRR) Upgraded to Strong Buy: Here's Why

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  • Head-To-Head Comparison: Sierra Bancorp (NASDAQ:BSRR) & RBB Bancorp (NASDAQ:RBB)

  • Best Income Stocks to Buy for February 13th

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  • Sierra Bancorp (BSRR) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates

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  • Sierra Bancorp (BSRR) Q4 Earnings Beat Estimates

  • Sierra Bancorp Reports Record Quarterly Earnings and 2025 Results

  • Critical Survey: FS Bancorp (NASDAQ:FSBW) and Sierra Bancorp (NASDAQ:BSRR)

  • Sierra Bancorp Announces 4% Increase in Quarterly Cash Dividend